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Find Auto Insurance Agents Near You in Temecula, CA

Browse auto insurance agents serving Temecula, California. Updated 2026-07-14.

The top-rated auto insurance agent in Temecula, California is Old Harbor Insurance Services, rated 5.0 stars across 1,240 reviews. Other highly rated options include Freeway Insurance, Inszone Insurance Services, Julie Ngo - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Temecula.

Showing 20 auto insurance agents in Temecula, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Old Harbor Insurance Services43015 Black Deer Loop #201(951) 297-9740
2Freeway Insurance43094 Vía Dos Picos STE B(951) 842-3305
3Inszone Insurance Services27710 Jefferson Ave STE 100(951) 676-6000
4Julie Ngo - State Farm Insurance Agent41881 5th St(951) 695-2625
5Kathy Jurgensen - State Farm Insurance Agent29377 Rancho California Rd Ste 204(951) 225-4940
6Hawkguard Insurance Services28545 Old Town Front St #201A(951) 494-7272
7GEICO Insurance Agent41115 Winchester Rd #101b(800) 207-7847
8William Joyce: Allstate Insurance28465 Old Twn Frnt St Ste 215(951) 699-0971
9AAA Temecula Insurance and Member Services26403 Ynez Rd(951) 694-9403
10Rick Douglas - State Farm Insurance Agent27300 Jefferson Ave Ste B(951) 296-5636
OH
43015 Black Deer Loop #201
Old Harbor Insurance Services
Auto Insurance Agent · Temecula, CA

Old Harbor Insurance Services serves the Temecula, California area, offering auto insurance coverage to local drivers. As an agency, it works to match clients with policies that meet their specific needs, including liability, collision, and comprehensive options. The agency provides guidance on coverage limits and deductibles, helping individuals compare plans from various insurers. It also assists with policy adjustments when life changes occur. Additional services it handles include handling claims support for clients and reviewing bundled policies to identify potential savings.

FI
43094 Vía Dos Picos STE B
Freeway Insurance
Auto Insurance Agent · Temecula, CA

Homeowners, drivers, and small business owners in Temecula, California turn to Freeway Insurance for personalized auto insurance policies tailored to their commutes and lifestyles. The agency assists clients in comparing coverage options to match California’s specific liability and comprehensive requirements. Knowledgeable agents help customers understand deductibles, uninsured motorist protections, and roadside assistance features. Freeway Insurance also serves drivers throughout the surrounding Riverside County communities, including nearby Murrieta.

II
27710 Jefferson Ave STE 100
Inszone Insurance Services
Auto Insurance Agent · Temecula, CA

Inszone Insurance Services provides tailored auto insurance coverage and additional policy options for drivers in the Temecula area. Its team assists clients in comparing plans from multiple carriers and navigating claims paperwork. Regular policy reviews are offered to help adjust deductibles or endorsements as driving needs change. This agency services single-family homes, apartments, retail, and restaurants needing fleet or commercial auto protection for their business operations.

JN
41881 5th St
Julie Ngo - State Farm Insurance Agent
Auto Insurance Agent · Temecula, CA

For auto insurance clients seeking either a single policy quote or an ongoing coverage relationship, Julie Ngo - State Farm Insurance Agent in Temecula, CA provides auto insurance agent services that include liability, collision, and comprehensive options. Individual policy needs can be addressed through a one-time visit or a recurring annual review, with coverage adjustments available after life changes. Service is offered on a one-time, scheduled, or as-needed basis to accommodate each driver's unique circumstances.

KJ
29377 Rancho California Rd Ste 204
Kathy Jurgensen - State Farm Insurance Agent
Auto Insurance Agent · Temecula, CA

As an auto insurance agent in Temecula, Kathy Jurgensen - State Farm Insurance Agent specializes in offering basic liability, collision, and comprehensive coverage. The agency also provides general services for its customers, such as guidance on deductible choices and policy limits to match individual driving needs. It helps local drivers navigate coverage requirements common to Southern California roads. During the fall season, the agency can specifically assist homeowners with adjusting their auto policy after a teen driver receives a driver’s license.

HI
28545 Old Town Front St #201A
Hawkguard Insurance Services
Auto Insurance Agent · Temecula, CA

With the seasonal fire risks common in the Temecula area, many drivers find themselves double‑checking their policy details in late summer and fall. Hawkguard Insurance Services provides auto insurance agent work tailored to local needs. They help clients compare liability, collision, and comprehensive coverage from a range of companies. The process begins with a careful review of each client’s driving history and vehicle type during an initial‑assessment consultation.

GI
41115 Winchester Rd #101b
GEICO Insurance Agent
Auto Insurance Agent · Temecula, CA

Homeowners, renters, and drivers in Temecula, California—as well as those maintaining commercial or personal vehicles—can work with GEICO Insurance Agent on their auto insurance coverage. The agency helps clients understand local policy options, tailor liability limits, and coordinate with other property protections. Services include reviewing deductibles, bundling auto with homeowners or renters policies, and processing claim paperwork. This agent also provides insurance support to residents throughout the neighboring community of Murrieta.

WJ
28465 Old Twn Frnt St Ste 215
William Joyce: Allstate Insurance
Auto Insurance Agent · Temecula, CA

William Joyce: Allstate Insurance focuses on personal auto coverage for Temecula residents, including liability, collision, and comprehensive policies. The agency can also arrange optional protections such as rental reimbursement, roadside assistance, and coverage for custom equipment. For local businesses, the agency evaluates risks and provides commercial auto policies designed for office fleets, warehouse delivery vehicles, and food service company trucks.

AT
26403 Ynez Rd
AAA Temecula Insurance and Member Services
Auto Insurance Agent · Temecula, CA

AAA Temecula Insurance and Member Services serves Temecula and the surrounding communities of Murrieta, Wildomar, and Lake Elsinore. It handles personal auto insurance policies for local drivers, helping them meet California’s coverage requirements while protecting their vehicles. For each auto insurance job, the agency reviews the client’s driving record and typical mileage to recommend a policy that fits their daily commute and household needs.

RD
27300 Jefferson Ave Ste B
Rick Douglas - State Farm Insurance Agent
Auto Insurance Agent · Temecula, CA

Residents of Temecula with auto insurance needs turn to Rick Douglas - State Farm Insurance Agent for personal coverage solutions. The agency also writes commercial auto policies for local businesses throughout the region. A licensed agent works directly with clients, explaining different policy options and helping them choose appropriate liability and physical damage coverages. Claim assistance is available after an accident or loss. Drivers return between regular visits to add a new vehicle, adjust deductibles, or review renewal terms for continued protection.

DB
32140 Temecula Pkwy STE 104
Daniel Brooks - State Farm Insurance Agent
Auto Insurance Agent · Temecula, CA
(951) 699-0940
sfbrooks.com
CI
33321 Temecula Pkwy Suite 102
Carver Insurance Services, Inc - Temecula
Auto Insurance Agent · Temecula, CA
(951) 676-0540
insuredbycarver.com
EK
32605 Temecula Pkwy Ste 302
Elizabeth King - State Farm Insurance Agent
Auto Insurance Agent · Temecula, CA
(951) 302-9647
insuredbykings.com
IA
42072 5th St Suite 202D
Insurance Allstars Agency
Auto Insurance Agent · Temecula, CA
(951) 397-4010
insuranceallstarsagency.com
PI
27292 Vía Industria
PSA Insurance Services
Auto Insurance Agent · Temecula, CA
(800) 772-5531
psainsurance.com
FI
31285 Temecula Pkwy Ste C8-245
Farmers Insurance - Joe Tesmer
Auto Insurance Agent · Temecula, CA
(858) 605-1910
agents.farmers.com/ca/temecula/joseph-tesmer
CF
41877 Enterprise Cir N
Cali-Fast Insurance Services Inc
Auto Insurance Agent · Temecula, CA
(855) 203-2282
califastinsurance.com
LI
28936 Old Town Front St
LPK Insurance Services Inc.
Auto Insurance Agent · Temecula, CA
(714) 467-2170
lpkinsurance.com/contact
FI
27713 Jefferson Ave
Farmers Insurance of Temecula
Auto Insurance Agent · Temecula, CA
(951) 676-3057
UI
41923 2nd St STE 203
USI Insurance Services
Auto Insurance Agent · Temecula, CA
(951) 694-5200
temeculainsuranceservices.com

What Does an a Auto Insurance Agent in Temecula Cost?

Auto insurance costs in Temecula vary widely based on age, driving record, vehicle type, and coverage limits. Average annual premiums in California range from about 1,200 to 2,500 dollars for full coverage. Minimum liability policies may cost 500 to 900 dollars per year. This is general information and not insurance advice.

About auto insurance agents in Temecula

Auto insurance agents in Temecula help drivers find coverage that meets California state requirements. California law mandates minimum liability limits of 15/30/5 for bodily injury and property damage. Local agents can explain how factors like your driving history and vehicle type affect your premium.

Frequently Asked Questions

What is the minimum auto insurance coverage required in California?

California requires liability insurance with at least 15/30/5 limits. This means 15,000 dollars per person for bodily injury, 30,000 dollars per accident for bodily injury, and 5,000 dollars for property damage. Uninsured motorist coverage is not required but is recommended.

Can I get a discount on my auto insurance in Temecula?

Yes many insurers offer discounts for safe driving, bundling policies, and completing defensive driving courses. Some companies also provide reduced rates for low mileage or vehicles with anti-theft devices. Ask your agent about available discounts.

How do I choose the right auto insurance agent in Temecula?

Look for a licensed agent who is familiar with California insurance laws and can explain different coverage options. Compare quotes from multiple agents and check their customer service reputation. A good agent will help you balance cost with adequate protection.

Auto Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.