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Compare Auto Insurance Agents in Sunny Isles Beach, FL

Looking for a auto insurance agent in Sunny Isles Beach? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Sunny Isles Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 auto insurance agents in Sunny Isles Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alltrust Insurance Group
17038 Collins Ave, Sunny Isles Beach, FL 33160
(305) 944-0002 alltrustfl.com
Mig Insurance & Financial Center Corp
18090 Collins Ave t14, Sunny Isles Beach, FL 33160
(305) 466-3333
GMI Brokerage Corp.
19390 Collins Ave b3, Sunny Isles Beach, FL 33160
(305) 239-8861 gmilife.com
Your Family Insurance
16699 Collins Ave, Sunny Isles Beach, FL 33160
(774) 209-1233

An auto insurance agent in Sunny Isles Beach Florida can help you find coverage that meets state requirements. Florida law mandates minimum liability limits of 10000 property damage and 10000 personal injury protection per person. A local agent understands the unique driving conditions in Miami-Dade County and can explain how no-fault insurance works in Florida.

What Does a Auto Insurance Agent in Sunny Isles Beach Cost?

Typical annual auto insurance costs in Florida range from 1500 to 3500 for minimum coverage and 2500 to 5000 for full coverage. Rates in Sunny Isles Beach may be higher than the state average due to dense traffic and coastal exposure. Your actual cost will depend on your personal profile and coverage choices. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?
Florida requires drivers to carry 10000 in personal injury protection and 10000 in property damage liability. Bodily injury liability is not required by law but is strongly recommended to protect your assets.
How can an auto insurance agent in Sunny Isles Beach help me?
An agent can compare policies from multiple insurers to find coverage that fits your budget and needs. They can also explain Florida-specific rules such as the 14-day deadline for filing a PIP claim after an accident.
What factors affect auto insurance rates in Sunny Isles Beach?
Rates are based on your driving record, age, vehicle type, and location. Sunny Isles Beach is in a coastal area which may lead to higher rates due to theft and weather risks. Credit history is also used in Florida for setting premiums.