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Browse auto insurance agents serving Miramar Beach, Florida. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Miramar Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 auto insurance agents in Miramar Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coastal Insurance
625 Grand Blvd Suite 205E, Miramar Beach, FL 32550
(850) 231-0042
coastalcoverage.com
Wenrick Insurance Agency
495 Grand Blvd #206, Miramar Beach, FL 32550
(800) 431-7659
wenrickinsurance.com
Auto insurance agents in Miramar Beach, Florida help drivers meet state requirements for Personal Injury Protection (PIP) and Property Damage Liability. Florida law mandates minimum coverage of $10,000 in PIP and $10,000 in property damage liability. A local agent can also advise on additional options like collision and comprehensive coverage for coastal areas.
What Does a Auto Insurance Agent in Miramar Beach Cost?
The average cost of auto insurance in Florida is around $2,000 to $3,000 per year for full coverage, though rates vary widely by driver profile, vehicle type, and location. In Miramar Beach, factors like proximity to the coast and local accident rates may affect premiums. Minimum liability coverage is generally less expensive, often starting around $600 to $1,000 per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida requires drivers to carry $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). PIP covers medical expenses regardless of fault, while PDL covers damage you cause to another persons property.
Do I need uninsured motorist coverage in Miramar Beach?
Uninsured motorist coverage is not required by Florida law but is recommended. It protects you if you are in an accident with a driver who has no insurance or insufficient coverage. Your agent can explain the benefits based on your situation.
How can a local agent help with my auto insurance policy?
A local Miramar Beach agent can review your coverage needs, explain Florida-specific laws, and help you compare policies from different insurers. They can also assist with claims and policy changes throughout the year.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.