Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 auto insurance agents in Chelsea, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eder & Diver Insurance Agency
1250 S Main St, Chelsea, MI 48118
(734) 475-9184
ederdiver.com
John Avery - State Farm Insurance Agent
1080 S Main St, Chelsea, MI 48118
(734) 385-4115
johnaveryagent.com
Samuel Lofton
121 S Main St, Chelsea, MI 48118
(734) 217-4210
content.naic.org
Bill Ballagh - State Farm Insurance Agent
110 E Middle St, Chelsea, MI 48118
(734) 475-8637
statefarm.com
JDW & Associates
111 S Main St A, Chelsea, MI 48118
(734) 475-1664
jdwandassociates.com
Springer Agency Inc
115 Park St, Chelsea, MI 48118
(734) 475-8689
springeragency.com
Professional Insurance Associates
114 N Main St #2, Chelsea, MI 48118
(734) 433-9233
professionalinsurance.us
Walters Agency
642 S Main St, Chelsea, MI 48118
(734) 649-8620
waltersagency.com
What Does a Auto Insurance Agent in Chelsea Cost?
Auto insurance costs in Michigan are among the highest in the nation. Average annual premiums in Chelsea range from $1,800 to $3,500 depending on coverage levels, driving record, and vehicle type. Michigan no-fault law and high medical costs contribute to these rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Michigan?
Michigan law requires drivers to have no-fault insurance including unlimited PIP for medical benefits and $1 million in PPI for property damage. You must also carry residual bodily injury and property damage liability coverage.
How does Michigan no-fault insurance affect my claim?
Under Michigan no-fault law your own insurance pays for your medical expenses and lost wages regardless of who caused the accident. You can only sue the other driver for pain and suffering if you have a serious injury as defined by state law.
Can I choose different PIP coverage levels in Michigan?
Yes Michigan allows drivers to select PIP coverage limits from unlimited down to a $250,000 cap. You can also choose to exclude PIP coverage if you have qualified health insurance. An agent can help you decide which option fits your situation.