The top-rated auto insurance agent in Rock Island, Illinois is Jenn Merema - State Farm Insurance Agent, rated 5.0 stars across 430 reviews. Other highly rated options include Chris Elsberg - State Farm Insurance Agent, Don Ayers & Son's Insurance, State Farm Insurance. This directory lists 10 auto insurance agents serving Rock Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jenn Merema - State Farm Insurance Agent | 4543 18th Ave | (309) 794-1313 |
| 2 | Chris Elsberg - State Farm Insurance Agent | 855 46th Ave | (309) 788-3060 |
| 3 | Don Ayers & Son's Insurance | 3129 11th St | (309) 788-4546 |
| 4 | State Farm Insurance | 4543 18th Ave | (309) 794-1313 |
| 5 | Farrar Insurance | 1712 18th Ave | (309) 786-4463 |
| 6 | Michael Orth American Family Insurance | 2427 17th St | (309) 788-7670 |
| 7 | Affordable Insurance IL | 1725 30th St | (309) 603-0171 |
| 8 | Illinois Casualty Company | 225 20th St | (309) 793-1700 |
| 9 | Insurance King | 3101 11th St suite A | (309) 981-0391 |
| 10 | Riverscape Insurance | 4405 11th St | (309) 430-2222 |
Jenn Merema - State Farm Insurance Agent serves the Rock Island, Illinois area, specializing in auto insurance policies and related coverage. The agency works with clients to understand their driving needs and select appropriate protection for their vehicles. Customers can discuss liability limits, comprehensive coverage, and collision options during personalized consultations. The office handles policy updates, claims assistance, and coverage adjustments for local drivers in Rock Island.
Chris Elsberg - State Farm Insurance Agent in Rock Island, IL, provides auto insurance policies along with related product offerings such as roadside assistance and rental car reimbursement. It also offers coverage for other personal lines, including homeowners and life insurance, to address broader client needs. Service plans include assistance with filing claims, adjusting coverage limits, and reviewing policy details during annual check-ins. The agency handles insurance for single-family homes, apartments, retail, and restaurants.
Don Ayers & Son's Insurance serves homeowners, renters, and families throughout the Rock Island area with personal auto insurance policies. The agency helps customers compare coverage options for liability, collision, and comprehensive protection on their vehicles. It also assists drivers in understanding policy limits and deductibles to meet Illinois state requirements. Regular policy reviews are offered to adjust coverage as driving habits or vehicle values change. This Rock Island agency additionally provides service to drivers in the neighboring city of Moline along the Illinois side of the Quad Cities metro.
Offering auto insurance policies and guiding clients through coverage options, this Rock Island agency works with drivers to tailor liability, collision, and comprehensive plans. It provides efficient claims support while also equipping vehicles with roadside assistance and rental car reimbursement, ensuring policyholders stay mobile. Additional endorsements cover uninsured motorist protection and accident forgiveness, addressing unique driving risks. Within the local commercial sector, the agent serves small offices, warehouses, and food service establishments by structuring their business auto coverage and managing fleet liabilities.
Serving the Rock Island area and surrounding Illinois communities, Farrar Insurance provides auto insurance coverage to local drivers. It handles policies for personal vehicles, helping clients manage their liability and comprehensive needs. The agency focuses on reviewing each client's driving history and vehicle usage before recommending appropriate policy options and deductibles to fit their budget. For a typical auto insurance job, it gathers basic driver information, compares coverage levels with the client, and then processes the paperwork to finalize their policy.
Michael Orth American Family Insurance specializes in providing tailored auto insurance policies for drivers in Rock Island, IL. Its general services include helping individuals and families select appropriate coverage limits for their vehicles. The agency also works with local clients to ensure their policies comply with Illinois state requirements. When winter weather makes roads icy and hazardous, it assists policyholders in reviewing their collision and comprehensive options to better protect against seasonal accident risks.
With winter weather approaching in the Rock Island area, many drivers begin reviewing their coverage for icy roads and increased traffic. Affordable Insurance IL responds to these seasonal concerns by helping clients compare policy options and adjust deductibles to fit local driving conditions. The agency focuses on explaining standard liability limits and comprehensive coverage relevant to Illinois requirements. A typical initial appointment involves reviewing a client’s current declarations page and discussing potential gaps during a brief vehicle inspection.
Illinois Casualty Company in Rock Island, Illinois provides auto insurance agent services, distinguishing between a single policy purchase for immediate coverage and an ongoing account that requires periodic adjustments. Coverage typically protects against liability, collision, and comprehensive risks on various personal vehicles. New policies may be written when a client begins driving a vehicle or after a life change such as relocation. Renewal and modification appointments occur on a scheduled basis, while inquiries about claims or potential new vehicles are handled as needed.
Insurance King serves residential auto insurance clients in Rock Island, Illinois, helping them select coverage for personal vehicles. Commercial auto insurance is also available for local businesses needing policies for their company cars or trucks. The service area extends throughout Rock Island and its nearby communities in the region. During each appointment, the agent reviews current coverage needs and suggests adjustments if necessary. After the policy is issued, the office provides follow-up service and remains available for repeat business between regular visits.
Riverscape Insurance assists drivers in Rock Island, IL, with their auto coverage needs, including standard liability and collision policies. It also offers specialty options such as roadside assistance and rental car reimbursement to enhance protection. This agency serves a variety of commercial clients, including local offices requiring fleet insurance, warehouses needing cargo coverage, and food service businesses seeking liability protection for delivery vehicles.
What Does an a Auto Insurance Agent in Rock Island Cost?
The average cost of auto insurance in Illinois is around 1,200 dollars per year for a full coverage policy, but rates in Rock Island can vary based on factors like your age, driving record, and vehicle. Minimum liability policies may cost as little as 400 to 600 dollars annually. This is general information and not insurance advice.
About auto insurance agents in Rock Island
Auto insurance agents in Rock Island, Illinois help drivers find coverage that meets state requirements and protects their vehicles. Illinois law mandates minimum liability limits of 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 20,000 dollars for property damage. Local agents can explain these requirements and help you choose additional options like collision or comprehensive coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in Illinois?
Illinois requires drivers to carry liability insurance with limits of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 20,000 dollars for property damage. Uninsured motorist coverage is also required at the same limits.
How can an auto insurance agent in Rock Island help me?
An agent can review your driving history, vehicle type, and coverage needs to find a policy that fits your budget. They can also explain Illinois-specific rules, such as the state's mandatory insurance verification system.
Do I need full coverage insurance in Rock Island?
Full coverage is not required by Illinois law, but it may be required by your lender if you have a car loan. An agent can help you compare the cost of full coverage versus liability-only policies.
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