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Find Auto Insurance Agents Near You in Carlsbad, CA

Browse auto insurance agents serving Carlsbad, California. Updated 2026-07-14.

The top-rated auto insurance agent in Carlsbad, California is Gaslamp Insurance, rated 4.6 stars across 1,642 reviews. Other highly rated options include Hazelrigg And Associates: Allstate Insurance, Ryan Waggener - State Farm Insurance Agent, Luke Dix - State Farm Insurance Agent. This directory lists 21 auto insurance agents serving Carlsbad.

Showing 21 auto insurance agents in Carlsbad, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gaslamp Insurance2244 Faraday Ave #125(800) 920-4125
2Hazelrigg And Associates: Allstate Insurance6994 El Camino Real Ste 110(760) 471-7545
3Ryan Waggener - State Farm Insurance Agent2710 Loker Ave W Suite 210(760) 814-2480
4Luke Dix - State Farm Insurance Agent1901 Camino Vida Roble STE 115(760) 754-2636
5Hayek Insurance2777 Jefferson St Suite 203-D(800) 860-8835
6Walt Waggener - State Farm Insurance Agent2710 Loker Ave W Ste 210(760) 931-5393
7The Insurance Place2111 Palomar Airport Rd # 322(760) 643-2100
8Hugh Kollar - State Farm Insurance Agent2979 State St # C(760) 730-9110
9Alta Vista Insurance Agency2585 Pio Pico Dr Suite 100(844) 629-1500
10Ken May Insurance Services3146 Tiger Run Ct #114(760) 893-8055
GI
2244 Faraday Ave #125
Gaslamp Insurance
Auto Insurance Agent · Carlsbad, CA

Gaslamp Insurance serves the Carlsbad area and surrounding communities, offering auto insurance for local drivers. Their agents help clients select personal auto policies tailored to individual driving habits and vehicle needs. They assist with comparing liability limits and deductibles to meet California’s coverage requirements. Their services also include processing policy renewals and modifying claims-handling procedures for accidents in the region.

HA
6994 El Camino Real Ste 110
Hazelrigg And Associates: Allstate Insurance
Auto Insurance Agent · Carlsbad, CA

Hazelrigg And Associates: Allstate Insurance in Carlsbad, CA provides a range of personal auto coverage options, including liability, collision, and comprehensive protection. It also offers roadside assistance plans and rental reimbursement services to maintain clients' mobility after an incident. The agency's auto insurance policies are written for typical passenger vehicles, including sedans and SUVs, and extend to recreational vehicles. Its services also cover commercial auto needs for local businesses, such as delivery vans. The company services single-family homes, apartments, retail stores, and restaurants.

RW
2710 Loker Ave W Suite 210
Ryan Waggener - State Farm Insurance Agent
Auto Insurance Agent · Carlsbad, CA

Homeowners, businesses, and drivers in Carlsbad rely on Ryan Waggener’s State Farm Insurance agency for auto insurance policies tailored to their individual needs and budgets. The team assists clients with liability, collision, and comprehensive coverage options, as well as related financial services like life and renters insurance to help protect their assets and families. They guide customers through claims processes and policy adjustments to ensure adequate protection on the road and at home. The agency also serves clients in nearby Oceanside.

LD
1901 Camino Vida Roble STE 115
Luke Dix - State Farm Insurance Agent
Auto Insurance Agent · Carlsbad, CA

Serving Carlsbad and the surrounding communities, Luke Dix - State Farm Insurance Agent handles auto insurance coverage for local drivers. The agency works with clients to understand their specific protection needs and policy options. Each typical job involves reviewing a driver's personal situation and discussing available coverage choices tailored to their circumstances and budget. The process is approached with a focus on clear communication and thorough explanation of plan details before moving forward with any policy selection.

HI
2777 Jefferson St Suite 203-D
Hayek Insurance
Auto Insurance Agent · Carlsbad, CA

Hayek Insurance in Carlsbad, CA, distinguishes one-time policy consultations from recurring auto insurance management. Coverage options are tailored to address common local driving needs, including liability and collision protection for area motorists. This agency assists clients in understanding policy details for standard passenger vehicles. Comparing deductibles and exploring available discounts forms a regular part of their service approach. Client interactions may be set on a one-time basis for new policies, scheduled for regular reviews, or conducted as needed when coverage adjustments arise.

WW
2710 Loker Ave W Ste 210
Walt Waggener - State Farm Insurance Agent
Auto Insurance Agent · Carlsbad, CA

Walt Waggener - State Farm Insurance Agent in Carlsbad, CA provides specialized auto insurance policies designed to cover personal vehicles, commuter cars, and family transportation needs. The office also offers general insurance services such as home, renters, and life coverage to help local drivers and residents protect their broader assets against unexpected financial loss. As the busy holiday travel season approaches, they assist clients with reviewing and updating their comprehensive and collision coverage to ensure adequate protection for road trips across Southern California.

IP
2111 Palomar Airport Rd # 322
The Insurance Place
Auto Insurance Agent · Carlsbad, CA

As the summer travel season ramps up in Carlsbad, CA, drivers often need to review their coverage for longer commutes and out-of-state trips. The Insurance Place responds by assisting local motorists in comparing policies tailored to their daily driving habits and vehicle types. They also advise on appropriate liability limits and comprehensive options for the coastal region. An initial consultation typically begins with a review of your current insurance card and vehicle identification number for a straightforward assessment.

HK
2979 State St # C
Hugh Kollar - State Farm Insurance Agent
Auto Insurance Agent · Carlsbad, CA

Hugh Kollar – State Farm Insurance Agent in Carlsbad, California provides auto insurance policies tailored to personal and commercial vehicles. The agency focuses on liability and comprehensive protections, including add-ons such as roadside assistance and rental car reimbursement. Covering common local driving risks like traffic congestion and coastal weather, it helps secure vehicles under typical commuter or fleet use. Through State Farm, the office serves commercial sectors that require auto coverage, including offices, warehouses, and food service operations.

AV
2585 Pio Pico Dr Suite 100
Alta Vista Insurance Agency
Auto Insurance Agent · Carlsbad, CA

Alta Vista Insurance Agency serves the residential auto insurance needs of Carlsbad and the surrounding area, helping drivers secure personal coverage that meets local requirements. The agency also assists local businesses with commercial auto policies to protect company vehicles. Their service area extends across northern San Diego County, allowing them to support a broad range of clients. After an initial policy is placed, the office provides follow-up support to adjust coverage as circumstances change, ensuring clients receive attention between regular visits.

KM
3146 Tiger Run Ct #114
Ken May Insurance Services
Auto Insurance Agent · Carlsbad, CA

Ken May Insurance Services, operating in Carlsbad, California, focuses on providing personalized auto insurance coverage to local drivers. The company helps clients navigate various policy options, including liability and comprehensive plans, to match individual driving needs and budgets. As an auto insurance agent in the area, the agency works to find suitable protection for commuters and families in North County San Diego. Customers can also add roadside assistance services to their policies for an additional layer of security on the road.

JH
3129 Tiger Run Ct Ste 201
JP Hayes Insurance Agency
Auto Insurance Agent · Carlsbad, CA
(760) 935-3429
jphayesinsurance.com
DM
2318 Pio Pico Dr
Dave Miller Insurance
Auto Insurance Agent · Carlsbad, CA
(760) 717-1707
davemillerinsurance.com
RH
2382 Camino Vida Roble Ste M
Robin Horton: Allstate Insurance
Auto Insurance Agent · Carlsbad, CA
(760) 438-4442
agents.allstate.com/robin-horton-carlsbad-ca.html
AI
640 Grand Ave ste h
Altenbern Insurance agency
Auto Insurance Agent · Carlsbad, CA
(760) 434-0350
johnfarmers.com
MC
2173 Salk Ave Suite 250
Metro Coast Insurance Services, LLC
Auto Insurance Agent · Carlsbad, CA
(949) 238-6399
metrocoastinsurance.com
AB
325 Carlsbad Village Dr G2
Advanced Brokers Insurance Services
Auto Insurance Agent · Carlsbad, CA
(858) 436-7999
advancedbrokersinc.com
SI
7736 Via Rico
SPF Insurance Services Carlsbad
Auto Insurance Agent · Carlsbad, CA
(619) 937-3635
spfinsurance.com/health-insurance/carlsbad-ca-broker
EI
2712 Loker Ave W #1133
Empire Insurance Brokers
Auto Insurance Agent · Carlsbad, CA
(760) 814-8304
eibnow.com/contact/carlsbad-ca-insurance
CG
2413 Lapis Rd
Carlsbad General Insurance Agency LLC
Auto Insurance Agent · Carlsbad, CA
(760) 444-2662
carlsbadgeneralinsurance.com
MI
6965 El Camino Real # 105-515
McKinzie Insurance Agency, Inc.
Auto Insurance Agent · Carlsbad, CA
(760) 602-9275
mckinzieins.com
MC
745 Oak Ave
My Carlsbad Auto Insurance
Auto Insurance Agent · Carlsbad, CA
(760) 313-9099
carlsbadgeneralinsurance.com

What Does an a Auto Insurance Agent in Carlsbad Cost?

The average cost of auto insurance in California is about 1,800 dollars per year for full coverage, though rates vary widely. Minimum liability coverage may cost around 600 to 800 dollars annually. Factors like driving record, vehicle type, age, and location in Carlsbad affect your premium. This is general information, not insurance advice.

About auto insurance agents in Carlsbad

An auto insurance agent in Carlsbad, California can help you find coverage that meets state requirements. California law mandates that all drivers carry liability insurance with minimum limits of 15/30/5. A local agent understands the specific needs of Carlsbad drivers, including coastal risks and traffic patterns.

Frequently Asked Questions

What are the minimum auto insurance requirements in California?

California requires liability coverage of at least 15/30/5. This means 15,000 dollars per person for bodily injury, 30,000 dollars per accident for bodily injury, and 5,000 dollars for property damage. An agent can help you choose higher limits for better protection.

How can an auto insurance agent in Carlsbad help me?

An agent can explain different coverage options like collision, comprehensive, and uninsured motorist protection. They also know about discounts for safe driving, multiple policies, or anti-theft devices. They can compare quotes from multiple insurers to find a suitable policy.

Does California allow auto insurance based on zip code?

Yes, California insurers can use zip code as a rating factor. However, Proposition 103 restricts the use of territory rating to ensure rates are not unfairly discriminatory. An agent can explain how your Carlsbad location affects your premium.

Auto Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.