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Compare Auto Insurance Agents in Half Moon Bay, CA
Compare auto insurance agents in Half Moon Bay. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Half Moon Bay, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 auto insurance agents in Half Moon Bay, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Joseph Angelini
725 Main St, Half Moon Bay, CA 94019
(650) 726-4818
agents.farmers.com
Goosehead Insurance - Richard Holmes
785 Main St Suite 202, Half Moon Bay, CA 94019
(415) 912-0624
goosehead.com
Coastside Insurance Agency
720 Kelly Ave, Half Moon Bay, CA 94019
(650) 726-6328
coastsideinsuranceagency.com
Heidi Kuiper - State Farm Insurance Agent
604 Main St Ste I, Half Moon Bay, CA 94019
(650) 726-1108
heidikuiper.com
Kristen Young - State Farm Insurance Agent
543 Main St, Half Moon Bay, CA 94019
(650) 726-8400
halfmoonbayinsurance.com
Auto insurance agents in Half Moon Bay help drivers find coverage that meets California state requirements. California law mandates that all drivers carry liability insurance with minimum limits of 15,000 dollars per person and 30,000 dollars per accident for bodily injury. Local agents can also assist with coastal area considerations such as flood or wind damage protection.
What Does a Auto Insurance Agent in Half Moon Bay Cost?
Auto insurance costs in Half Moon Bay vary by driver age, vehicle type, and driving record. The average annual premium in California is around 1,800 dollars for minimum coverage, but rates can range from 1,200 to 3,000 dollars or more. Factors like coastal location and commute distance to Highway 1 can affect your rate. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California requires liability coverage of 15,000 dollars per person and 30,000 dollars per accident for bodily injury, plus 5,000 dollars for property damage. Uninsured motorist coverage is optional but recommended.
How do I find a reliable auto insurance agent in Half Moon Bay?
You can search online directories or ask for referrals from neighbors in Half Moon Bay. Local agents understand the specific driving conditions and coastal risks in San Mateo County.
Does my auto insurance cover damage from coastal storms or flooding?
Standard auto insurance policies in California do not cover flood damage. You may need a separate comprehensive policy or a flood endorsement. Ask your Half Moon Bay agent about available add-ons.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.