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Find Auto Insurance Agents Near You in St Matthews, KY
Directory of auto insurance agents in St Matthews, Kentucky. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
St Matthews, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 auto insurance agents in St Matthews, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Excellent Insurance KY
230 Executive Park, St Matthews, KY 40207
(502) 957-9996
Mendenhall Insurance
735 Executive Park, St Matthews, KY 40207
(502) 897-9526
mendenhallinsuranceagency.com
Auto insurance agents in St Matthews, Kentucky help drivers find coverage that meets state requirements. Kentucky law mandates liability insurance with minimum limits of 25/50/25. Agents can also explain Kentucky no-fault insurance rules and help you choose between tort and limited tort options.
What Does a Auto Insurance Agent in St Matthews Cost?
The average cost of auto insurance in Kentucky is around 1500 to 1800 dollars per year for full coverage, though rates vary widely by driver profile. Minimum coverage plans may cost 500 to 800 dollars annually. Factors like age, driving history, credit score, and vehicle type all affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Kentucky?
Kentucky requires minimum liability coverage of 25/50/25. This means 25000 dollars for bodily injury per person, 50000 dollars per accident, and 25000 dollars for property damage. You also need personal injury protection of 10000 dollars.
What is the difference between tort and no-fault insurance in Kentucky?
Kentucky is a no-fault state, meaning your own insurance pays for your medical bills regardless of fault. You can choose a full tort option to keep your right to sue for pain and suffering, or a limited tort option which restricts that right in exchange for lower premiums.
How can an auto insurance agent in St Matthews help me save money?
An agent can review your driving record, vehicle type, and coverage needs to find discounts you qualify for. Common discounts include multi-policy, safe driver, good student, and low mileage. They can also compare rates from different insurers to find a competitive price.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.