The top-rated auto insurance agent in Lompoc, California is Julio's Auto Insurance, rated 4.9 stars across 81 reviews. Other highly rated options include AAA Lompoc Insurance and Member Services, Farmers Insurance - Andra Campbell, Fiesta Auto Insurance & Tax Service. This directory lists 17 auto insurance agents serving Lompoc.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julio's Auto Insurance | 705 E Ocean Ave | (805) 430-9700 |
| 2 | AAA Lompoc Insurance and Member Services | 525 W Central Ave | (805) 735-2731 |
| 3 | Farmers Insurance - Andra Campbell | 125 W Ocean Ave | (805) 757-5055 |
| 4 | Fiesta Auto Insurance & Tax Service | 726 N H St | (805) 944-1012 |
| 5 | Charles W Walker Insurance | 201 N H St | (805) 736-4162 |
| 6 | James Hinshaw: Allstate Insurance | 830 E Ocean Ave | (805) 736-8944 |
| 7 | First American Title Company | 100 S H St | (805) 737-3736 |
| 8 | Kelly Breen: Allstate Insurance | 3757 Constellation Rd | (805) 735-6466 |
| 9 | Julia Tipolt - State Farm Insurance Agent | 3865 Constellation Rd B | (805) 733-4545 |
| 10 | Servicios Maya / Maya Insurance Agency | 717 E Ocean Ave | (805) 741-5050 |
Julio’s Auto Insurance in Lompoc, California, is known for helping local drivers meet state requirements for liability coverage. The agency offers a range of personal auto policies designed to protect vehicles, drivers, and passengers from common roadway risks. Clients can explore different coverage levels and deductibles to tailor a plan that fits their budget. For added protection, the office can assist with comprehensive and collision policies to cover damage from theft, vandalism, or weather events.
AAA Lompoc Insurance and Member Services serves the Lompoc area of Santa Barbara County, offering auto insurance policies to help protect local drivers. It assists customers with coverage options suited for regional road conditions. Claim filing assistance is also provided to streamline the process after an accident. The agency handles policy adjustments and roadside support services for its clients in this coastal California community.
Farmers Insurance - Andra Campbell offers a full range of auto insurance policies tailored to individual driving needs in Lompoc, CA. The agency helps clients select appropriate coverage levels, manage policy adjustments, and file claims efficiently. Regular policy reviews are conducted to ensure that coverage keeps pace with changing circumstances and local driving conditions. This focus on personalized service extends to commercial auto policies as well. The company also provides insurance solutions for a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Fiesta Auto Insurance & Tax Service serves the Lompoc, California area as a provider of personal and commercial auto insurance policies. The agency helps local drivers obtain coverage that meets state requirements and protects their vehicles on the road. Clients can work with the office to compare quotes from different carriers or adjust existing policies to fit changing needs and budgets. Fiesta Auto Insurance & Tax Service also assists residents in the region with filing auto insurance claims and securing liability coverage.
Serving Lompoc and the surrounding Central Coast communities, Charles W Walker Insurance handles auto insurance for local drivers seeking to meet California’s coverage requirements. The agency assists clients in understanding the options needed to protect their vehicles and financial interests on the road. When completing a typical policy review, the company works through individual driving and vehicle details to match each driver with an appropriate coverage plan.
Homeowners, renters, and local drivers in Lompoc, CA rely on James Hinshaw: Allstate Insurance for personalized auto insurance coverage. The agency helps clients evaluate their protection needs and find policies that fit their budgets and driving habits. Each customer receives dedicated guidance on available coverage options and potential discounts. As part of a national insurer, the agency connects residents with broad resources while offering local, face-to-face service. The agency also provides coverage for drivers in nearby Santa Maria and the surrounding Santa Barbara County area.
First American Title Company in Lompoc, California, provides a full range of auto insurance agent services, including policy selection assistance, coverage updates, and claims support. Routine service plans are offered to help clients review their existing policies and adjust deductibles or liability limits as needed. The company also assists with bundling options and paperwork for new vehicle additions. It services single-family homes, apartments, retail storefronts, and neighborhood restaurants in the local area.
As an auto insurance agent in Lompoc, California, Kelly Breen: Allstate Insurance offers tailored liability and comprehensive coverage to protect vehicles on local roads. It also provides standard policy services for drivers seeking dependable protection against common accidents and damages. The agency serves the broader community by advising on coverage limits and deductibles. Before the winter rains begin, it helps residents evaluate whether their current policies adequately shield them from the increased risks of hydroplaning and visibility-related collisions during the region's wet season.
When spring rains in Lompoc create slick roads or the summer fog reduces visibility along Highway 1, local drivers need reliable coverage. Julia Tipolt, a State Farm Insurance agent in Lompoc, offers auto insurance policies designed to address these regional driving conditions. She assists residents in selecting liability, collision, and comprehensive plans that match their daily commutes and vehicle types. The process begins with a complimentary coverage review to assess each driver’s specific needs and current situation during an initial consultation.
Servicios Maya, also known as Maya Insurance Agency, in Lompoc, CA, helps clients distinguish between one-time liability certificates and recurring auto insurance policies. They tailor coverage recommendations to match individual driving habits and vehicle needs. Typical service includes explaining policy terms, processing renewals, and assisting with claims after an accident. For local drivers, they evaluate options like comprehensive or collision protection. Service is available on an as-needed basis, whether for a new quote, a policy change, or immediate roadside assistance.
What Does an a Auto Insurance Agent in Lompoc Cost?
Typical auto insurance costs in California vary widely. For a standard policy with minimum liability limits a driver might pay between 800 and 1500 dollars per year. Full coverage policies often range from 1500 to 3000 dollars annually depending on the driver profile and vehicle. Rates in Lompoc may be slightly lower than in larger cities like Los Angeles but higher than in rural areas. This is general information and not insurance advice.
About auto insurance agents in Lompoc
An auto insurance agent in Lompoc California can help you find coverage that meets state requirements. California law mandates minimum liability limits of 15/30/5 which means 15000 dollars for injury per person 30000 dollars for injury per accident and 5000 dollars for property damage. A local agent understands the specific driving conditions in Santa Barbara County and can assist with policies that include uninsured motorist coverage or comprehensive plans.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California requires all drivers to carry liability insurance with minimum limits of 15000 dollars for bodily injury per person 30000 dollars for bodily injury per accident and 5000 dollars for property damage. You must also carry uninsured motorist coverage unless you reject it in writing.
How can an auto insurance agent in Lompoc help me save money?
An agent can review your driving record vehicle type and mileage to find discounts you may qualify for such as good driver multi-policy or low mileage discounts. They can compare quotes from multiple carriers to find a rate that fits your budget.
What factors affect auto insurance rates in Lompoc California?
Rates are influenced by your driving history age credit score vehicle make and model and your location within Lompoc. Local factors like traffic density and accident rates in Santa Barbara County also play a role.
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