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HomeAuto Insurance AgentsMichigan › Bay City

Find Auto Insurance Agents Near You in Bay City, MI

Browse auto insurance agents serving Bay City, Michigan. Updated 2026-07-14.

The top-rated auto insurance agent in Bay City, Michigan is Nick Fletcher - State Farm Insurance Agent, rated 4.9 stars across 339 reviews. Other highly rated options include Farmers Insurance - Mark Townsend, Brent Mishler - State Farm Insurance Agent, Jon LaPorte - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Bay City.

Showing 20 auto insurance agents in Bay City, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Fletcher - State Farm Insurance Agent306 Center Ave(989) 893-3553
2Farmers Insurance - Mark Townsend509 E Midland St(989) 469-0009
3Brent Mishler - State Farm Insurance Agent3583 Wilder Rd UNIT 5(989) 686-8680
4Jon LaPorte - State Farm Insurance Agent1416 State St #1(989) 895-5570
5Weaver Group Insurance Agency916 Washington Ave STE 204(989) 391-5085
6Thomas Campbell - State Farm Insurance Agent902 S Euclid Ave(989) 686-0100
7Lori Harrison - State Farm Insurance Agent815 Columbus Ave(989) 895-5536
8MCI Insurance701 N Madison Ave(989) 892-5541
9The Kory Agency900 S Euclid Ave(989) 391-5200
10Jeff Hunt - State Farm Insurance Agent4359 Wilder Rd(989) 686-7840
NF
306 Center Ave
Nick Fletcher - State Farm Insurance Agent
Auto Insurance Agent · Bay City, MI

Nick Fletcher - State Farm Insurance Agent serves the Bay City, Michigan area, offering auto insurance coverage tailored to local drivers. This agency works with residents to help protect their vehicles and comply with Michigan’s auto insurance requirements. It assists with policy reviews, coverage changes, and claims guidance for clients navigating the region’s roads. Among the services it handles are liability coverage and comprehensive plans for cars and trucks.

FI
509 E Midland St
Farmers Insurance - Mark Townsend
Auto Insurance Agent · Bay City, MI

Farmers Insurance - Mark Townsend in Bay City, MI, provides auto insurance policies along with related coverage options for area drivers. It assists clients in selecting appropriate liability, collision, and comprehensive plans to meet their needs. The agency helps with policy reviews and updates to ensure continued protection. Available services include claims support and guidance through the insurance process. In addition to vehicle coverage, it serves single-family homes, apartments, retail spaces, and local restaurants.

BM
3583 Wilder Rd UNIT 5
Brent Mishler - State Farm Insurance Agent
Auto Insurance Agent · Bay City, MI

Brent Mishler - State Farm Insurance Agent serves homeowners, drivers, and renters in the Bay City, Michigan area by helping them secure auto insurance policies that meet their coverage needs and budget. The agency works to explain different policy options so customers can make informed decisions for their vehicles. Services also include assistance with claims and policy updates to keep protection current. The agent represents State Farm, a major national insurer, and serves clients throughout Bay County as well as nearby communities like Essexville.

JL
1416 State St #1
Jon LaPorte - State Farm Insurance Agent
Auto Insurance Agent · Bay City, MI

Jon LaPorte - State Farm Insurance Agent serves the Bay City, Michigan area and its surrounding communities, handling a full range of auto insurance coverage options. The agency works directly with local drivers to build policies that meet individual needs and budgets. For a typical job, it reviews each client’s driving history and vehicle details to craft a personalized policy, ensuring proper protection for daily commutes and family trips.

WG
916 Washington Ave STE 204
Weaver Group Insurance Agency
Auto Insurance Agent · Bay City, MI

Weaver Group Insurance Agency in Bay City, MI provides both occasional rate comparisons and ongoing policy management options to local drivers. The core focus is on liability, collision, and comprehensive coverages tailored to personal vehicles and commuter needs. As an auto insurance agent serving this area, typical services include policy adjustments, claim assistance guidance, and explanation of deductible choices. All service is offered both on a one-time consultation basis for policy reviews and on a scheduled renewal cycle for active account management and coverage updates.

TC
902 S Euclid Ave
Thomas Campbell - State Farm Insurance Agent
Auto Insurance Agent · Bay City, MI

Thomas Campbell - State Farm Insurance Agent in Bay City, MI specializes in auto insurance coverage tailored to local driving conditions. It provides dedicated service to help customers select appropriate liability, collision, and comprehensive options. The office assists clients with policy adjustments, claims filing, and understanding coverage limits. Residents facing harsh Michigan winters can turn to this agency for guidance on managing ice-related accident claims and maintaining proper protection against seasonal road hazards.

LH
815 Columbus Ave
Lori Harrison - State Farm Insurance Agent
Auto Insurance Agent · Bay City, MI

Winter roads in Bay City, MI, can lead to unexpected accidents, and Lori Harrison - State Farm Insurance Agent offers auto insurance policies to meet those needs. This local agency helps drivers understand collision and liability options during the seasonal shift. Coverage reviews are handled through personal consultations that explain deductibles and coverage limits. The process begins with an initial assessment of the driver's current policy and vehicle condition during a complimentary inspection.

MI
701 N Madison Ave
MCI Insurance
Auto Insurance Agent · Bay City, MI

MCI Insurance helps drivers in Bay City, MI, find coverage that meets their daily needs and personal situation. As an auto insurance agent, the company can also offer roadside assistance policies and rental car reimbursement add-ons for extra protection. The agency works with clients who drive personal vehicles as well as those who manage commercial fleets. MCI Insurance serves local offices, warehouses, and food service businesses that require tailored auto insurance policies for their delivery or transit vehicles.

KA
900 S Euclid Ave
The Kory Agency
Auto Insurance Agent · Bay City, MI

The Kory Agency in Bay City, MI, offers residential auto insurance services, assisting local drivers with personal vehicle coverage needs. Commercial auto insurance is also available to protect business-owned vehicles used for work purposes. Their service area encompasses the Bay City region and surrounding communities throughout central Michigan. Each policy consultation is handled directly through their local office, and clients can expect attentive follow-up on claims or questions between regular policy review visits.

JH
4359 Wilder Rd
Jeff Hunt - State Farm Insurance Agent
Auto Insurance Agent · Bay City, MI
SI
916 Washington Ave SUITE 210
Superior Insurance Group
Auto Insurance Agent · Bay City, MI
(989) 893-7651
sig-mi.com
MH
509 S Euclid Ave
Michael Hayes Agency/Farm Bureau Insurance
Auto Insurance Agent · Bay City, MI
(989) 684-4160
michfb.com/insurance/find-an-agent/michael-hayes-509-s-euclid-ave
HK
501 E Midland St
Hine-Knopp-Vernon Insurance Agency
Auto Insurance Agent · Bay City, MI
(989) 894-2769
hineknoppvernoninsurance.net
FI
501 S Euclid Ave
Future Insurance Agency
Auto Insurance Agent · Bay City, MI
(989) 922-0049
futureins.com
DI
3741 Wilder Rd # C
DuRussel Insurance Agency
Auto Insurance Agent · Bay City, MI
(989) 671-8206
durussel.com
AI
903 Saginaw St
Aird Insurance Group - Farm Bureau Insurance
Auto Insurance Agent · Bay City, MI
(989) 792-9687
airdinsurancegroup.com
LA
916 N Euclid Ave
The Lenar Agency
Auto Insurance Agent · Bay City, MI
(989) 401-7770
WI
607 S Euclid Ave
Wise Insurance
Auto Insurance Agent · Bay City, MI
(989) 667-3339
VU
1108 W Jenny St
Valley United Insurance
Auto Insurance Agent · Bay City, MI
(989) 686-7099
valleyunitedinsurance.com
FI
914 N Euclid Ave
Farmers Insurance The Zimmer Agency - Bay City MI
Auto Insurance Agent · Bay City, MI
(989) 455-0017

What Does an a Auto Insurance Agent in Bay City Cost?

The average cost of auto insurance in Michigan is among the highest in the nation often ranging from 2000 to 5000 dollars per year for full coverage. In Bay City rates may be slightly lower than in larger cities but still depend on your age driving history and vehicle. PIP coverage options also affect your premium. This is general information not insurance advice.

About auto insurance agents in Bay City

Auto insurance agents in Bay City Michigan help drivers find coverage that meets state requirements. Michigan law mandates unlimited personal injury protection (PIP) for medical benefits under the no-fault system. A local agent can explain these rules and help you choose the right liability and collision coverage for your vehicle.

Frequently Asked Questions

What are the minimum auto insurance requirements in Michigan?

Michigan requires liability coverage of at least 25000 dollars for injury or death per person and 50000 dollars per accident. Property damage liability must be at least 10000 dollars. You also need personal injury protection (PIP) for medical expenses and property protection insurance (PPI).

How do I choose an auto insurance agent in Bay City?

Look for an agent licensed in Michigan who has experience with local policies. Ask about their knowledge of Michigan no-fault laws and the different PIP coverage options available. You can also check their customer reviews and office location in Bay City.

Can an auto insurance agent help me lower my premium in Bay City?

Yes an agent can review your driving record vehicle type and available discounts. They may suggest raising your deductible bundling policies or taking a defensive driving course. Michigan rates vary by city so a local agent knows Bay City specific factors.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.