The top-rated auto insurance agent in Placerville, California is AAA Placerville Branch, rated 4.4 stars across 251 reviews. Other highly rated options include Inszone Insurance Services, ISU Insurance Services- Atwood Agency, Farmers Insurance - Stewart Rubiano. This directory lists 16 auto insurance agents serving Placerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Placerville Branch | 3979 Missouri Flat Rd Ste 120 | (530) 295-6600 |
| 2 | Inszone Insurance Services | 533 Main St | (530) 622-1835 |
| 3 | ISU Insurance Services- Atwood Agency | 800 Pacific St | (530) 626-2533 |
| 4 | Farmers Insurance - Stewart Rubiano | 1234 Broadway Ste F | (844) 465-3678 |
| 5 | JTR Insurance Agency, LLC | 533 Main St | (530) 622-0536 |
| 6 | Farmers Insurance - Daniel Dentone | 183 Placerville Dr B | (530) 626-5562 |
| 7 | Divide Insurance Agency | 50 Main St | (530) 642-8799 |
| 8 | Tony Gervasi - State Farm Insurance Agent | 2861 Ray Lawyer Dr | (530) 622-1820 |
| 9 | Farmers Insurance - Troy Vukovich | 4641 Missouri Flat Rd | (530) 622-6910 |
| 10 | Vukovich Insurance Agency | 4641 Missouri Flat Rd A | (530) 622-6912 |
AAA Placerville Branch serves the Placerville, California area, providing auto insurance agent services to local drivers. This agency helps customers select appropriate coverage for their vehicles, including liability and comprehensive options. Policies are tailored to meet state requirements and individual needs, ensuring compliance with California regulations. Managing claims and offering policy adjustments are also handled on-site for convenience. Among the specific services this Placerville branch handles are roadside assistance and rental car reimbursement.
Inszone Insurance Services in Placerville, California, provides specialty auto insurance options such as liability, collision, and comprehensive coverage tailored to individual driving needs. The agency also assists clients with general insurance requirements, including policy comparisons and claims guidance, to secure suitable protection for their vehicles. During the winter months, it helps drivers evaluate coverage for road hazards like icy roads or falling debris, ensuring safer travel through Placerville’s mountain foothills.
ISU Insurance Services- Atwood Agency in Placerville, California, provides a full range of auto insurance agents services, including policy consultations, coverage comparisons, and claims assistance. Ongoing account management and policy reviews help clients adjust their liability, collision, and comprehensive options as their driving needs change. Its client base primarily includes single-family homes and small apartment buildings, with additional services tailored to local retail shops and nearby restaurants.
Farmers Insurance - Stewart Rubiano serves local homeowners, business owners, and property managers in the Placerville area by offering auto insurance policies suited to their driving needs. The agency helps clients understand their coverage options and update policies as circumstances change. It also provides guidance on deductibles and liability limits to support informed decisions. In addition to serving Placerville, this agent covers the neighboring community of Diamond Springs and surrounding parts of El Dorado County.
Serving Placerville and the surrounding communities in El Dorado County, JTR Insurance Agency, LLC handles auto insurance needs for local drivers. This independent agency works to match clients with appropriate coverage options from a selection of carriers. It addresses common concerns such as liability limits, comprehensive protection, and collision coverage. The agency’s general approach begins with a review of a client’s driving situation and personal vehicle details to then recommend a plan that fits their budget and state requirements.
Unlike a one-time quote service you might seek for a specific vehicle, a local auto insurance agent provides an ongoing partnership to maintain coverage as your needs evolve. Farmers Insurance - Daniel Dentone in Placerville, CA offers policies that protect you against liability, collision, and comprehensive damage. The agent works with you to adjust your plan over time, accommodating new drivers or vehicles as your situation changes. This coverage service runs on a scheduled, recurring basis through policy renewals and regular check-ins.
When snowmelt or heavy spring rains swell creeks along Highway 50 through Placerville, drivers often face unexpected hydroplaning and collision risks. Divide Insurance Agency helps residents review their auto liability and comprehensive coverage limits to ensure adequate protection against such seasonally common hazards. The company also explains how local road conditions affect uninsured motorist and collision policy decisions. An initial assessment of current coverage begins with a thorough driving-record review and a discussion of typical mileage patterns in El Dorado County.
Tony Gervasi - State Farm Insurance Agent serves residents in Placerville, California, with personal auto insurance policies. The office also provides commercial auto coverage for local businesses operating in the area, supporting drivers throughout El Dorado County. Getting a new policy includes a review of liability, comprehensive, and collision options. After the initial setup, the agent contacts clients to review coverage changes or renewal details between regular service visits.
Farmers Insurance - Troy Vukovich in Placerville, CA helps individuals find auto insurance policies that meet their driving needs. The agency can also assist with specialized add-ons such as roadside assistance and rental car reimbursement to provide extra protection. For local businesses, the agent works with commercial vehicle policies to cover company fleets and employee-driven vehicles. Commercial insurance options are available for various sectors including offices, warehouses, and food service operations to support their operational demands.
What Does an a Auto Insurance Agent in Placerville Cost?
The average cost of auto insurance in California is about 1,700 dollars per year for full coverage, but rates in Placerville may vary. Minimum liability coverage can cost around 500 to 800 dollars annually. Factors like your age, vehicle, and claims history will affect your premium. This is general information, not insurance advice.
About auto insurance agents in Placerville
Auto insurance agents in Placerville, California help drivers find coverage that meets state requirements. California law mandates liability insurance with minimum limits of 15/30/5. Local agents can explain how factors like your driving record and vehicle type affect your policy options in El Dorado County.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California requires bodily injury liability of 15,000 dollars per person and 30,000 dollars per accident. Property damage liability must be at least 5,000 dollars. Uninsured motorist coverage is also required unless you reject it in writing.
How do I find an auto insurance agent in Placerville?
You can search online directories or ask for referrals from local residents. Many agents in Placerville serve El Dorado County and can meet in person to discuss your needs. Compare quotes from multiple agents to find suitable coverage.
Can my credit score affect my auto insurance rate in California?
California law prohibits insurance companies from using credit scores to set auto insurance rates. Insurers can use factors like your driving record, age, and where you live in Placerville. Always ask your agent about available discounts.
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