The top-rated auto insurance agent in Augusta, Georgia is Insurance Center, rated 4.9 stars across 774 reviews. Other highly rated options include Mike Ingham - State Farm Insurance Agent, Acceptance Insurance, Jay Harden - GEICO Insurance Agent. This directory lists 21 auto insurance agents serving Augusta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Center | 1499 Ellis St | (706) 722-4818 |
| 2 | Mike Ingham - State Farm Insurance Agent | 1106 Broad St | (706) 737-0978 |
| 3 | Acceptance Insurance | 2803 Wrightsboro Rd #33 | (706) 591-7017 |
| 4 | Jay Harden - GEICO Insurance Agent | 630 Crane Creek Dr Ste 303 | (706) 793-7290 |
| 5 | Morgan Brinson - State Farm Insurance Agent | 1201 George C Wilson Dr | (706) 860-1233 |
| 6 | Capps Insurance Agency | 1254 Broad St | (706) 722-7292 |
| 7 | Blanchard & Calhoun Insurance Agency | 245 Davis Rd | (706) 650-6000 |
| 8 | Whit Blanchard Insurance Group | 1901 Walton Wy | (706) 210-4651 |
| 9 | Affordable Insurance Agency, Inc. | 3084 Deans Bridge Rd | (706) 790-4381 |
| 10 | Affordable Insurance Agency | 3328 Washington Rd | (706) 262-4444 |
Insurance Center serves the Augusta, Georgia area with a focus on personal auto insurance for local drivers. The agency works to match customers with policies suited to their individual coverage needs and budgets. As auto insurance agents, they handle the process of comparing different carriers to find appropriate liability and collision options. They also assist with explaining the requirements for uninsured motorist coverage and comprehensive protection throughout the Richmond County region.
Mike Ingham - State Farm Insurance Agent in Augusta, GA, offers a full range of personal and commercial auto insurance policies tailored to individual needs. Routine maintenance plans are available along with round-the-clock claims support to simplify the policyholder experience. The agency also provides flexible payment schedules and dedicated customer service to help clients manage their coverage over time. It services single-family homes, apartments, retail spaces, and restaurants.
Acceptance Insurance provides auto insurance coverage for drivers in Augusta, Georgia, helping them meet legal requirements and protect their vehicles. The agency can also arrange optional add-ons such as roadside assistance and rental reimbursement. Commercial policies are available for local businesses, including coverage for offices, warehouses, and food service operations. Standard personal policies cover liability, collision, and comprehensive protection for cars and trucks used in the area.
Jay Harden’s agency serves Augusta homeowners, businesses, and drivers seeking personal auto insurance. As a local GEICO agent, the office provides standard liability, collision, and comprehensive coverage, along with assistance comparing policy options. Clients can receive personalized quotes and discuss deductible choices during in-person or phone consultations. The agency also works with motorists requiring SR-22 filings and offers roadside assistance plans for added protection on the road. Beyond central Augusta, the agent covers insurance needs for residents and commuters in nearby Evans across Columbia County.
Morgan Brinson - State Farm Insurance Agent in Augusta, GA offers personalized auto insurance policies that help protect drivers against liability and collision damage. The agency provides ongoing account management services, assisting clients with policy changes and claims assistance throughout the coverage period. In Augusta’s variable weather, it helps drivers secure adequate protection against potential hail and flooding damage common during local storm seasons.
Capps Insurance Agency serves Augusta, Georgia, and the surrounding communities with personal auto insurance solutions. The agency handles standard coverage needs, including liability, collision, and comprehensive policies for local drivers. It also assists clients with uninsured motorist protection and roadside assistance options. To process a typical request, an agent first reviews the driver’s vehicle details and driving history, then compares available policy choices to recommend a suitable plan that meets the customer’s required state minimums and personal preferences.
For drivers needing comprehensive coverage or a single policy adjustment, Blanchard & Calhoun Insurance Agency offers both one-time consultations and ongoing policy management. Located in Augusta, GA, this auto insurance agent assists clients in selecting liability, collision, and comprehensive plans that meet their driving needs. The agency helps compare options from multiple carriers to find suitable protection without overpaying. All service arrangements occur on an as-needed basis, whether for initial policy setup, annual renewals, or mid-term coverage changes.
Whit Blanchard Insurance Group provides auto insurance coverage for drivers in Augusta, GA, tailoring policies to meet individual needs. Its auto insurance agents help clients choose appropriate liability, collision, and comprehensive options for personal vehicles. The company also specializes in adding coverage for rental reimbursement or roadside assistance to standard plans. Additionally, this agency serves commercial clients requiring insurance for business vehicles used at offices, warehouses, and food service operations.
As Augusta’s heavy spring rains approach, drivers need clear protection for their vehicles. Affordable Insurance Agency, Inc. in Augusta, GA assesses each client’s coverage gap for local storm and collision risks. A dedicated auto insurance agent compares available liability and comprehensive options from standard providers right in the neighborhood. We recommend an actual vehicle inspection at our office before binding any new policy, ensuring the initial claim process reflects real car condition from day one.
What Does an a Auto Insurance Agent in Augusta Cost?
The average cost of auto insurance in Georgia is around $1,500 to $2,000 per year for full coverage, but rates in Augusta can vary based on factors like your driving record, vehicle type, and ZIP code. Minimum liability coverage may cost between $400 and $800 annually. Costs are estimates and your actual rate will depend on your personal profile. This is general information and does not constitute insurance advice.
About auto insurance agents in Augusta
An auto insurance agent in Augusta, Georgia can help you navigate coverage options that meet state law requirements. Georgia law mandates that all drivers carry liability insurance with minimum limits of $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. A local agent can also assist with uninsured motorist coverage and explain how Augusta traffic patterns may affect your premium.
Frequently Asked Questions
What are the minimum auto insurance requirements in Georgia?
Georgia requires liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, and $25,000 for property damage. You must also carry uninsured motorist coverage unless you reject it in writing.
How do I find a licensed auto insurance agent in Augusta?
You can search the Georgia Department of Insurance website for licensed agents in Augusta. Many local agencies serve the Richmond County area and can provide in-person consultations.
Does my credit score affect my auto insurance rate in Georgia?
Yes, Georgia allows insurers to use credit-based insurance scores when setting rates. A higher credit score can lead to lower premiums, but rates vary by company and your driving history.
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