Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 11 auto insurance agents in Berea, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Craig Loftis - State Farm Insurance Agent
145 Plaza Dr, Berea, KY 40403
(859) 986-2371
craigloftis.com
Shelter Insurance - Kim Maupin
208 Pauline Dr Ste C, Berea, KY 40403
(859) 986-1979
shelterinsurance.com
Kentucky Farm Bureau Insurance
216 Pauline Dr, Berea, KY 40403
(859) 986-2318
kyfb.com
Charles Cromer: Allstate Insurance
219 Prince Royal Dr Ste 18, Berea, KY 40403
(859) 228-0007
agents.allstate.com
Sammy Castle Insurance
327 Chestnut St #3, Berea, KY 40403
(859) 985-1986
sammycastleinsurance.com
Derrick Shawn Isaac
427 Chestnut St, Berea, KY 40403
(859) 985-0330
erieinsurance.com
Insurance Co
631 Chestnut St #1, Berea, KY 40403
(859) 800-2917
progressiveagent.com
Harbor Insurance KY
101 Morningside St, Berea, KY 40403
(859) 592-8426
EliteLegacy Insurance KY
401 US-25, Berea, KY 40403
(859) 694-5408
American National Insurance Co
711 Chestnut St, Berea, KY 40403
(956) 404-0844
anico.com
TKO Insurance Agency, LLC
1049 Jd Cir, Berea, KY 40403
(859) 780-2711
What Does a Auto Insurance Agent in Berea Cost?
The average cost of auto insurance in Kentucky is around $1,200 to $1,600 per year for a standard policy, but rates in Berea may vary based on your driving record, vehicle type, and coverage levels. Factors like age, credit score, and claims history also affect premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Kentucky?
Kentucky law requires at least $25,000 per person and $50,000 per accident for bodily injury liability, plus $10,000 for property damage liability. You must also carry Personal Injury Protection (PIP) of $10,000. An agent in Berea can help you meet these minimums.
Do I need uninsured motorist coverage in Kentucky?
Kentucky requires insurers to offer uninsured motorist coverage, but you can reject it in writing. This coverage protects you if you are hit by a driver without insurance. An agent can explain the benefits of adding this to your policy.
How does Kentucky no-fault insurance work for Berea drivers?
Kentucky is a no-fault state, meaning your own insurance pays for your medical bills and lost wages after an accident, regardless of fault, up to your PIP limit. You can still sue for serious injuries. An agent can clarify how this affects your coverage choices.