The top-rated auto insurance agent in Lowell, Massachusetts is AAA Lowell, rated 4.4 stars across 413 reviews. Other highly rated options include A-Affordable Insurance Agency, Inc., Monica Insurance Agency Inc, Mill City Insurance Inc. This directory lists 23 auto insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Lowell | 585 Pawtucket Blvd | (978) 937-3061 |
| 2 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 3 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 4 | Mill City Insurance Inc | 493 Westford St | (978) 441-0005 |
| 5 | Paul A. Balakin Insurance | 81 Plain St #1 | (978) 441-3003 |
| 6 | Sharlene Wulleman: Allstate Insurance | 1235 Bridge St | (978) 455-4556 |
| 7 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 8 | KK Insurance Agency, Inc. | 508 Westford St | (978) 970-2212 |
| 9 | Action Auto Insurance Agency | 703 Chelmsford St | (978) 441-2800 |
| 10 | Alpha Insurance | 648 Central St | (978) 459-4547 |
AAA Lowell serves the greater Lowell, Massachusetts area as a local auto insurance agent. It assists drivers with securing proper liability coverage required by Massachusetts law. The agency helps clients evaluate comprehensive and collision options for vehicle protection. It also guides policyholders through additional coverage choices such as uninsured motorist protection. AAA Lowell supports local residents in transferring existing policies or obtaining new ones. It handles routine policy adjustments and assists with filing claims for accidents in the Merrimack Valley region.
A-Affordable Insurance Agency, Inc., based in Lowell, Massachusetts, helps clients distinguish between one-time auto policies for short-term needs and recurring annual coverage for ongoing protection. Car insurance plans offered here typically safeguard against liability, collision, and comprehensive damages for local drivers. They assist with understanding local risk factors, such as weather and traffic patterns. Customers may choose to obtain a single policy for a specific period or establish a scheduled, recurring plan with regular renewal cycles that ensures continuous coverage as needed.
Monica Insurance Agency Inc serves homeowners, renters, and drivers in the Lowell, MA area, providing auto insurance policies tailored to individual coverage needs. The agency helps clients compare liability, collision, and comprehensive options to ensure adequate protection on the road. Professional agents assist with policy adjustments and claims guidance, making the insurance process straightforward for local residents. In addition to serving Lowell, the agency also extends its auto insurance services to nearby communities such as Chelmsford.
Mill City Insurance Inc in Lowell, MA provides auto insurance policies tailored to area drivers. Service options include managing new policy setup, processing endorsements for coverage changes, and handling claims assistance. Maintenance plans involve regular policy reviews to adjust for life events or vehicle changes. The agency also offers guidance on Massachusetts minimum requirements and supplementary protections. It services the car insurance needs of individual drivers, multiple-vehicle households, commercial fleets, and local businesses requiring liability coverage.
As winter arrives in Lowell, many drivers seek coverage that protects against snow-related claims. Paul A. Balakin Insurance provides auto insurance policies tailored for local commuting and seasonal risks. The agency helps clients review their current deductibles and liability limits before the ice season begins. A conversation typically starts with a phone call to discuss a driver’s typical mileage and vehicle storage. Then the agent schedules a brief inspection of the car’s VIN and overall condition before offering a binding quote.
Serving Lowell, Massachusetts, and the surrounding communities, Sharlene Wulleman: Allstate Insurance handles auto insurance policies for drivers in the area. This agency works with clients to review their coverage needs for liability, collision, and comprehensive protection. Agents provide guidance on selecting appropriate deductibles and understanding local requirements. For a typical job, the agent assesses a driver's vehicle and driving history to tailor a coverage plan that meets individual circumstances.
Francis E. Provencher Insurance in Lowell, MA provides auto insurance agent services that differentiate between one-time policy purchases and ongoing coverage adjustments. Clients may secure a single liability plan for a specific need or establish a renewable policy with regular premium updates. Coverage options include personal vehicle protection and applicable local compliance requirements. The agent explains varying deductibles and liability limits to match driver circumstances. Service operates on a scheduled basis, typically during standard business hours with appointments arranged for policy reviews or new policy origination.
KK Insurance Agency, Inc. works with local drivers in the Lowell, MA area to find appropriate automobile coverage, including the standard liability, collision, and comprehensive policies that protect personal vehicles. The office also matches clients with common add-ons like roadside assistance and rental reimbursement for unexpected events. This auto insurance agent serves a range of commercial sectors, including local offices, warehouses, and food service businesses that require vehicle protection for their daily operations.
Action Auto Insurance Agency in Lowell, Massachusetts provides specialized policies for standard and high-risk drivers. It also offers general personal auto coverage as well as options for commercial vehicles. The agency works to match each customer with an appropriate insurance plan from its network of carriers. For local drivers, the agency helps address the impact of winter road salting on vehicle corrosion by advising on comprehensive coverage to protect against such environmental damage.
Alpha Insurance provides auto insurance agent services for residential customers in the Lowell, Massachusetts area. Commercial coverage options are also available for local business owners and their vehicle needs. The agency serves clients throughout the greater Lowell region, ensuring policies are tailored to individual driving circumstances. After an initial policy is secured, representatives follow up between regular visits to address any coverage changes or questions that may arise.
What Does an a Auto Insurance Agent in Lowell Cost?
The average cost of auto insurance in Massachusetts is around 1,300 dollars per year but rates in Lowell can vary. Factors include your age, driving history, vehicle model, and coverage limits. A full coverage policy may cost between 1,500 and 2,500 dollars annually while minimum coverage may be under 1,000 dollars. This is general information and not insurance advice.
About auto insurance agents in Lowell
An auto insurance agent in Lowell Massachusetts can help you find a policy that meets state requirements. Massachusetts law requires all drivers to carry bodily injury liability coverage of at least 20,000 dollars per person and 40,000 dollars per accident. A local agent understands the specific needs of Lowell drivers, including traffic patterns and regional risk factors.
Frequently Asked Questions
What are the minimum auto insurance requirements in Massachusetts?
Massachusetts requires bodily injury liability of 20,000 dollars per person and 40,000 dollars per accident. You also need property damage liability of 5,000 dollars and personal injury protection of 8,000 dollars. An agent can help you choose higher limits for better protection.
How do I find a reliable auto insurance agent in Lowell?
You can search online for agents licensed in Massachusetts or ask for referrals from friends and family. Check that the agent is registered with the Massachusetts Division of Insurance. A local agent will know about Lowell specific factors like parking and accident rates.
Can an auto insurance agent help me save money on my policy?
Yes an agent can review your driving record and vehicle type to find discounts you may qualify for. Common discounts include safe driver, multi policy, and low mileage. An agent can also explain how your credit score and location affect your rate.
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