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Compare Auto Insurance Agents in Berthoud, CO

Browse auto insurance agents serving Berthoud, Colorado. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Berthoud, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 4 auto insurance agents in Berthoud, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Rachelle Luttes
533 Mountain Ave, Berthoud, CO 80513
(970) 532-7898 agents.farmers.com
Mountain States Insurance Group
429 Third St, Berthoud, CO 80513
(303) 447-1110 msiginsurance.com
Mouser Agency, LLC American Family Insurance
911 Mountain Ave, Berthoud, CO 80513
(970) 670-6042 amfam.com
Parsons Insurance Agency
1210 S County Rd 21, Berthoud, CO 80513
(720) 453-5305 eparsonsinsurance.com

An auto insurance agent in Berthoud Colorado can help you find a policy that meets Colorado state requirements. Colorado law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 50,000 dollars per accident for bodily injury. A local agent can also explain optional coverages like uninsured motorist protection and comprehensive coverage.

What Does a Auto Insurance Agent in Berthoud Cost?

The average cost of auto insurance in Colorado is around 1,800 dollars per year for full coverage, but rates can vary from 1,200 to 2,500 dollars depending on factors like age, driving record, and vehicle type. Minimum liability coverage may cost 500 to 800 dollars per year. These figures are general estimates and your actual premium will depend on your specific situation. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Colorado?
Colorado requires liability coverage of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 15,000 dollars for property damage. Drivers must also carry uninsured motorist coverage with the same limits unless they reject it in writing.
How can an auto insurance agent in Berthoud help me save money?
An agent can review your driving history, vehicle type, and available discounts like safe driver or multi-policy discounts. They can compare quotes from multiple carriers to find a policy that fits your budget and coverage needs.
What should I bring when meeting with an auto insurance agent in Berthoud?
Bring your drivers license, vehicle identification number, current insurance policy if you have one, and information about your driving history. The agent will use this to provide accurate quotes and coverage options.