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Looking for a auto insurance agent in Spencer? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Spencer, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 auto insurance agents in Spencer, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David F. Kelley Insurance Agency, Inc.
154 Main St, Spencer, MA 01562
(508) 885-3794
davidkelleyins.com
HUB International
369 Main St #9, Spencer, MA 01562
(508) 885-9999
hubinternational.com
McGrath Insurance, a Division of Starkweather and Shepley Insurance
130 W Main St, Spencer, MA 01562
(508) 885-6545
starshep.com
Gregson Insurance Agency Inc
369 Main St, Spencer, MA 01562
(508) 248-3800
Auto insurance agents in Spencer, Massachusetts help drivers find coverage that meets state legal requirements. Massachusetts law requires all drivers to carry Bodily Injury to Others, Personal Injury Protection, and Property Damage liability coverage. An agent can explain these minimums and help you choose additional options like collision or comprehensive coverage.
What Does a Auto Insurance Agent in Spencer Cost?
The average cost of auto insurance in Massachusetts is around $1,300 to $1,600 per year for full coverage. Minimum liability coverage can cost between $500 and $900 annually. Your actual rate depends on factors like your age, driving history, and the type of vehicle you drive. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Massachusetts?
Massachusetts requires Bodily Injury to Others of at least $20,000 per person and $40,000 per accident. Personal Injury Protection of $8,000 and Property Damage of $5,000 are also mandatory. An agent in Spencer can help you understand these requirements.
How do I find an auto insurance agent in Spencer Massachusetts?
You can search online for independent agents or direct writers serving Spencer. Many agents offer free quotes and can meet in person or by phone. Check that the agent is licensed to sell insurance in Massachusetts.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can compare rates from multiple insurance companies to find competitive pricing. They can also suggest discounts for safe driving, bundling policies, or completing a defensive driving course. Rates vary based on your driving record and vehicle type.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.