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Directory of auto insurance agents in Hercules, California. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Hercules, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 auto insurance agents in Hercules, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Al Chen - State Farm Insurance Agent
1511 Sycamore Ave Ste F, Hercules, CA 94547
(510) 222-1102
alchensf.com
Geoffrey Lavitoria - State Farm Insurance Agent
1327 Sycamore Ave, Hercules, CA 94547
(510) 724-1800
glavitoria.com
Auto insurance agents in Hercules, California help drivers find coverage that meets state legal requirements. California law mandates minimum liability limits of 15/30/5, meaning 15,000 dollars for injury per person, 30,000 dollars per accident, and 5,000 dollars for property damage. A local agent can explain these requirements and help you choose additional options like comprehensive or collision coverage.
What Does a Auto Insurance Agent in Hercules Cost?
Auto insurance costs in California vary widely based on factors like age, driving record, vehicle type, and coverage level. A typical annual premium for a standard policy in the Hercules area may range from 1,200 to 2,500 dollars for full coverage. Minimum liability policies can cost less, often between 600 and 1,000 dollars per year. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What do I need to bring to an auto insurance agent in Hercules?
You should bring your drivers license, vehicle registration, and information about your driving history. The agent will use these details to provide accurate quotes and coverage options.
How does California law affect my auto insurance policy?
California requires all drivers to carry liability insurance with minimum limits of 15/30/5. Agents can also explain uninsured motorist coverage and other optional protections that are common in the state.
Can an auto insurance agent help me after an accident in Hercules?
Yes, an agent can assist with filing a claim and explaining your policy benefits. They can also help you understand your rights under California insurance law and the steps to take after a collision.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.