The top-rated auto insurance agent in San Diego, California is Doug Steiner - State Farm Insurance Agent, rated 5.0 stars across 830 reviews. Other highly rated options include Fusco Orsini & Associates Insurance Services, The Insurance Store, Baja Bound Mexican Insurance. This directory lists 40 auto insurance agents serving San Diego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Steiner - State Farm Insurance Agent | 406 Ninth Ave Ste 204 | (619) 326-9930 |
| 2 | Fusco Orsini & Associates Insurance Services | 8880 Rio San Diego Dr Ste 725 | (888) 789-6175 |
| 3 | The Insurance Store | 10981 San Diego Mission Rd #230 | (619) 401-1800 |
| 4 | Baja Bound Mexican Insurance | 2305 Historic Decatur Rd Suite 100 | (888) 552-2252 |
| 5 | AAA San Diego Insurance and Member Services | 2440 Hotel Cir N | (619) 233-1000 |
| 6 | Right Time Insurance Services | 1761 Hotel Cir S | (619) 299-6000 |
| 7 | Freeway Insurance | 1333 Camino del Rio S #102 | (619) 345-0148 |
| 8 | Bridlewood Insurance | 13520 Evening Creek Dr N Suite 100 | (858) 753-7000 |
| 9 | Kiesau Insurance Services | 9968 Hibert St #104 | (858) 566-8555 |
| 10 | Beach Break Insurance Agency #6008907 | 4849 Ronson Ct # 210 | (619) 567-7227 |
Doug Steiner State Farm Insurance Agent serves the San Diego, California metro area. This agency provides auto insurance policies and related coverage options for local drivers. It helps customers protect their vehicles against collision, liability, and other common risks on the road. The office works with drivers to find suitable plans that meet state requirements and personal needs. For those in San Diego, this agency handles policy adjustments and claims support for auto insurance.
Fusco Orsini & Associates Insurance Services provides auto insurance coverage for drivers in San Diego, California. The company assists clients with policy selection, account management, and claims support for personal vehicles. Their service approach includes helping customers understand their coverage options and adjust plans as circumstances change. Maintenance plans involve periodic policy reviews to ensure limits remain appropriate. The kinds of properties it services include single‑family homes, apartments, retail spaces, and restaurants.
The Insurance Store offers personalized auto insurance policies covering liability, collision, and uninsured motorist protection. It serves drivers throughout San Diego with risk assessments and coverage adjustments. The agency helps clients compare plans from multiple insurers to secure suitable options for their daily commutes or occasional travel. During the busy holiday season, it assists local drivers in updating their policies to account for increased road trips and temporary vehicle usage changes.
Serving San Diego and its surrounding communities, Baja Bound Mexican Insurance handles auto insurance needs for drivers in Southern California. The company manages policy inquiries and coverage applications for local motorists. It assists clients with understanding their options and processing required documentation. To handle a typical job, the agency evaluates each customer's driving history and vehicle details before presenting available coverage choices.
AAA San Diego Insurance and Member Services assists drivers in the San Diego area with their auto insurance needs. The agency can help clients add roadside assistance, rental car reimbursement, and other endorsements to their policies. It serves both individual drivers and commercial entities. Business insurance options exist for various operations, including local offices, warehouses, and food service establishments.
Residents of San Diego can work with Right Time Insurance Services to evaluate auto coverage options for their personal vehicles. Commercial auto insurance is also available through this agency to support local business operations across the area. Clients receive professional assistance in reviewing policy details and comparing plans to meet state requirements. Follow-up inquiries about claims or policy adjustments are accommodated between regular check-ins to maintain appropriate coverage.
Freeway Insurance is recognized for helping San Diego drivers secure auto coverage tailored to their needs. It offers a range of personal auto insurance policies designed to meet various levels of risk and budget. The team works directly with clients to explain coverage options and find appropriate plans. Additional services routinely include roadside assistance, which provides support for common vehicle emergencies like towing or flat tires.
Bridlewood Insurance serves San Diego, California, offering auto insurance policies to drivers throughout the metropolitan area. The agency helps customers select coverage that meets local requirements and protects their vehicles on Southern California roads. Work in this area involves comparing policies from multiple carriers to find appropriate liability, collision, and comprehensive plans. Bridlewood Insurance also assists clients with uninsured motorist protection and roadside assistance options available for drivers in San Diego.
With San Diego’s mix of year-round sunshine and sudden coastal fog, drivers need reliable auto insurance that adapts to changing road conditions. Kiesau Insurance Services, located in San Diego, CA, works as an auto insurance agent to match local drivers with appropriate policies from various carriers. The agent reviews each customer’s driving patterns and vehicle coverage needs during a personal consultation, then schedules a thorough inspection of the vehicle before issuing a final policy.
What Does an a Auto Insurance Agent in San Diego Cost?
The average cost of auto insurance in California is around 1800 dollars per year for full coverage but rates in San Diego can range from 1200 to 3000 dollars annually depending on your profile. Minimum liability coverage typically costs between 400 and 800 dollars per year. Factors like your driving history vehicle type and zip code in San Diego will affect your premium. This is general information and not insurance advice.
About auto insurance agents in San Diego
Auto insurance agents in San Diego help drivers find coverage that meets California state requirements. California law mandates minimum liability limits of 15/30/5 which means 15000 dollars per person for injury 30000 dollars per accident for injury and 5000 dollars for property damage. Working with a local agent can help you understand these requirements and find a policy that fits your needs.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California requires all drivers to carry liability insurance with minimum limits of 15/30/5. This covers 15000 dollars per person for bodily injury 30000 dollars per accident for bodily injury and 5000 dollars for property damage. Uninsured motorist coverage is also required by law.
How do I find a good auto insurance agent in San Diego?
You can search online directories ask for referrals from friends or family or contact the California Department of Insurance for a list of licensed agents in San Diego. Make sure the agent is licensed to sell insurance in California by checking the state license database.
What factors affect auto insurance rates in San Diego?
Rates are based on your driving record age type of vehicle location and credit history in most cases. San Diego drivers may also see higher rates due to local traffic density and accident statistics. Each insurance company weighs these factors differently.
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