The top-rated auto insurance agent in Mishawaka, Indiana is McCarthy Insurance Group, rated 4.9 stars across 170 reviews. Other highly rated options include Backstrom Insurance Group, Deb Childs - State Farm Insurance Agent, Pilot Insurance Agency. This directory lists 16 auto insurance agents serving Mishawaka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McCarthy Insurance Group | 802 Lincolnway W | (574) 259-5622 |
| 2 | Backstrom Insurance Group | 3006 Lincolnway E | (574) 360-8182 |
| 3 | Deb Childs - State Farm Insurance Agent | 16845 W Douglas Rd | (574) 255-3000 |
| 4 | Pilot Insurance Agency | 822 W 8th St | (574) 855-4837 |
| 5 | DAC Insurance Inc., Michiana's Insurance Agency | 1117 Lincolnway E | (574) 256-6707 |
| 6 | Renita Fleming: Allstate Insurance | 3310 N Hickory Rd Ste B2 | (574) 255-4200 |
| 7 | Dennis Insurance Agency | 2401 Lincolnway W | (574) 254-1010 |
| 8 | Summers Insurance Agency | 12415 McKinley Hwy | (574) 252-0502 |
| 9 | A-AGENCY A Division of Treesh Insurance | 2342 Miracle Lane | (574) 234-9922 |
| 10 | AAA Mishawaka | 5351 N Main St | (574) 277-5791 |
McCarthy Insurance Group serves the Mishawaka, Indiana, area and surrounding St. Joseph County as an auto insurance agent. Its representatives help local drivers compare coverage options from multiple carriers to find a policy that meets their needs. They also assist with managing policy changes, filing claims, and reviewing liability limits or deductibles. Specific services handled in this region include offering guidance on Indiana’s minimum auto insurance requirements and helping clients bundle auto coverage with other personal insurance products.
Backstrom Insurance Group in Mishawaka, IN provides personal auto insurance coverage along with policy review and plan adjustment services. They also offer scheduled policy maintenance, helping clients manage renewals and update coverage as their driving needs change. Their team assists with claims filing guidance and coverage questions, ensuring clients understand their policies. The company services single-family homes, apartments, and retail establishments for related insurance needs.
Homeowners, renters, and drivers in Mishawaka, IN turn to Deb Childs - State Farm Insurance Agent for personal auto insurance policies tailored to their individual coverage needs. The agency provides guidance on liability, collision, and comprehensive options to protect vehicles on the road. Customers also find valuable information on bundling home and auto policies for potential savings. Additionally, the office regularly assists clients from nearby Granger with their auto insurance requirements.
Pilot Insurance Agency serves Mishawaka, Indiana, and the surrounding communities of St. Joseph County with auto insurance policies. It handles coverage for personal vehicles, helping clients meet state requirements and protect against common road risks. The company works closely with policyholders to review their driving habits and vehicle needs, then matches them with appropriate liability and collision options. To handle a typical job, it takes time to explain coverage limits, answer questions about deductibles, and ensure every policy is clearly understood before finalizing paperwork.
DAC Insurance Inc., Michiana's Insurance Agency in Mishawaka provides specialized auto insurance agent services, including policy comparisons and customized liability protection. The agency assists clients with bundling coverage and navigating claims processes specific to Indiana regulations. It pairs drivers with appropriate limits and deductibles for their vehicles. As winter weather creates hazardous roads in the region, the company helps auto insurance customers review their policies for comprehensive coverage and roadside assistance to address potential ice-related accidents or slide-offs.
As the snow and ice of a Mishawaka winter begin to thaw, local drivers often review their coverage needs for the upcoming road construction season. Renita Fleming: Allstate Insurance provides personal auto insurance policies designed for the varied risks of northern Indiana commuting and family travel. The agency works with customers to compare options for liability limits and comprehensive protection. A free policy review or road-ready inspection can typically be scheduled at the Mishawaka office to start a new plan.
Dennis Insurance Agency serves residents in Mishawaka, IN, and the surrounding area with personal auto insurance for individual drivers and families. The agency also provides commercial auto coverage to protect business vehicles and fleets operating locally. Policies are customized to meet each client’s specific driving needs and budget. After assisting with initial coverage selection, the office remains available for ongoing support and policy adjustments between regular seasonal reviews.
Summers Insurance Agency in Mishawaka, IN, focuses on auto insurance coverage, helping local drivers meet state requirements while protecting their vehicles on the road. Its agents assist clients in comparing policy options from multiple carriers to find a suitable balance of coverage and cost. The agency also explains common endorsements such as roadside assistance. As an add-on specialty, it offers customizable rental car reimbursement coverage for policyholders.
For one-time coverage selection, customers may purchase a single policy; ongoing protection requires renewal at policy intervals. As an auto insurance agent in Mishawaka, Indiana, this agency helps clients compare liability, collision, and comprehensive options to meet state requirements. General cost factors such as driving history and vehicle type influence available quotes. Service runs on both a scheduled basis for annual renewals and an as-needed basis for policy changes or new vehicle additions.
AAA Mishawaka assists drivers with liability, collision, and comprehensive coverage tailored to individual needs. The agency can add roadside assistance, rental reimbursement, or uninsured motorist protection to a policy. Local agents review driving habits and vehicle types to recommend appropriate deductibles and limits. This auto insurance agent serves commercial accounts in Mishawaka, including offices requiring fleet coverage, warehouses needing liability protection, and food service operations seeking property and vehicle insurance.
What Does an a Auto Insurance Agent in Mishawaka Cost?
Typical annual auto insurance premiums in Indiana range from 900 to 1500 dollars for minimum coverage and 1500 to 2500 dollars for full coverage. Rates in Mishawaka may be slightly higher due to local traffic patterns and claim frequencies. Your actual cost depends on your driving history, vehicle, and coverage choices. This is general information and not insurance advice.
About auto insurance agents in Mishawaka
An auto insurance agent in Mishawaka Indiana can help you find coverage that meets Indiana state requirements. Indiana law mandates minimum liability coverage of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. Local agents understand Mishawaka driving conditions and can explain options like uninsured motorist coverage which is also required in Indiana.
Frequently Asked Questions
What are the minimum auto insurance requirements in Indiana?
Indiana requires liability coverage of at least 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You also need 25 thousand dollars for property damage and uninsured motorist coverage of 25 thousand per person and 50 thousand per accident.
How can an auto insurance agent in Mishawaka help me?
An agent can compare policies from multiple insurers to find coverage that fits your budget and needs. They explain Indiana specific laws such as the requirement to carry proof of insurance and the penalties for driving without it.
What factors affect auto insurance rates in Mishawaka Indiana?
Rates are based on your driving record, age, vehicle type, and location. Mishawaka zip codes and local accident statistics can influence premiums. Agents can help you find discounts for safe driving or bundling policies.
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