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Directory of auto insurance agents in Saratoga, California. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Saratoga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 auto insurance agents in Saratoga, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Berg: Allstate Insurance
14375 Saratoga Ave Ste 106, Saratoga, CA 95070
(408) 741-0585
agents.allstate.com
Donald Wilson - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 257-8700
donaldcwilson.com
Phil Mills - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 354-5250
phil-mills.com
Greg Pond - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 358-0200
gregpondinsurance.com
Pat Richard Insurance Agency
14540 Big Basin Wy, Saratoga, CA 95070
(408) 867-1771
patrichardinsurance.com
Cory McElwee - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 861-1550
corymcelwee.com
Farmers Insurance - Chuck Page
14462 Big Basin Wy, Saratoga, CA 95070
(408) 356-0427
agents.farmers.com
Village Insurance Services
12280 Saratoga Sunnyvale Rd STE 112, Saratoga, CA 95070
(408) 973-0800
villageinsuranceservices.net
Farmers Insurance - Katy Lee
19630 Allendale Ave Unit 2309, Saratoga, CA 95070
(408) 373-8376
agents.farmers.com
O'Connor Insurance Agency
18809 Cox Ave #260, Saratoga, CA 95070
(408) 877-0000
oconnorhoains.com
Farmers Insurance - Ramir Nuestro
18809 Cox Ave #180, Saratoga, CA 95070
(408) 816-7745
agents.farmers.com
Auto insurance agents in Saratoga California help drivers find coverage that meets state legal requirements. California law mandates minimum liability limits of 15/30/5 for bodily injury and property damage. Agents can also explain optional coverages like uninsured motorist protection which is required by default in California unless you reject it in writing.
What Does a Auto Insurance Agent in Saratoga Cost?
The average cost of auto insurance in California is about 1800 dollars per year for full coverage but rates in Saratoga can range from 1200 to 2400 dollars annually depending on your driving history age and vehicle. Minimum liability coverage may cost as little as 600 to 900 dollars per year. Costs vary significantly by individual case. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California requires minimum liability coverage of 15/30/5 which means 15000 dollars per person for bodily injury 30000 dollars per accident for bodily injury and 5000 dollars for property damage. Uninsured motorist coverage is also required by default unless you sign a waiver.
How do auto insurance rates differ in Saratoga compared to other California cities?
Saratoga rates are generally lower than in major cities like San Francisco or Los Angeles due to lower population density and fewer claims. However rates still vary based on your driving record vehicle type and credit history. An agent can compare multiple carriers to find a competitive rate.
Can I get a discount for bundling auto and home insurance in Saratoga?
Yes many insurance companies offer a multi-policy discount when you bundle auto and home insurance. This discount typically ranges from 10 to 25 percent. Ask your agent about available discounts for safe driving low mileage or anti-theft devices as well.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.