The top-rated auto insurance agent in Hammond, Indiana is Freeway Insurance, rated 4.9 stars across 709 reviews. Other highly rated options include Jeff Tucker - State Farm Insurance Agent, State Farm: Mike Williams, Ogren Insurance. This directory lists 16 auto insurance agents serving Hammond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1305 E 165th St | (219) 747-7003 |
| 2 | Jeff Tucker - State Farm Insurance Agent | 2824 173rd St suite g | (219) 844-3155 |
| 3 | State Farm: Mike Williams | 1231 E 165th St | (219) 853-3040 |
| 4 | Ogren Insurance | 6929 Hohman Ave | (219) 933-0076 |
| 5 | Edwin De Jesus - State Farm Insurance Agent | 4515 Hohman Ave | (219) 937-3005 |
| 6 | Jesse Cervera - State Farm Insurance Agent | 2739 169th St | (219) 845-9311 |
| 7 | Kyle Dempsey - State Farm Insurance Agent | 7018 Indianapolis Blvd | (219) 845-1571 |
| 8 | Silcox Insurance Services | 6813 Kennedy Ave | (219) 845-7100 |
| 9 | Ron J. Prestamer Insurance Agency, Inc. | 7207 Indianapolis Blvd Ste. 1 | (219) 844-0103 |
| 10 | Rosenwinkel Insurance | 7114 Calumet Ave | (219) 932-8283 |
Freeway Insurance serves homeowners, renters, and drivers in Hammond, Indiana, offering auto insurance policies along with related coverage options. The agency helps clients compare plans and select protection that fits their needs and budget. Residents can receive guidance on liability, collision, and comprehensive coverage from the local office. Freeway Insurance also provides assistance to customers in neighboring communities such as East Chicago.
Jeff Tucker - State Farm Insurance Agent serves the Hammond, IN area, providing auto insurance coverage to local drivers. The agency helps residents manage their policies and address coverage needs that arise from daily driving. As a local agent, Jeff Tucker offers personal assistance with filing claims and adjusting policies when circumstances change. The office also assists with understanding deductibles and liability limits. Common services handled include helping customers set up new policies after a vehicle purchase and explaining how local driving conditions affect coverage options.
State Farm: Mike Williams in Hammond, IN, provides a complete range of auto insurance services, including liability, collision, and comprehensive coverage. The agent helps clients assess their individual driving needs and adjust deductibles accordingly. Personal service plans are tailored to fit varying budgets and lifestyles. Maintenance recommendations for keeping policies current are offered during regular reviews. The agency serves drivers protecting single-family homes, apartments, and their vehicles, as well as those operating retail shops and restaurants.
Serving Hammond, Indiana, and the surrounding communities, Ogren Insurance helps clients find and manage auto insurance policies. As a local auto insurance agent, the company handles coverage for personal vehicles and typical family driving needs. This independent agency takes time to explain policy options for different situations. When a client comes in, the agent starts by reviewing the driver’s current coverage and individual requirements to provide clear policy comparisons that fit the client’s budget and situation.
Serving homeowners, renters, and local drivers in Hammond, Indiana, Edwin De Jesus - State Farm Insurance Agent provides auto insurance policies along with complimentary coverage reviews. The agency helps customers understand liability limits and comprehensive protection options tailored to their driving needs. Claim filing assistance and policy adjustments are handled directly through the local office. This agent also serves clients in the neighboring communities of East Chicago and Highland within the greater Lake County area.
Jesse Cervera - State Farm Insurance Agent in Hammond, IN, provides auto insurance coverage as both a one-time policy purchase and an ongoing, renewable service designed to adapt to changing needs. Coverage includes protection for liability, collision, and comprehensive incidents, as well as uninsured motorist scenarios. As a local agent, this office works with drivers to tailor policies that meet Indiana state requirements and personal circumstances. Service for active policies generally operates on a scheduled renewal basis with option for as-needed consultations for mid-term adjustments.
Kyle Dempsey - State Farm Insurance Agent in Hammond, IN, specializes in auto insurance policies, offering tailored coverage for personal vehicles and commuters. The agency also provides general insurance services, including help with policy adjustments and claims filing for local drivers. It assists customers in preparing for seasonal hazards such as winter storms, which can increase accident risks on icy roadways.
When winter storms or heavy spring rains lead to slick roads in Hammond, drivers often reassess their coverage needs. Silcox Insurance Services works with area motorists to review policies and adjust protection accordingly. The agency helps clients understand how factors like local traffic patterns and regional weather influence their risk. Each consultation begins by examining the customer’s current policy, vehicle usage, and coverage gaps during a straightforward, in-person or virtual inspection of their driving and insurance situation.
Ron J. Prestamer Insurance Agency, Inc. provides auto insurance coverage for drivers in the Hammond area. Its specialty policies may include protection for new vehicles, rideshare drivers, and high-risk motorists. The agency works with multiple carriers to help clients find appropriate levels of liability, collision, and comprehensive coverage. Commercial insurance options are also available to protect businesses, including policies tailored for offices, warehouses, and food service establishments.
What Does an a Auto Insurance Agent in Hammond Cost?
The average cost of auto insurance in Indiana is around 1,200 dollars per year for full coverage, but rates in Hammond may be higher due to urban traffic and accident rates. Minimum liability coverage can cost as little as 400 to 600 dollars annually. Your actual premium depends on factors like your driving record, age, and vehicle type. This is general information and not insurance advice.
About auto insurance agents in Hammond
An auto insurance agent in Hammond, Indiana can help you find coverage that meets your needs and complies with state law. Indiana requires all drivers to carry minimum liability insurance of 25,000 dollars for bodily injury per person and 50,000 dollars per accident. A local agent understands the specific risks for drivers in Lake County and can explain options like uninsured motorist coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in Indiana?
Indiana law requires liability coverage of at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. You must also carry uninsured motorist coverage of the same amounts.
How do I choose an auto insurance agent in Hammond?
Look for an agent who is licensed in Indiana and has experience with local driving conditions. You can check an agents license status through the Indiana Department of Insurance website. Ask about discounts for safe driving or bundling policies.
Can my auto insurance agent help after an accident in Hammond?
Yes, your agent can assist with filing a claim and explaining your coverage. Indiana has a two-year statute of limitations for filing a lawsuit after a car accident. Your agent can also help you understand how your policy applies to accidents in Lake County.
Auto Insurance Agents in Other Indiana Cities
Anderson · Avon · Bloomington · Boonville · Brownsburg · Carmel · Chesterton · Crown Point · Dyer · East Chicago · Elkhart · Evansville · Fishers · Fort Wayne · Franklin