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Find Auto Insurance Agents Near You in Berea, KY

Browse auto insurance agents serving Berea, Kentucky. Updated 2026-07-14.

The top-rated auto insurance agent in Berea, Kentucky is Craig Loftis - State Farm Insurance Agent, rated 5.0 stars across 716 reviews. Other highly rated options include Shelter Insurance - Kim Maupin, Kentucky Farm Bureau Insurance, Charles Cromer: Allstate Insurance. This directory lists 11 auto insurance agents serving Berea.

Showing 11 auto insurance agents in Berea, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Craig Loftis - State Farm Insurance Agent145 Plaza Dr(859) 986-2371
2Shelter Insurance - Kim Maupin208 Pauline Dr Ste C(859) 986-1979
3Kentucky Farm Bureau Insurance216 Pauline Dr(859) 986-2318
4Charles Cromer: Allstate Insurance219 Prince Royal Dr Ste 18(859) 228-0007
5Sammy Castle Insurance327 Chestnut St #3(859) 985-1986
6Derrick Shawn Isaac427 Chestnut St(859) 985-0330
7Insurance Co631 Chestnut St #1(859) 800-2917
8Harbor Insurance KY101 Morningside St(859) 592-8426
9EliteLegacy Insurance KY401 US-25(859) 694-5408
10American National Insurance Co711 Chestnut St(956) 404-0844
CL
145 Plaza Dr
Craig Loftis - State Farm Insurance Agent
Auto Insurance Agent · Berea, KY

Craig Loftis - State Farm Insurance Agent serves the Berea, Kentucky, area and provides auto insurance coverage to local drivers. This agency works with customers to understand their individual coverage needs and offers policies that protect against common financial risks on the road. Policies often include liability, collision, and comprehensive coverage to suit different driving situations. The agency also assists clients with bundling their auto policy alongside renters or life insurance for added convenience.

SI
208 Pauline Dr Ste C
Shelter Insurance - Kim Maupin
Auto Insurance Agent · Berea, KY

Shelter Insurance - Kim Maupin provides a range of personal and commercial coverage options tailored to local drivers in Berea, Kentucky. The agency offers standard auto insurance policies, including liability, collision, and comprehensive protection, along with roadside assistance and rental car reimbursement services. These plans are designed to help customers manage risk and maintain coverage for everyday driving needs. The agency services a variety of property types, including single-family homes, apartments, retail stores, and restaurants in the Berea area.

KF
216 Pauline Dr
Kentucky Farm Bureau Insurance
Auto Insurance Agent · Berea, KY

As winter weather turns Berea roads icy and slick, Kentucky Farm Bureau Insurance helps local drivers adjust coverage to meet seasonal risks. The agency specializes in auto insurance policies suited for the region’s frequent sharp weather changes. Guidance on selecting appropriate deductibles and adding roadside assistance is provided to each client. An initial consultation typically begins with a review of the customer’s current policy and driving needs. A free insurance checkup inspects existing coverages and identifies possible savings or gaps.

CC
219 Prince Royal Dr Ste 18
Charles Cromer: Allstate Insurance
Auto Insurance Agent · Berea, KY

Charles Cromer Allstate Insurance assists drivers in Berea, Kentucky, with obtaining essential auto coverage and handles specialty add-ons such as roadside assistance and rental reimbursement. This agency helps clients meet state liability requirements while protecting their vehicles. It also recognizes the unique insurance needs of businesses, offering policies that cover company cars and vehicles used for commercial errands, deliveries, or client transport. The agency serves offices, warehouses, and food service establishments in the area.

SC
327 Chestnut St #3
Sammy Castle Insurance
Auto Insurance Agent · Berea, KY

Sammy Castle Insurance serves Berea homeowners, renters, and drivers seeking personal auto coverage tailored to their daily commutes and family needs. As an independent agency, it evaluates policies from multiple carriers to find fitting levels of liability, collision, and comprehensive protection. The agency also assists local business owners with commercial auto policies for work vehicles. Outside of Berea, Sammy Castle Insurance extends its personalized service to residents and commuters in Richmond and the surrounding Madison County area.

DS
427 Chestnut St
Derrick Shawn Isaac
Auto Insurance Agent · Berea, KY

Serving Berea, Kentucky, and the surrounding Madison and Rockcastle county communities, Derrick Shawn Isaac handles comprehensive auto insurance policies for local drivers. The agency manages both standard personal vehicle coverage and specialty options for trucks and motorcycles. It evaluates each client’s driving history and vehicle type to recommend tailored policy limits. When handling a typical job, the agent first reviews the customer’s current coverage details and then compares quotes from multiple carriers to find an appropriate balance of premium cost and protection.

IC
631 Chestnut St #1
Insurance Co
Auto Insurance Agent · Berea, KY

In Berea, KY, Insurance Co assists clients with both one-time policy purchases for short-term needs and scheduled policy reviews for ongoing coverage. As an auto insurance agent, the agency manages policy renewals, adjusts coverage limits, and handles claims assistance throughout the policy term. Typical services include liability, collision, and comprehensive options to meet local driving requirements and personal risk preferences. Service at Insurance Co is provided on a scheduled and as-needed basis, with appointments arranged for periodic policy checkups or unexpected coverage adjustments.

HI
101 Morningside St
Harbor Insurance KY
Auto Insurance Agent · Berea, KY

Harbor Insurance KY in Berea specializes in tailoring auto insurance policies to meet individual driving needs while also handling general coverage adjustments and renewals for existing clients. Its agents assist local drivers with comparing liability and comprehensive options, ensuring compliance with Kentucky’s mandatory insurance requirements. As autumn turns to winter, Harbor Insurance KY helps Berea residents address policy concerns related to seasonal road hazards and potential claims from ice-related accidents.

EI
401 US-25
EliteLegacy Insurance KY
Auto Insurance Agent · Berea, KY

Autumn brings both vibrant foliage and unpredictable conditions to Berea’s winding roads. EliteLegacy Insurance KY offers auto insurance agent services that help local drivers secure appropriate coverage for everyday commuting and seasonal travel risks. They review each driver’s situation to recommend options that align with Kentucky’s regulatory requirements. Residents seeking updated liability protection or collision policies can meet an agent to explore available plans. The process begins with a straightforward inspection and initial assessment of the vehicle’s condition and usage patterns.

AN
711 Chestnut St
American National Insurance Co
Auto Insurance Agent · Berea, KY

American National Insurance Co in Berea, KY assists drivers in selecting personal auto coverage that fits individual needs. Additional protection options such as roadside assistance and rental car reimbursement can be added to a standard policy. The agency works regularly with customers who operate vehicles for local commuting and business errands. Commercial sectors commonly served by this office include small professional offices, light industrial warehouses, and quick-service food establishments that require fleet or liability policies.

TI
1049 Jd Cir
TKO Insurance Agency, LLC
Auto Insurance Agent · Berea, KY
(859) 780-2711

What Does an a Auto Insurance Agent in Berea Cost?

The average cost of auto insurance in Kentucky is around $1,200 to $1,600 per year for a standard policy, but rates in Berea may vary based on your driving record, vehicle type, and coverage levels. Factors like age, credit score, and claims history also affect premiums. This is general information, not insurance advice.

About auto insurance agents in Berea

Auto insurance agents in Berea, Kentucky help drivers find coverage that meets state requirements and personal needs. Kentucky law requires all drivers to carry liability insurance with minimum limits of $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage. Local agents can also explain Kentucky no-fault insurance rules and help you choose optional coverages like collision or comprehensive.

Frequently Asked Questions

What are the minimum auto insurance requirements in Kentucky?

Kentucky law requires at least $25,000 per person and $50,000 per accident for bodily injury liability, plus $10,000 for property damage liability. You must also carry Personal Injury Protection (PIP) of $10,000. An agent in Berea can help you meet these minimums.

Do I need uninsured motorist coverage in Kentucky?

Kentucky requires insurers to offer uninsured motorist coverage, but you can reject it in writing. This coverage protects you if you are hit by a driver without insurance. An agent can explain the benefits of adding this to your policy.

How does Kentucky no-fault insurance work for Berea drivers?

Kentucky is a no-fault state, meaning your own insurance pays for your medical bills and lost wages after an accident, regardless of fault, up to your PIP limit. You can still sue for serious injuries. An agent can clarify how this affects your coverage choices.

Auto Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.