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Find Auto Insurance Agents Near You in Lake Elsinore, CA

Browse auto insurance agents serving Lake Elsinore, California. Updated 2026-07-14.

The top-rated auto insurance agent in Lake Elsinore, California is Paul Niehouse Jr - State Farm Insurance Agent, rated 5.0 stars across 112 reviews. Other highly rated options include Tako Insurance Agency: Allstate Insurance, Guidance Insurance Agency, Inc., Speedy Insurance Agency. This directory lists 17 auto insurance agents serving Lake Elsinore.

Showing 17 auto insurance agents in Lake Elsinore, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Paul Niehouse Jr - State Farm Insurance Agent32235 Mission Trail B11(951) 674-0735
2Tako Insurance Agency: Allstate Insurance31641 Auto Center Dr Ste 1a(951) 674-0624
3Guidance Insurance Agency, Inc.16746 Lakeshore Dr A(951) 245-2240
4Speedy Insurance Agency32285 Mission Trail P5(951) 579-4095
5All Discount Insurance Services, Inc.31796 Casino Dr A(951) 245-9777
6In & Out Vehicle Registration31900 Mission Trail STE 120(951) 245-3939
7Manuel Bonilla: Allstate Insurance117 S Main St Ste 204(951) 405-4954
8Nino Insurance Agency30870 Riverside Dr # B3(951) 674-5110
9Freeway Insurance16782 Lakeshore Dr Ste C3(951) 348-3021
10Todd Schaffner - State Farm Insurance Agent31461 Riverside Dr Ste C(951) 245-1100
PN
32235 Mission Trail B11
Paul Niehouse Jr - State Farm Insurance Agent
Auto Insurance Agent · Lake Elsinore, CA

Paul Niehouse Jr - State Farm Insurance Agent in Lake Elsinore, CA serves homeowners, renters, and local drivers seeking personal auto coverage. This agency provides standard liability, collision, and comprehensive insurance policies tailored to individual needs. Customers can also discuss coverage for other vehicles and inquire about bundling options. The office assists clients with policy reviews and claims guidance within the Riverside County area, including neighboring communities such as Wildomar and Menifee.

TI
31641 Auto Center Dr Ste 1a
Tako Insurance Agency: Allstate Insurance
Auto Insurance Agent · Lake Elsinore, CA

Tako Insurance Agency: Allstate Insurance serves the Lake Elsinore area of Riverside County, offering auto insurance agent services for local drivers. The agency helps customers select appropriate coverage levels that meet California state requirements and their personal needs. Clients can receive guidance on roadside assistance and rental car reimbursement options. The company handles policy renewals and coverage adjustments for changing circumstances. It also assists with claims filing and reviews of existing insurance policies. Tako Insurance Agency: Allstate Insurance provides SR-22 filings and liability coverage solutions in this region.

GI
16746 Lakeshore Dr A
Guidance Insurance Agency, Inc.
Auto Insurance Agent · Lake Elsinore, CA

Located in Lake Elsinore, CA, Guidance Insurance Agency, Inc. provides a full range of personal auto insurance policies, including liability, collision, and comprehensive coverage. The agency assists clients with selecting appropriate deductibles and policy limits. Its service approach includes regular policy reviews to ensure coverage matches current driving habits and vehicle values. Guidance Insurance Agency, Inc. serves individual drivers, families with multiple vehicles, and accounts for local small businesses such as retail shops and restaurants that require auto insurance for delivery or commercial use.

SI
32285 Mission Trail P5
Speedy Insurance Agency
Auto Insurance Agent · Lake Elsinore, CA

Speedy Insurance Agency in Lake Elsinore, California, is known for helping local drivers find auto insurance policies that meet their specific needs. The agency serves customers across the region, working with multiple carriers to offer a range of coverage options for personal vehicles. Policies typically include liability, collision, and comprehensive protection to comply with state requirements and protect assets. A common add-on service available through the agency is rental car reimbursement coverage, which provides a temporary vehicle while a car is being repaired after a covered claim.

AD
31796 Casino Dr A
All Discount Insurance Services, Inc.
Auto Insurance Agent · Lake Elsinore, CA

All Discount Insurance Services, Inc. serves Lake Elsinore and the surrounding communities in Riverside County, handling auto insurance policies for local drivers. The company helps customers select appropriate coverage options to meet individual needs and legal requirements. It works with various insurance carriers to compare policy features and costs on behalf of its clients. A typical job begins with a review of the driver’s current coverage and driving history, followed by a search for a suitable policy that fits their budget.

IO
31900 Mission Trail STE 120
In & Out Vehicle Registration
Auto Insurance Agent · Lake Elsinore, CA

In & Out Vehicle Registration serves Lake Elsinore, CA, as an auto insurance agent, distinguishing between one-time policy purchases for short-term needs and recurring coverage plans for ongoing protection. Whether a client requires temporary insurance or a long-term policy, the agency offers guidance on options that meet state requirements for liability and additional protection. Assistance may be provided for comparing different carriers to suit individual circumstances and budgets. Client service can be arranged on a one-time, scheduled, or as-needed basis to accommodate specific requests and availability.

MB
117 S Main St Ste 204
Manuel Bonilla: Allstate Insurance
Auto Insurance Agent · Lake Elsinore, CA

Manuel Bonilla: Allstate Insurance specializes in auto insurance policies for Lake Elsinore, California drivers. Its general services include liability, collision, and comprehensive coverage, as well as roadside assistance options. Standard policies are tailored for local commuters traveling through the Ortega Highway corridor. This agency helps residents manage coverage limits and deductibles during wildfire season, a recurring environmental concern for many homes and vehicles in this region.

NI
30870 Riverside Dr # B3
Nino Insurance Agency
Auto Insurance Agent · Lake Elsinore, CA

As summer heat hits Lake Elsinore, many drivers look over their coverage to prepare for longer road trips and increased local traffic. Nino Insurance Agency helps customers review their auto policies for adequate protection. This agent works to find appropriate liability limits and optional coverages based on each driver's individual needs and daily commute. Understanding Southern California traffic risks, the agency offers guidance on deductibles and uninsured motorist options. A typical first step involves a brief inspection of a vehicle's current registration and driver license details.

FI
16782 Lakeshore Dr Ste C3
Freeway Insurance
Auto Insurance Agent · Lake Elsinore, CA

Freeway Insurance serves the Lake Elsinore area of Riverside County as an auto insurance agent. The company helps local drivers find coverage that meets state requirements and personal protection needs. Agents work with clients to compare policies from multiple carriers, simplifying the selection process. They also assist with policy adjustments when a driver adds a vehicle or changes their commute. Handling SR-22 filings and helping customers restore suspended licenses are specific services available from this Lake Elsinore provider.

TS
31461 Riverside Dr Ste C
Todd Schaffner - State Farm Insurance Agent
Auto Insurance Agent · Lake Elsinore, CA

Todd Schaffner - State Farm Insurance Agent provides auto insurance coverage for drivers in Lake Elsinore, CA, offering standard liability and collision policies along with optional add-ons such as rental reimbursement and roadside assistance. The agency guides clients through deductibles and uninsured motorist protection to meet California requirements. Its services extend to local commercial sectors, including offices needing fleet insurance, warehouses requiring cargo coverage, and food service businesses seeking general liability protection.

GS
31948 Mission Trail unit b
Golden Square Insurance
Auto Insurance Agent · Lake Elsinore, CA
(951) 579-4095
gsquareins.com
AI
31952 Mission Trail
Auto International Insurance
Auto Insurance Agent · Lake Elsinore, CA
(951) 550-0222
autointernationalinsurance.com
FI
506 W Graham Ave # 104
Farmers Insurance - Michele Munoz
Auto Insurance Agent · Lake Elsinore, CA
(951) 471-2029
agents.farmers.com/ca/lake-elsinore/michele-munoz
TP
350 Railroad Canyon Rd suit c
Tico Pro Insurance Services
Auto Insurance Agent · Lake Elsinore, CA
(714) 308-4319
ticoproinsurance.com
GC
32019 Corydon Rd
Gillies Cary Insurance
Auto Insurance Agent · Lake Elsinore, CA
(951) 389-5522
FA
31903 Mission Trail
Farmers
Auto Insurance Agent · Lake Elsinore, CA
(951) 461-5214
agents.farmers.com/ca/lake-elsinore/michele-munoz
VB
31681 Riverside Dr STE L
VIP Best Insurance Agency
Auto Insurance Agent · Lake Elsinore, CA
(951) 221-8404
vipbestinsurance.com

What Does an a Auto Insurance Agent in Lake Elsinore Cost?

Typical auto insurance costs in California range from 800 to 2,000 dollars per year for minimum coverage, and 1,500 to 4,000 dollars for full coverage. Actual premiums vary based on your driving record, vehicle, and chosen deductibles. This is general information, not insurance advice.

About auto insurance agents in Lake Elsinore

Auto insurance agents in Lake Elsinore, California help drivers find coverage that meets state requirements. California law mandates minimum liability limits of 15/30/5, meaning 15,000 dollars per person for injury, 30,000 dollars per accident, and 5,000 dollars for property damage. Local agents can also explain additional options like uninsured motorist coverage and comprehensive plans.

Frequently Asked Questions

What does an auto insurance agent in Lake Elsinore do?

An auto insurance agent helps you compare policies from different carriers, explains coverage types, and assists with claims. They can tailor a policy to your driving history and vehicle needs while ensuring compliance with California insurance laws.

Is it required to have an agent to buy car insurance in California?

No, you can buy insurance directly from companies online or by phone. However, an agent can provide personalized advice and help you understand California-specific requirements, such as the low-cost auto insurance program for eligible drivers.

What factors affect auto insurance rates in Lake Elsinore?

Rates depend on your driving record, age, vehicle type, and location. In Lake Elsinore, factors like local traffic patterns and accident rates also influence premiums. California law prohibits using credit scores for setting rates.

Auto Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.