ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of auto insurance agents in Encinitas, California. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
Encinitas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 auto insurance agents in Encinitas, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Encinitas Insurance and Member Services
499 N El Camino Real, Encinitas, CA 92024
(760) 635-1020
ace.aaa.com
Lisa Trapp - State Farm Insurance Agent
1458 Encinitas Blvd, Encinitas, CA 92024
(760) 230-0231
youragentlisa.com
Katie Beach Harlan - State Farm Insurance Agent
531 Encinitas Blvd STE 119, Encinitas, CA 92024
(760) 753-4944
beachinsurance.us
Jake Cesare - State Farm Insurance Agent
227 N El Camino Real Ste 206, Encinitas, CA 92024
(760) 942-2277
youragentjake.com
Schulte Insurance Agency
1036 2nd St, Encinitas, CA 92024
(760) 436-5015
schulteinsurance.com
Nick Witzmann Insurance Agency
330 Encinitas Blvd suite 202c, Encinitas, CA 92024
187 Calle Magdalena Suite 110, Encinitas, CA 92024
(619) 401-1104
agents.farmers.com
Best Quote Insurance Services
1103 Quail Gardens Ct, Encinitas, CA 92024
(888) 536-1131
Farmers Insurance - Thomas Krynicki
360 N El Camino Real # 3C, Encinitas, CA 92024
(760) 230-4875
agents.farmers.com
Insuranca.com
676 Polaris Dr, Encinitas, CA 92024
(760) 271-1717
insuranca.com
King Insurance
360 N El Camino Real, Encinitas, CA 92024
(760) 753-7000
Farmers Insurance - Sam Delegge
531 Encinitas Blvd STE 202, Encinitas, CA 92024
(760) 579-2727
agents.farmers.com
J R Wood Insurance Agency
4405 Manchester Ave, Encinitas, CA 92024
(760) 944-1848
robertwoodinsurance.com
An auto insurance agent in Encinitas can help you find coverage that meets California state requirements. California law mandates minimum liability limits of 15,000 per person and 30,000 per accident for bodily injury. Agents also assist with uninsured motorist coverage and comprehensive options for coastal areas.
What Does a Auto Insurance Agent in Encinitas Cost?
Typical auto insurance costs in California range from 1,200 to 2,500 per year for full coverage, though rates vary widely. Minimum liability policies may cost 500 to 1,000 annually. Factors like age, driving record, and vehicle type affect your premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California requires liability coverage of 15,000 for injury or death per person, 30,000 per accident, and 5,000 for property damage. Proof of insurance must be carried at all times.
How can an Encinitas agent help with my policy?
An agent can explain coverage options like collision, comprehensive, and uninsured motorist protection. They also help you compare rates from different companies to find a suitable plan.
Free • No Obligation
Compare Auto Insurance Agents
Get matched with agents in Encinitas who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.