The top-rated auto insurance agent in Newport Beach, California is InsuranceOnline, rated 4.9 stars across 1,651 reviews. Other highly rated options include Kessler Alair Insurance Services, Inc., Steve Ferraro - State Farm Insurance Agent, David Misiego - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Newport Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsuranceOnline | 660 Newport Center Dr #340 | (949) 566-8760 |
| 2 | Kessler Alair Insurance Services, Inc. | 4695 MacArthur Ct Ste 1109 | (949) 536-3700 |
| 3 | Steve Ferraro - State Farm Insurance Agent | 471 Old Newport Blvd #304 | (949) 643-2233 |
| 4 | David Misiego - State Farm Insurance Agent | 227 20th St #100 | (949) 673-9391 |
| 5 | Steve Ferraro Jr. - State Farm Insurance Agent | 471 Old Newport Blvd #304 | (949) 855-8787 |
| 6 | AAA Newport Beach Insurance and Member Services | 3880 Birch St | (949) 476-8880 |
| 7 | Mike Ferraro Jr. - State Farm Insurance Agent | 3700 Campus Dr Ste 204 | (949) 645-6000 |
| 8 | Moby Young - State Farm Insurance Agent | 3740 Campus Dr B | (949) 706-5300 |
| 9 | Marie Pham - State Farm Insurance Agent | 717 Lido Park Dr ste g | (714) 847-4949 |
| 10 | ACACIA Insurance Services, Inc. | 4667 MacArthur Blvd #260 | (800) 510-8810 |
InsuranceOnline serves the greater Newport Beach area and Orange County as a local auto insurance agent. The company helps drivers find suitable coverage options that meet California's financial responsibility requirements. Its services typically include helping clients compare liability, comprehensive, and collision policies to match their specific driving needs and budgets. This agent also handles customer questions about policy details and claims procedures throughout the region. For local drivers, it processes routine policy adjustments and assists with SR-22 filings for high-risk coverage.
Kessler Alair Insurance Services, Inc. in Newport Beach assists clients in distinguishing between a one-time liability policy and a recurring comprehensive or collision plan. The agency provides guidance tailored to local driving conditions and traffic patterns around Orange County. Auto coverage through this firm addresses property damage and medical expense protection as needed by the policyholder. Service runs on a scheduled renewal basis or as a one-time placement.
Steve Ferraro - State Farm Insurance Agent provides auto insurance in the Newport Beach area, offering coverage options and policy reviews to help clients manage financial risk on the road. Service plans include assistance with claims filing, policy changes, and payment arrangements. Regular policy check-ins and renewal updates are available to ensure continued protection. The agency services individual drivers and those with multiple vehicles at single-family homes, apartments, retail, and restaurants in the community.
Homeowners, renters, and drivers throughout Newport Beach can turn to David Misiego - State Farm Insurance Agent for auto insurance coverage. This agency helps local clients select policies that meet their personal driving needs and budget requirements. Customers receive guidance on available coverage options, deductibles, and potential discounts for safe driving or bundling policies. The office serves the immediate Newport Beach area as well as nearby Costa Mesa, ensuring residents of that neighboring community also have access to personalized insurance support.
For one-time needs such as choosing a new policy, or recurring needs like annual reviews or billing questions, Steve Ferraro Jr. - State Farm Insurance Agent in Newport Beach, CA provides both comprehensive and liability auto insurance options. The coverage available at this location helps protect local drivers against financial loss from accidents, theft, or damage. Services can be arranged on a one-time basis for specific inquiries, or scheduled regularly for policy updates and claim support as needed.
AAA Newport Beach Insurance and Member Services serves the Newport Beach area and surrounding Orange County communities, handling auto insurance policies for local drivers. The agency provides standard coverage options, including liability and comprehensive plans, tailored to individual needs. It also assists with policy adjustments and claims guidance as part of its routine client support. Each typical job begins with a personal consultation to review driving history and coverage requirements, then compares available plans from its network to present suitable choices.
Mike Ferraro Jr. - State Farm Insurance Agent in Newport Beach, CA specializes in auto insurance policies tailored to protect area drivers. It also assists clients with related coverage needs, including vehicle protection and financial planning. The agency helps customers evaluate their options, ensuring compliance with California’s liability requirements. During the winter storm season, it advises on adding comprehensive coverage to safeguard against unexpected weather damage.
As Newport Beach residents prepare for the summer travel season, reviewing auto coverage becomes essential. Moby Young - State Farm Insurance Agent provides personalized guidance to help drivers evaluate their policies for coastal routes and daily commutes. The agency focuses on matching liability limits and deductibles to each customer’s driving habits and vehicle type. Local clients appreciate clear explanations of coverage options tailored to Southern California traffic conditions. The initial step involves a straightforward consultation where the agent inspects the current policy and assesses potential gaps before offering recommendations.
Marie Pham - State Farm Insurance Agent in Newport Beach, CA provides comprehensive auto insurance coverage for drivers seeking personal and commuter protection. The agency specializes in offering liability, collision, and comprehensive add-ons tailored to individual driving needs and vehicle types. With a focus on helping local clients manage risk and comply with California insurance requirements, the office assists with policy reviews and claims guidance. This agent supports commercial sectors including offices, warehouses, and food service operations with appropriate liability and fleet insurance options.
ACACIA Insurance Services, Inc. serves the Newport Beach area by helping residents secure personal auto coverage tailored to daily driving needs. The agency also assists local businesses with commercial auto policies for their vehicle fleets or company drivers. Clients receive clear explanations of policy options and liability requirements. This straightforward approach encourages customers to return for policy updates or additional vehicles between regular service appointments.
What Does an a Auto Insurance Agent in Newport Beach Cost?
The average cost of auto insurance in California is around 1800 dollars per year for minimum coverage and over 3000 dollars per year for full coverage. Actual rates depend on your driving record, age, vehicle type, and location within Newport Beach. Urban areas may have higher premiums due to traffic density and theft rates. This is general information, not insurance advice.
About auto insurance agents in Newport Beach
Auto insurance agents in Newport Beach help drivers find coverage that meets California state requirements. California law mandates minimum liability limits of 15/30/5, meaning 15000 dollars per person for injury and 5000 dollars for property damage. A local agent can explain these requirements and help you choose additional coverage for your specific needs.
Frequently Asked Questions
What is the minimum auto insurance coverage required in California?
California requires all drivers to carry liability insurance with limits of 15/30/5. This means 15000 dollars per person for bodily injury, 30000 dollars per accident for bodily injury, and 5000 dollars for property damage. An agent can help you meet these minimums and suggest higher limits for better protection.
Do I need an SR-22 form in Newport Beach?
An SR-22 is a certificate of financial responsibility required by the California DMV for high-risk drivers, such as those with DUI convictions or multiple at-fault accidents. An auto insurance agent in Newport Beach can file the SR-22 form with the state on your behalf. This requirement typically lasts for three years.
How can an auto insurance agent help me save money in Newport Beach?
An agent can compare quotes from multiple insurance companies to find competitive rates for your situation. They can also help you identify discounts such as multi-policy bundling, good driver discounts, or low-mileage discounts. California law also allows agents to explain usage-based insurance programs that may lower your premium.
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