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Compare Auto Insurance Agents in Winthrop Harbor, IL

Looking for a auto insurance agent in Winthrop Harbor? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Winthrop Harbor, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 auto insurance agents in Winthrop Harbor, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
PJ Stich - State Farm Insurance Agent
1145 Sheridan Rd, Winthrop Harbor, IL 60096
(847) 872-5220 itspjfromsf.com
Michelle Fonk Insurance Agency
1011 Sheridan Rd Ste B, Winthrop Harbor, IL 60096
(224) 789-7221 fonkinsurance.com

Auto insurance agents in Winthrop Harbor, Illinois help drivers find coverage that meets state minimum requirements. Illinois law mandates liability coverage of at least 25,000 dollars per person for bodily injury and 50,000 dollars per accident. A local agent can also explain uninsured motorist coverage and other options specific to Lake County driving conditions.

What Does a Auto Insurance Agent in Winthrop Harbor Cost?

Typical annual auto insurance costs in Illinois range from 1,200 to 2,500 dollars for full coverage, though rates vary by age, driving history, and vehicle. Winthrop Harbor drivers may see slightly different rates due to local claim trends. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Illinois?
Illinois requires liability coverage of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 20,000 dollars per accident for property damage. Uninsured motorist coverage is also required at the same limits.
How do I find a reliable auto insurance agent in Winthrop Harbor?
You can search the Illinois Department of Insurance website to verify an agent license. Local agents in Winthrop Harbor often have knowledge of area driving risks and can compare quotes from multiple carriers.
Can an auto insurance agent help me lower my premium in Illinois?
Yes, an agent can review your driving record, vehicle type, and available discounts such as multi-policy or safe driver discounts. Illinois allows usage-based insurance programs that may lower costs for low-mileage drivers.