The top-rated auto insurance agent in Elgin, Illinois is John Sutton - State Farm Insurance Agent, rated 4.9 stars across 1,001 reviews. Other highly rated options include Illinois Vehicle Auto Insurance (Xpert), Accurate Auto Insurance, ADH Insurance Agency, Inc. This directory lists 22 auto insurance agents serving Elgin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Sutton - State Farm Insurance Agent | 1380 Dundee Ave Suite D | (847) 888-8858 |
| 2 | Illinois Vehicle Auto Insurance (Xpert) | 1073 N Liberty St | (847) 468-0300 |
| 3 | Accurate Auto Insurance | 1098 Dundee Ave | (847) 413-8900 |
| 4 | ADH Insurance Agency, Inc | 2521 Technology Dr # 204 | (847) 697-0104 |
| 5 | Greg Metelak - State Farm Insurance Agent | 53 Douglas Ave | (847) 888-9875 |
| 6 | Insurance Navy Brokers | 1106 Dundee Ave | (847) 416-0030 |
| 7 | Farmers Insurance - Chantal Ortiz Meza | 79 S Grove Ave | (224) 242-8132 |
| 8 | David Im - State Farm Insurance Agent | 1245 Larkin Ave | (847) 742-2292 |
| 9 | Freeway Insurance | 5 Clock Tower Plaza | (224) 856-4649 |
| 10 | Melissa Myers - State Farm Insurance Agent | 1350 E Chicago St Unit 8 | (847) 888-8050 |
Illinois Vehicle Auto Insurance (Xpert) serves the Elgin area and surrounding Kane County communities as a dedicated auto insurance agent. The agency assists customers in securing essential coverage required by Illinois law, including liability protection and uninsured motorist policies. Clients can also explore optional additional protections to better safeguard their vehicles. To address varied driving needs, the agent handles comprehensive and collision coverage for personal automobiles as well as specialized policies for high-risk drivers in this region.
Accurate Auto Insurance serves homeowners, businesses, and property managers in the Elgin area by offering a range of auto coverage options to protect their vehicles and daily operations. The agency works with multiple carriers to help clients find policies that meet state requirements and individual needs. Its insurance agents assist with policy selection, claims support, and periodic coverage reviews. In addition to serving all of Elgin, Accurate Auto Insurance also provides its services to clients in the neighboring community of Carpentersville.
ADH Insurance Agency, Inc serves Elgin, Illinois and the surrounding communities. It handles personal auto insurance policies for local drivers, helping clients find coverage that meets state requirements and fits their budgets. The agency works with carriers that serve the Elgin region, ensuring policies are written for area roads and traffic conditions. A typical job begins with a review of driver needs and vehicle details, then proceeds to compare available options and advise on appropriate protection levels.
Greg Metelak - State Farm Insurance Agent in Elgin, IL, offers both one-time policy reviews and recurring service options for auto insurance. Coverage typically includes liability, collision, and comprehensive plans to protect against common driving risks. Personal assistance helps clients understand policy details and adjust coverage as their driving needs change. Service options for claims and policy updates run on both a scheduled appointment and as-needed basis.
Insurance Navy Brokers in Elgin, IL offers tailored auto insurance policies, including liability, collision, and comprehensive coverage. It also assists drivers with SR-22 filings, rental car reimbursement, and roadside assistance options, working to match each client's driving history with appropriate protection. As winter approaches, this agency helps Illinois drivers review their policies for adequate coverage against ice-related accidents, pothole damage, and uninsured motorist risks common on snowy suburban roads.
As winter weather in Elgin, IL, makes roads slick and hazardous, Farmers Insurance - Chantal Ortiz Meza helps drivers secure coverage that meets their needs. The agency works with local residents to understand the specific risks of driving in this area, from icy conditions to busy commuter routes. To begin a new policy or review an existing one, they conduct a thorough consultation and inspection session to evaluate each client’s vehicle and driving situation.
David Im - State Farm Insurance Agent in Elgin, IL, helps individuals and businesses secure appropriate auto insurance coverage. This agency specializes in offering optional add-ons such as roadside assistance and rental car reimbursement to strengthen standard policies. The agent works to tailor protection for different driving needs throughout the local area. Commercial clients seeking insurance for their operations can also receive support. The office frequently serves various commercial sectors, including offices, warehouses, and food service businesses.
For clients in Elgin, Illinois, Freeway Insurance provides both one-time policy purchases and ongoing coverage management for auto insurance. The agency helps drivers select liability, collision, and comprehensive plans to meet local requirements. Garage liability and uninsured motorist protection are also available through standard insurer offerings. Service arrangements are flexible, with appointments available on a one-time, scheduled, or as-needed basis depending on each client’s specific coverage needs.
Melissa Myers of State Farm Insurance in Elgin, IL provides auto insurance services to residential customers in the area, helping them protect their personal vehicles with standard policies. Commercial coverage is also available for local business drivers and their fleets. Serving Elgin and the surrounding communities, this agency addresses routine changes to policies and responds to claims. Clients often return for annual policy reviews and follow-up service between regular visits to ensure their coverage remains appropriate.
What Does an a Auto Insurance Agent in Elgin Cost?
The average cost of auto insurance in Illinois is about 1,300 dollars per year for full coverage and 600 dollars for minimum coverage. In Elgin, rates can vary based on your driving record age vehicle type and credit history. Costs can range from 800 to 2,500 dollars annually depending on these factors. This is general information and not insurance advice.
About auto insurance agents in Elgin
Auto insurance agents in Elgin Illinois help drivers find coverage that meets state requirements and personal needs. Illinois law requires all drivers to carry minimum liability insurance of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. An agent can explain these requirements and help you choose between liability comprehensive and collision options.
Frequently Asked Questions
What are the minimum auto insurance requirements in Illinois?
Illinois requires minimum liability coverage of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. You also need 20,000 dollars for property damage per accident. Uninsured motorist coverage is also required.
How do I find a reliable auto insurance agent in Elgin?
You can search online directories or ask for referrals from friends and family in Elgin. Look for agents who are licensed in Illinois and have experience with local driving conditions and insurance laws.
Can my credit score affect my auto insurance rate in Illinois?
Yes, insurance companies in Illinois may use credit-based insurance scores to help determine your premium. A higher credit score can lead to lower rates, but not all insurers use this factor.
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