ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeAuto Insurance AgentsCalifornia › Oceanside

Find Auto Insurance Agents Near You in Oceanside, CA

Browse auto insurance agents serving Oceanside, California. Updated 2026-07-14.

The top-rated auto insurance agent in Oceanside, California is John Cho - State Farm Insurance Agent, rated 5.0 stars across 802 reviews. Other highly rated options include AAA Oceanside Insurance and Member Services, Freeway Insurance, Farmers Insurance - Glenn Domingo. This directory lists 20 auto insurance agents serving Oceanside.

Showing 20 auto insurance agents in Oceanside, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Cho - State Farm Insurance Agent3520 College Blvd STE 104(760) 758-4115
2AAA Oceanside Insurance and Member Services3330 Vista Way(760) 433-6261
3Freeway Insurance1919 Mission Ave #106(760) 281-3001
4Farmers Insurance - Glenn Domingo3520 College Blvd Ste 105(866) 486-3276
5Inszone Insurance Services2111 S El Camino Real #201(760) 433-2307
6Pike Insurance Services3910 Vista Way STE 107(800) 411-7453
7Eric Opdahl - State Farm Insurance Agent3548 Seagate Way STE 130(760) 945-4900
8Aloha West Insurance4225 Oceanside Blvd(760) 547-2626
9A-MAX Insurance2037 Mission Ave STE B(760) 542-0900
10Fiesta Auto Insurance & Tax Service223 N Horne St B(760) 795-9029
JC
3520 College Blvd STE 104
John Cho - State Farm Insurance Agent
Auto Insurance Agent · Oceanside, CA

John Cho - State Farm Insurance Agent serves the Oceanside, California area, specializing in auto insurance policies. The office assists local drivers with liability, collision, and comprehensive coverage to meet state requirements and personal needs. Protection against unforeseen accidents and property damage is a core part of customer consultations. Policyholders can also receive guidance on deductibles and uninsured motorist coverage tailored to the region’s road conditions. This agency handles auto insurance renewals and policy bundling options.

AO
3330 Vista Way
AAA Oceanside Insurance and Member Services
Auto Insurance Agent · Oceanside, CA

AAA Oceanside Insurance and Member Services offers a full range of auto insurance policies tailored to the needs of drivers in Oceanside, California. Its service team assists clients with policy adjustments, claims filing, and general coverage inquiries to keep their vehicles protected. Regularly scheduled plan reviews help ensure policies align with changing driving habits or life circumstances. The agency serves a diverse client base that includes owners of single-family homes, apartments, retail shops, and local restaurants.

FI
1919 Mission Ave #106
Freeway Insurance
Auto Insurance Agent · Oceanside, CA

Freeway Insurance serves Oceanside, California, and the surrounding North San Diego County communities with auto insurance coverage. The agency handles personal auto policies, liability protection, and other standard vehicle insurance needs for local drivers. To secure suitable terms, it compares multiple insurers and adjusts coverage levels based on each client's driving history and budget requirements. This process allows the agent to match policy options directly to individual circumstances on behalf of the customer.

FI
3520 College Blvd Ste 105
Farmers Insurance - Glenn Domingo
Auto Insurance Agent · Oceanside, CA

Homeowners, renters, and business owners in the Oceanside area can turn to Farmers Insurance - Glenn Domingo for their auto insurance coverage needs, including liability, collision, and comprehensive policy options. They work with clients to help them understand deductible choices and coverage limits. The agency also offers tailored assistance for managing policy changes and claims. Its services extend into nearby Carlsbad and Camp Pendleton as well.

II
2111 S El Camino Real #201
Inszone Insurance Services
Auto Insurance Agent · Oceanside, CA

Inszone Insurance Services in Oceanside, California, helps drivers navigate auto insurance, distinguishing between one-time policy purchases and recurring coverage options that adjust as needs change. Their service helps protect against financial loss from accidents or theft by providing plans for liability, collision, and comprehensive protection. Policyholders may choose annual renewals for consistent protection or update coverage as new vehicles or driving situations arise. This insurance agent operates on a scheduled basis, with policies running for set terms and renewing regularly unless changes are needed.

PI
3910 Vista Way STE 107
Pike Insurance Services
Auto Insurance Agent · Oceanside, CA

Serving Oceanside and the surrounding communities of San Diego County, Pike Insurance Services handles auto insurance coverage for local drivers. The agency works with multiple carriers to match clients with suitable policies for vehicles ranging from commuter cars to family SUVs. Every analysis begins with a review of the driver’s daily routes and coverage needs. To deliver a policy, the agency compares rate and coverage options from its network of providers, then presents the clearest fit for the client’s specific driving habits.

EO
3548 Seagate Way STE 130
Eric Opdahl - State Farm Insurance Agent
Auto Insurance Agent · Oceanside, CA

Unlike other service industries where a one-time transaction may suffice, auto insurance requires an ongoing relationship to maintain continuous protection. Eric Opdahl - State Farm Insurance Agent in Oceanside, CA provides policyholders with guidance on adjusting coverage limits and deductibles as personal circumstances evolve. This approach helps ensure that local drivers remain adequately protected against liability, collision, and comprehensive risks. Service for current clients runs on an as-needed basis, available whenever an account review, policy change, or claim assistance is required.

AW
4225 Oceanside Blvd
Aloha West Insurance
Auto Insurance Agent · Oceanside, CA

Aloha West Insurance in Oceanside, CA specializes in helping drivers navigate auto insurance coverage options tailored to individual needs. The agency works closely with clients to find policies that address liability, collision, and comprehensive protection for their vehicles. Its general service includes comparing different plans to ensure adequate financial safeguards on the road. As the Southern California summer travel season approaches, the agency provides guidance on adding rental car coverage and roadside assistance to existing policies for trips along coastal highways or through inland mountain passes.

MI
2037 Mission Ave STE B
A-MAX Insurance
Auto Insurance Agent · Oceanside, CA

A-MAX Insurance in Cudahy, CA, offers auto insurance agents who help clients choose between one-time policy purchases and recurring coverage plans that renew automatically. Agents explain the differences in liability, collision, and uninsured motorist protection to match state requirements and personal driving needs. The service operates on an as-needed basis, with agents available to provide new quotes, update existing policies, or answer questions whenever a client schedules an appointment.

FA
223 N Horne St B
Fiesta Auto Insurance & Tax Service
Auto Insurance Agent · Oceanside, CA

Fiesta Auto Insurance & Tax Service in Oceanside, California specializes in auto insurance policies to protect local drivers on busy coastal roads. The agency generally handles coverage needs for commuters, families, and daily motorists throughout the area. It guides clients in selecting liability, collision, and comprehensive options that comply with California state requirements. As seasonal tourist traffic increases along Pacific Coast Highway and the I-5 corridor, the agency helps local residents adjust their coverage to address the heightened risk of accidents or vehicle damage during the busy summer travel months.

MI
510 Oceanside Blvd Ste 101
A-MAX Insurance
Auto Insurance Agent · Oceanside, CA
(760) 650-0500
amaxinsurance.com/find-an-office/oceanside
BB
3650 Ocean Ranch Blvd
Beau Breese: Allstate Insurance
Auto Insurance Agent · Oceanside, CA
(760) 231-7999
agents.allstate.com/beau-breese-oceanside-ca1.html
MM
3602 Ocean Ranch Blvd
Michelle McGowan - State Farm Insurance Agent
Auto Insurance Agent · Oceanside, CA
(760) 439-4747
michellemcgowan.com
GI
207 N Ditmar St
Gateway Insurance Agency Inc
Auto Insurance Agent · Oceanside, CA
(760) 439-1323
LE
815 Mission Ave Suite 208
Leading Edge Insurance Services, Inc.
Auto Insurance Agent · Oceanside, CA
(760) 433-5196
leadingedgeinsurance.net
MI
620 N Redondo Dr Suite A
Munguia Insurance Services
Auto Insurance Agent · Oceanside, CA
(760) 439-3868
FI
3142 Vista Way Ste 308
Farmers Insurance - Michael Maloy
Auto Insurance Agent · Oceanside, CA
(760) 517-9121
agents.farmers.com/ca/oceanside/michael-maloy
AA
2216 S El Camino Real suite 209
All Access Insurance Services, LLC
Auto Insurance Agent · Oceanside, CA
(760) 433-8474
insuranceoceanside.com
TI
1012 S Coast Hwy UNIT J
Tecker Insurance
Auto Insurance Agent · Oceanside, CA
(760) 757-3334
mercuryinsurance.com/agents/california/tecker-insurance-agency-045259.html
PP
2003 S El Camino Real #102
Policy Point Insurance Services
Auto Insurance Agent · Oceanside, CA
(760) 650-5547

What Does an a Auto Insurance Agent in Oceanside Cost?

Typical auto insurance costs in California range from 800 to 2000 per year for minimum coverage and 1500 to 4000 for full coverage. Oceanside rates may be higher due to local accident and theft statistics. Your age driving record and vehicle type also affect the price. This is general information not insurance advice.

About auto insurance agents in Oceanside

Auto insurance agents in Oceanside, California help drivers find policies that meet state minimum liability requirements. California law mandates at least 15/30/5 coverage for bodily injury and property damage. An agent can explain local factors like coastal risks and traffic patterns that affect your premium.

Frequently Asked Questions

What are the minimum auto insurance requirements in California?

California requires liability coverage of 15/30/5 meaning 15000 for injury per person 30000 per accident and 5000 for property damage. Uninsured motorist coverage is also required by law.

How can an Oceanside auto insurance agent help me save money?

An agent can compare quotes from multiple insurers and identify discounts for safe driving bundling policies or low mileage. They also know which companies offer better rates for Oceanside drivers.

Do I need special coverage for driving near the coast in Oceanside?

While not required comprehensive coverage can protect against flood or wind damage common in coastal areas. An agent can advise if this coverage is right for your situation.

Auto Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.