The top-rated auto insurance agent in Salem, Massachusetts is Zellik Insurance Agency, Inc., rated 5.0 stars across 101 reviews. Other highly rated options include Farquhar and Black Insurance Agency, 4 Insurance LLC, Quote Carma. This directory lists 17 auto insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zellik Insurance Agency, Inc. | 37 Bridge St | (978) 594-0815 |
| 2 | Farquhar and Black Insurance Agency | 45 Traders Way Building 10 | (781) 599-2200 |
| 3 | 4 Insurance LLC | 121 Loring Ave STE 825 | (855) 322-4509 |
| 4 | Quote Carma | 88B Lafayette St | (203) 872-7280 |
| 5 | Ahmed Insurance Inc | 106 North St | (978) 745-8800 |
| 6 | John J. Walsh Insurance Agency, Inc. - Salem Office | 87 Margin St | (978) 745-3300 |
| 7 | Express Auto Insurance Agency Inc. | 21, Shetland Office Park, 27 Congress St Suite 305 | (978) 741-3400 |
| 8 | William C Burke Jr Insurance | 18 Brown St | (978) 741-7800 |
| 9 | Relation Insurance Services | 18 Hawthorne Blvd #3710 | (978) 744-4540 |
| 10 | Culver Insurance | 20 Central St # 2 | (978) 744-1753 |
Zellik Insurance Agency, Inc. serves Salem and the surrounding Essex County area, offering a full range of auto insurance agent services tailored to local drivers. The agency assists clients in navigating mandatory liability coverage and comprehensive protection plans required by Massachusetts law. It also helps drivers evaluate optional collision and uninsured motorist policies. For residents of Salem, the agency handles personalized risk assessments and policy adjustments for commuters and seasonal vehicle usage.
Farquhar and Black Insurance Agency provides a full range of auto insurance options, including liability, collision, and comprehensive coverage designed to protect drivers in Salem, Massachusetts. Its service plans are tailored to help clients navigate policy renewals, adjust deductibles, and manage claims efficiently throughout the year. The agency assists with maintaining proper coverage for various driving needs, offering personal and commercial vehicle policies to safeguard daily commuters and business fleets. It services single-family homes, apartments, retail establishments, and local restaurants operating in the Salem area.
4 Insurance LLC in Salem, MA serves homeowners, businesses, and local drivers seeking reliable auto insurance coverage. The agency helps clients compare policy options to meet legal requirements and protect personal vehicles. It also assists with customizing deductibles and liability limits based on individual driving needs. Operating within Essex County, the agency extends its services to the neighboring community of Beverly for added convenience.
Quote Carma in Salem, MA offers both one-time policy purchases for a single vehicle and ongoing coverage plans that renew periodically. As a local auto insurance agent, the company helps clients manage their car insurance needs, including liability, collision, and comprehensive options tailored to individual driving situations. Customers may choose from different service schedules depending on their preference for policy management. The service runs on a one-time or as-needed basis, with available follow-up for policy adjustments or renewals when requested.
Ahmed Insurance Inc specializes in connecting Salem drivers with suitable auto insurance policies. The agency helps clients navigate various coverage details, including liability, collision, and comprehensive options tailored to individual needs. By working closely with carriers, it aims to simplify the process of comparing plans and understanding deductibles. During the winter months, the company assists local motorists with questions about ice-related accidents and uninsured motorist protection amid New England’s challenging road conditions.
John J. Walsh Insurance Agency, Inc. - Salem Office serves Salem, Massachusetts, and the surrounding North Shore communities with auto insurance policies. It handles the full process of securing coverage for personal and commercial vehicles, including assessing liability, collision, and comprehensive options. The agency works directly with clients to understand their driving history and coverage needs before comparing plans from multiple carriers. It then provides clear policy recommendations and finalizes the paperwork to ensure each client is properly insured on the road.
As winter weather approaches Salem, Express Auto Insurance Agency Inc. helps drivers review their coverage to ensure they stay protected on icy roads and through heavy snowfall. Located locally, the agency focuses on matching residents with appropriate auto policies that meet state requirements and personal needs. Costs and options can vary, so they guide clients through available deductibles and liability limits. The process typically begins with a free policy review or an inspection of the vehicle to assess condition and coverage needs.
William C Burke Jr Insurance focuses on safeguarding drivers through personalized auto insurance coverage in Salem, MA, helping clients meet liability requirements while protecting their vehicles. Specialty add-ons such as roadside assistance and rental reimbursement are available to enhance standard policies against unforeseen events. The agency serves various commercial sectors requiring fleet or individual vehicle coverage, including offices, warehouses, and food service operations.
Offering tailored personal auto insurance policies and coverage options, Relation Insurance Services serves the Salem, Massachusetts area with dedicated support for local drivers. It helps clients assess their individual needs, from liability protection to comprehensive coverage, ensuring they meet state requirements and financial goals. The agency also assists with policy reviews and claims guidance throughout the year. During New England’s difficult winter months, it provides guidance on adding or adjusting coverage for weather-related risks like ice damage and accident protection.
Culver Insurance provides residents of Salem, Massachusetts with personal auto insurance policies tailored to individual driving needs and household vehicles. The agency also offers commercial auto coverage for local businesses operating cars, trucks, or vans in the area, serving the wider Salem region. Clients benefit from clear policy explanations during initial signups and straightforward claims assistance. Agents maintain contact after each purchase, checking in on coverage adjustments before policy renewals to keep plans relevant between regular scheduled visits.
What Does an a Auto Insurance Agent in Salem Cost?
The average cost of auto insurance in Massachusetts is around $1,300 to $1,600 per year for full coverage, though rates vary by driver history, vehicle type, and location. Salem drivers may see slightly higher rates due to urban traffic and weather risks. Minimum liability coverage can cost between $400 and $700 per year. These figures are estimates and your actual cost will depend on your specific situation. This is general information and not insurance advice.
About auto insurance agents in Salem
An auto insurance agent in Salem, Massachusetts can help you navigate the states mandatory liability insurance requirements. Massachusetts law requires all drivers to carry at least 20/40/5 coverage, meaning $20,000 for bodily injury per person, $40,000 per accident, and $5,000 for property damage. A local agent can also explain optional coverages like collision and comprehensive to protect your vehicle year-round.
Frequently Asked Questions
What are the minimum auto insurance requirements in Massachusetts?
Massachusetts requires all drivers to have liability coverage of at least 20/40/5. This includes $20,000 for bodily injury per person, $40,000 per accident total, and $5,000 for property damage. Uninsured motorist coverage is also mandatory.
How do I find an auto insurance agent in Salem?
You can search online for independent agents or captive agents representing major insurers in Salem. Many agents offer free quotes and can meet in person or virtually. Check the Massachusetts Division of Insurance website to verify an agents license.
Can my credit score affect my auto insurance rate in Massachusetts?
Yes, Massachusetts law allows insurers to use credit-based insurance scores to set rates, but only with certain restrictions. Insurers must notify you if your credit score negatively impacts your premium. Not all companies use credit scores, so compare options.
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