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HomeAuto Insurance AgentsCalifornia › San Clemente

Find Auto Insurance Agents Near You in San Clemente, CA

Browse auto insurance agents serving San Clemente, California. Updated 2026-07-14.

The top-rated auto insurance agent in San Clemente, California is Safe Life Insurance Agency, rated 5.0 stars across 417 reviews. Other highly rated options include Farmers Insurance - Lisa Newell, Chris Ferraro Jr. - State Farm Insurance Agent, Withers Insurance Services. This directory lists 20 auto insurance agents serving San Clemente.

Showing 20 auto insurance agents in San Clemente, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Safe Life Insurance Agency232 Avenida Fabricante STE 105(888) 633-6632
2Farmers Insurance - Lisa Newell940 Calle Negocio STE 220(949) 487-5487
3Chris Ferraro Jr. - State Farm Insurance Agent940 Calle Negocio Ste 230(949) 586-7060
4Withers Insurance Services638 Camino De Los Mares(949) 637-2700
5Divel Insurance501 N El Camino Real UNIT 204(949) 829-3639
6General Insurance Services629 Camino De Los Mares STE 306(949) 661-2201
7Mundell Insurance Agency - Garrett Mundell; Farmers Insurance2340 S El Camino Real # 1(949) 269-7860
8AAA San Clemente Insurance and Member Services638 Camino De Los Mares E100(949) 489-5572
9Goosehead Insurance - Bobby Legate946 Calle Amanecer Suite F(949) 533-0796
10Michele Ellena - State Farm Insurance Agent940 Calle Negocio Ste 230(949) 243-0792
SL
232 Avenida Fabricante STE 105
Safe Life Insurance Agency
Auto Insurance Agent · San Clemente, CA

Safe Life Insurance Agency serves San Clemente and the surrounding Orange County area, providing auto insurance coverage to local drivers. The agency helps customers navigate policy options to meet state requirements and personal needs. It works with various insurance carriers to offer competitive quotes and coverage plans. Support is available for policy adjustments, claims assistance, and routine coverage reviews. The agency handles liability protection and comprehensive coverage solutions in this region.

FI
940 Calle Negocio STE 220
Farmers Insurance - Lisa Newell
Auto Insurance Agent · San Clemente, CA

Farmers Insurance - Lisa Newell provides auto insurance policies including liability, collision, and comprehensive coverage for drivers in San Clemente, California, along with roadside assistance and rental car reimbursement options. It serves local residents and businesses by offering personalized policy reviews to match individual driving needs and budget requirements. The agency also services properties such as single-family homes, apartments, retail stores, and restaurants.

CF
940 Calle Negocio Ste 230
Chris Ferraro Jr. - State Farm Insurance Agent
Auto Insurance Agent · San Clemente, CA

Chris Ferraro Jr. - State Farm Insurance Agent serves local homeowners, renters, and small business owners in San Clemente, CA, by offering personal auto insurance policies to protect their vehicles and daily commutes. The agency also provides liability coverage options tailored to California driving requirements and can help review existing policies for possible adjustments. Additionally, it assists with bundling auto with other insurance needs for convenience. Service extends to the surrounding area, including the Dana Point community to the north.

WI
638 Camino De Los Mares
Withers Insurance Services
Auto Insurance Agent · San Clemente, CA

Withers Insurance Services serves San Clemente and the surrounding South Orange County communities, assisting clients with personal auto insurance coverage. It handles policies for standard vehicles, typically helping customers evaluate liability, collision, and comprehensive options that meet state requirements and individual needs. In managing a typical job, the agent reviews the driver’s profile, compares available plans, and tailors the coverage to provide suitable protection on local roads and highways.

DI
501 N El Camino Real UNIT 204
Divel Insurance
Auto Insurance Agent · San Clemente, CA

As the Southern California summer heat drives more San Clemente drivers onto the Pacific Coast Highway and the I-5, reliable auto coverage becomes essential. Divel Insurance operates in San Clemente, CA as an auto insurance agent, helping local residents navigate policies that address common regional risks like coastal weather and increased holiday traffic. The agency works to clarify policy options tailored to each driver's unique situation. A full review of the existing policy and a detailed vehicle inspection mark the initial assessment step.

GI
629 Camino De Los Mares STE 306
General Insurance Services
Auto Insurance Agent · San Clemente, CA

Unlike a single purchase for immediate coverage, General Insurance Services in San Clemente, CA assists clients in choosing between a one-time policy for a temporary vehicle or a recurring plan that renews automatically to keep protection in place year-round. Coverage options are tailored to individual driving needs and local road conditions, with representatives explaining differences between liability and comprehensive plans. Client meetings and plan adjustments are scheduled as needed based on upcoming renewal dates or life changes requiring policy updates.

MI
2340 S El Camino Real # 1
Mundell Insurance Agency - Garrett Mundell; Farmers Insurance
Auto Insurance Agent · San Clemente, CA

Mundell Insurance Agency, led by Garrett Mundell under Farmers Insurance, provides auto insurance coverage to drivers in San Clemente, California, along with specialty add-ons such as roadside assistance and rental car reimbursement. Policies can be tailored to protect individual commuters, families with multiple vehicles, and collectors with classic cars. The agency also serves commercial sectors that require vehicle protection, including local offices with fleet vehicles, warehouses managing delivery trucks, and food service operations relying on catering vans.

AS
638 Camino De Los Mares E100
AAA San Clemente Insurance and Member Services
Auto Insurance Agent · San Clemente, CA

AAA San Clemente Insurance and Member Services provides auto insurance policy options and guidance for local drivers. It assists clients with coverage selection, policy adjustments, and claims support throughout San Clemente, CA. The agency helps customers compare liability, collision, and comprehensive plans to fit their driving needs. During the busy holiday travel season, it offers tips on updating coverage for road trips or borrowed vehicles.

GI
946 Calle Amanecer Suite F
Goosehead Insurance - Bobby Legate
Auto Insurance Agent · San Clemente, CA

Goosehead Insurance - Bobby Legate provides auto insurance solutions for residential customers in San Clemente, California, and the surrounding communities. Commercial auto coverage is also available for local businesses needing protection for their vehicles. Their service area encompasses San Clemente and nearby areas. Agents work with clients to explain policy options and coverage levels suited to individual driving needs. The office maintains contact to assist with policy adjustments, questions, or claims between regular scheduled reviews, ensuring continued support throughout the policy term.

ME
940 Calle Negocio Ste 230
Michele Ellena - State Farm Insurance Agent
Auto Insurance Agent · San Clemente, CA

Michele Ellena - State Farm Insurance Agent in San Clemente, CA, is known for providing auto insurance policies to local drivers. The agency serves clients in the surrounding Orange County area, offering standard coverage options such as liability, collision, and comprehensive plans. Residents can obtain personalized quotes and discuss their specific driving needs directly with the agent. The office also adds roadside assistance coverage, which helps with towing, flat tires, and lockouts.

KF
802 Avenida Talega Suite 106
Kim Forsyth - State Farm Insurance Agent
Auto Insurance Agent · San Clemente, CA
(949) 366-0320
kimforsyth.com
UO
629 Camino De Los Mares #202b
Unity One Insurance
Auto Insurance Agent · San Clemente, CA
(949) 450-1822
orangecountyinsurancebroker.com
GR
1520 N El Camino Real #6
Greg Rosalino - State Farm Insurance Agent
Auto Insurance Agent · San Clemente, CA
(949) 276-5551
gregrosalino.com
CD
800 E Avenida Pico Ste Q
Chris Dolkas - State Farm Insurance Agent
Auto Insurance Agent · San Clemente, CA
(949) 492-5900
chrisdolkas.com
DP
1100-1198 Caminante
Diamond Preferred Insurance Services
Auto Insurance Agent · San Clemente, CA
(949) 648-2922
diamond-preferred.com
CC
806 E Avenida Pico suite i-266
Cal Commercial Insurance
Auto Insurance Agent · San Clemente, CA
(949) 749-7044
calcommercialinsurance.com
BI
501 N El Camino Real #200
Bearbower Insurance Services
Auto Insurance Agent · San Clemente, CA
(949) 347-9909
bearbowerinsurance.com
SC
501 N El Camino Real #200
San Clemente Insurance Services
Auto Insurance Agent · San Clemente, CA
(949) 369-0951
sanclementeins.com
GG
940 Calle Negocio Ste 170
GIS Galvez Insurance Services
Auto Insurance Agent · San Clemente, CA
(949) 240-7445
gisgalvezinsuranceservices.com
GL
1005 Calle Recodo
George L Brown Insurance
Auto Insurance Agent · San Clemente, CA
(949) 361-1400
georgebrowninsurance.com

What Does an a Auto Insurance Agent in San Clemente Cost?

The average cost of full coverage auto insurance in California is around 1800 to 2200 per year but rates in San Clemente may vary based on your driving record age and vehicle. Minimum liability coverage can cost 600 to 900 per year. This is general information not insurance advice.

About auto insurance agents in San Clemente

An auto insurance agent in San Clemente can help you choose a policy that meets California state requirements. California law mandates liability coverage of at least 15/30/5. A local agent understands the specific driving conditions and traffic patterns in Orange County.

Frequently Asked Questions

What are the minimum auto insurance requirements in California?

California requires liability coverage of at least 15000 for injury or death to one person 30000 per accident and 5000 for property damage. This is often called 15/30/5 coverage.

Do I need uninsured motorist coverage in San Clemente?

California law requires insurance companies to offer uninsured motorist coverage. You can reject it in writing but it is recommended because California has a high rate of uninsured drivers.

How can an auto insurance agent help me save money in San Clemente?

An agent can compare quotes from multiple carriers and help you find discounts for safe driving bundling policies or low mileage. They can also advise on coverage limits that fit your budget.

Auto Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.