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Find Auto Insurance Agents in El Cajon, CA

Browse auto insurance agents serving El Cajon, California. Contact information and addresses listed below.

19 agents listed
Updated May 2026
El Cajon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 auto insurance agents in El Cajon, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pay Low Insurance
415 Fletcher Pkwy ste 306, El Cajon, CA 92020
(619) 736-1313 paylowinsurance.com
Doug Steiner - State Farm Insurance Agent
2456 Fletcher Pkwy, El Cajon, CA 92020
(619) 593-3234 dougsteiner.com
Freeway Insurance
1049 E Main St, El Cajon, CA 92021
(619) 202-2020 locations.freeway.com
Jennifer Langley - State Farm Insurance Agent
365 Broadway #202, El Cajon, CA 92021
(619) 442-9419
SaveMore Insurance Services
270 E Douglas Ave, El Cajon, CA 92020
(877) 421-8388
Prestige Guard Insurance Services
270 E Douglas Ave Suite 102A, El Cajon, CA 92020
(877) 595-5010
QCA
450 Fletcher Pkwy ste 212, El Cajon, CA 92020
(877) 755-5117 quickcoverauto.com
SD Insurance Agency
275 E Douglas Ave # 102, El Cajon, CA 92020
(858) 687-5222 sdinsagency.com
Bob Peterson - State Farm Insurance Agent
1174 Broadway #104, El Cajon, CA 92021
(619) 447-3200 robertpeterson.net
Bethel Insurance Services
1083 Broadway, El Cajon, CA 92021
(619) 442-4006 mercuryinsurance.com
Simple Lane Insurance Agency
1255 Avocado Ave Suite 102, El Cajon, CA 92020
(619) 777-7067 simplelaneinsurance.net
Fred Loya Insurance
342 N 2nd St, El Cajon, CA 92021
(619) 219-6180 fredloya.com
Easy Auto Insurance Services
152 W Park Ave #162, El Cajon, CA 92020
(858) 321-6850 easyautoins.com
Alexis Carlos Vega - State Farm Insurance Agent
275 E Douglas Ave STE 101, El Cajon, CA 92020
(619) 579-2263 vega-insurance.com
Kennedy Insurance Agency
2295 Fletcher Pkwy #100, El Cajon, CA 92020
(619) 797-1440 kennedyinsurance.com
Swanson Insurance Agency
1161 E Main St #201, El Cajon, CA 92021
(619) 440-3708
On The Spot Insurance Services Inc.
1558 Magnolia Ave STE C, El Cajon, CA 92020
(619) 596-7722 onthespotinsurance.com
Vetra Insurance Services
574 N 2nd St, El Cajon, CA 92021
(619) 630-9091
Auto Insurance El Cajon
810 Jamacha Rd Suite 103, El Cajon, CA 92019
(619) 600-5550 kodains.com

An auto insurance agent in El Cajon can help you find the right coverage for your vehicle. California law requires all drivers to carry liability insurance with minimum limits of 15,000 per person and 30,000 per accident for bodily injury and 5,000 for property damage. A local agent understands the specific needs of El Cajon drivers including traffic patterns and regional risk factors.

What Does a Auto Insurance Agent in El Cajon Cost?

Typical auto insurance costs in El Cajon California range from 800 to 2,500 per year for standard coverage. Factors such as your age driving record vehicle type and credit history affect the premium. California law limits the use of credit scores for setting rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to get auto insurance in El Cajon?
You will need your California drivers license vehicle registration and proof of prior insurance if you have it. The agent may also ask for your vehicles make model and VIN number.
Can I get auto insurance with a suspended license in California?
Yes you can still obtain auto insurance with a suspended license in California. However your options may be limited and premiums are typically higher. The agent can explain SR-22 requirements if needed.
How does California Proposition 103 affect my auto insurance rates?
Proposition 103 requires auto insurers to base rates primarily on driving record miles driven and years of experience. It also allows you to shop around and compare rates from different companies. An agent can help you understand how this law applies to your situation.