The top-rated auto insurance agent in Laguna Hills, California is AAA Laguna Hills Insurance and Member Services, rated 4.6 stars across 539 reviews. Other highly rated options include Sima Mozaffari - State Farm Insurance Agent, Freeway Insurance, Chase Douglas - State Farm Insurance Agent. This directory lists 17 auto insurance agents serving Laguna Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Laguna Hills Insurance and Member Services | 25181 Paseo De Alicia Ste 105 | (949) 951-1400 |
| 2 | Sima Mozaffari - State Farm Insurance Agent | 25241 Paseo De Alicia Suite 225 | (949) 447-5585 |
| 3 | Freeway Insurance | 24012 Avenida De La Carlota Ste F | (949) 381-1144 |
| 4 | Chase Douglas - State Farm Insurance Agent | 23101 Moulton Pkwy Ste 103 | (949) 202-1001 |
| 5 | All Mark Insurance Services, Inc. | 23181 Verdugo Dr # 100B | (800) 538-8001 |
| 6 | abcashInsur Agency LA | 23275 S Pointe Dr | (818) 446-8070 |
| 7 | Sureguard Insurance | 23201 Mill Creek Dr Suite #200 | (714) 464-8013 |
| 8 | Paradise Palms Insurance Agency | 23046 Avenida De La Carlota # 600 | (949) 338-9202 |
| 9 | Sanctuary Insurance Services | 22982 La Cadena Dr #210 | (949) 629-7836 |
| 10 | Laguna Pacific Insurance Services Inc | 23537 Moulton Pkwy | (800) 636-6191 |
AAA Laguna Hills Insurance and Member Services serves Orange County and the surrounding region as a local auto insurance agent. The agency helps customers in Laguna Hills and nearby communities compare coverage options to meet their driving needs. Policies are typically tailored to individual requirements, including liability protection and collision coverage. The office also assists with roadside assistance plans and policy adjustments for local drivers.
As a State Farm auto insurance agent, Sima Mozaffari provides personal auto, home, and life coverage options to drivers and families in Laguna Hills. Her office helps clients secure standard liability policies and comprehensive protection plans, alongside RV coverage and rental car reimbursement options. Maintenance of each policy is supported through regular reviews and claims assistance. The agency services properties including single-family homes, apartments, retail locations, and restaurants in the area.
Freeway Insurance serves the Laguna Hills area of Orange County as an auto insurance agent. The company helps clients find liability, collision, and comprehensive coverage for their vehicles. Policies are obtained from multiple insurers to match different driving records and budget needs. Customers can discuss deductible options and coverage limits in person or over the phone. The agent also handles SR-22 filings and classic car insurance for local drivers.
Chase Douglas - State Farm Insurance Agent in Laguna Hills, CA serves homeowners, renters, and businesses seeking personal and commercial coverage. The agency provides auto insurance policies tailored to individual driving needs and liability concerns. Clients can also discuss bundling options for potential savings on their home and life insurance. Professional agents assist with policy reviews to ensure adequate protection for local drivers. The agency additionally serves the nearby community of Lake Forest and surrounding areas of Orange County.
For clients who need occasional help, auto insurance agents offer one-time policy comparisons, while regular service involves annual renewals and updates. At All Mark Insurance Services, Inc. in Laguna Hills, CA, standard coverage options include liability, collision, and comprehensive plans tailored to individual driving needs. The agent helps local drivers navigate state requirements and adjust deductibles as circumstances change. This service operates on both a scheduled basis for annual reviews and an as-needed basis for immediate assistance with claims or policy changes.
abcashInsur Agency LA serves Laguna Hills and the surrounding Orange County communities, handling a full range of personal auto insurance policies to help drivers meet state requirements and protect their vehicles. Each policy is designed to cover liability, collision, and comprehensive needs as regulatory and coverage standards demand. To handle a typical job, the agency first reviews a client's driving history and vehicle details, then compares available coverage options to propose a tailored plan that balances necessary protection with the client's personal budget.
Sureguard Insurance provides auto insurance guidance, helping clients select appropriate coverage levels for their vehicles. As an agency serving Laguna Hills and the surrounding area, it assists drivers in understanding liability protection, comprehensive plans, and policy adjustments. The agency focuses on matching coverage to individual driving needs while explaining the associated options and limits. When seasonal rains or changing commute patterns create increased risks on local roadways, it helps review and update policies to maintain suitable protection that addresses those evolving circumstances.
With the busy summer travel season increasing traffic throughout the Orange County area, Paradise Palms Insurance Agency helps Laguna Hills drivers review their coverage for potential gaps. As an auto insurance agent, this company provides policies that meet California’s minimum liability requirements while also offering options for collision and comprehensive protection. Their process includes a careful review of each driver’s daily commute and parking situation. An initial assessment of your current policy and vehicle details begins any new application.
Sanctuary Insurance Services assists drivers with obtaining personal auto coverage and helps clients add optional protections such as roadside assistance, rental reimbursement, and gap insurance. It also works with area customers to select appropriate limits and deductibles for their specific driving habits. The agency serves commercial operators as well, providing policies for cars and trucks used by offices, warehouses, and food service businesses.
Serving residents of Laguna Hills and the surrounding area, Laguna Pacific Insurance Services Inc provides personalized auto insurance solutions. The agency also offers commercial coverage for local businesses needing vehicle protection. As an independent auto insurance agent, the company works with clients to review their specific driving habits and vehicle needs. Policies are designed to ensure compliance with California state requirements while addressing individual coverage preferences. After an initial consultation, the agency routinely follows up with clients to adjust policies or recommend updates between regular visits.
What Does an a Auto Insurance Agent in Laguna Hills Cost?
Auto insurance costs in California vary widely. Average annual premiums in Orange County range from 1200 to 2500 for minimum coverage and 2000 to 4000 for full coverage. Your actual rate depends on your driving history vehicle and coverage choices. This is general information and not insurance advice.
About auto insurance agents in Laguna Hills
Auto insurance agents in Laguna Hills California help drivers find coverage that meets state requirements. California law requires all drivers to carry liability insurance with minimum limits of 15/30/5. Local agents can explain how factors like your driving record and vehicle type affect your policy options.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California law requires minimum liability coverage of 15000 per person for injury 30000 per accident for injury and 5000 for property damage. This is often called 15/30/5 coverage. An agent can help you decide if higher limits are right for you.
How do I find a licensed auto insurance agent in Laguna Hills?
You can search the California Department of Insurance website to verify an agents license. Many local agents in Laguna Hills offer free consultations to discuss your coverage needs. Ask about their experience with California specific insurance laws.
What factors affect my auto insurance premium in Laguna Hills?
Common factors include your driving record age vehicle type and where you live in Laguna Hills. California law also allows insurers to consider your credit history. An agent can explain how these factors apply to your situation.
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