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Auto Insurance Agents in Adams, MA

Compare auto insurance agents in Adams. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Adams, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 auto insurance agents in Adams, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Smith Brothers-McAndrews Insurance
69 Park St, Adams, MA 01220
(413) 743-1216 smithbrosmcandrews.com
Greylock Insurance Agency
2 Park St, Adams, MA 01220
(413) 743-9624 greylockinsurance.com

Auto insurance agents in Adams, Massachusetts help drivers find coverage that meets state legal requirements. Massachusetts law requires all drivers to carry bodily injury liability coverage of at least $20,000 per person and $40,000 per accident, plus property damage liability of $5,000. A local agent can explain these minimums and help you choose additional protections like collision or comprehensive coverage.

What Does a Auto Insurance Agent in Adams Cost?

The average cost of auto insurance in Massachusetts is around $1,300 per year for full coverage, but rates in Adams can vary based on your driving history, credit score, and the type of vehicle you drive. Minimum liability coverage may cost between $400 and $800 per year. Many agents offer free quotes so you can compare prices. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an auto insurance agent in Adams do?
An auto insurance agent in Adams helps you compare policies from different companies to find coverage that fits your needs. They explain Massachusetts insurance laws and help you understand your options for liability, collision, and uninsured motorist coverage.
Is auto insurance required in Massachusetts?
Yes, Massachusetts law requires all registered vehicle owners to carry auto insurance. You must have a minimum of $20,000 per person and $40,000 per accident for bodily injury liability, $5,000 for property damage liability, and personal injury protection (PIP) of $8,000.
How can an agent help me save money on car insurance?
An agent can review your driving record, vehicle type, and coverage needs to find discounts you may qualify for. Common discounts in Massachusetts include safe driver, multi-policy, and good student discounts. An agent can also adjust your deductible to lower your premium.