ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of auto insurance agents in Flat Rock, Michigan. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Flat Rock, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 5 auto insurance agents in Flat Rock, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
EW Smith Insurance Agency
23051 Gibraltar Rd, Flat Rock, MI 48134
(734) 782-2720
ewsmith.com
Brad Stephenson - State Farm Insurance Agent
14916 Telegraph Rd #5, Flat Rock, MI 48134
(734) 782-2068
callbradley.com
Frost & Remer Insurance
28650 Telegraph Rd, Flat Rock, MI 48134
(734) 782-2411
insurancebyfrost.com
Mike Hall Insurance Agency
28747 Church St, Flat Rock, MI 48134
(734) 782-5400
The America One Adkins Insurance
26263 Gibraltar Rd #800, Flat Rock, MI 48134
(734) 783-1717
adkins-ins.com
Auto insurance agents in Flat Rock, Michigan help drivers find coverage that meets state requirements. Michigan law mandates unlimited personal injury protection (PIP) medical benefits under the no-fault system. A local agent can explain these rules and help you choose the right liability, collision, and comprehensive coverage for your vehicle.
What Does a Auto Insurance Agent in Flat Rock Cost?
The average cost of auto insurance in Michigan is among the highest in the nation, often ranging from 2000 to 5000 dollars per year for full coverage. Rates in Flat Rock may vary based on your driving record, vehicle type, and coverage limits. Factors like your age, credit score, and annual mileage also affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Michigan?
Michigan requires all drivers to carry no-fault PIP medical coverage, property protection insurance (PPI), and residual bodily injury and property damage liability. Minimum liability limits are 25000 dollars per person for bodily injury and 50000 dollars per accident, plus 10000 dollars for property damage.
How does Michigan no-fault insurance affect my coverage?
Under Michigan no-fault law, your own insurance pays for your medical expenses and lost wages after an accident, regardless of fault. This system limits lawsuits to cases involving serious injury or high costs. An agent can help you understand how this affects your policy.
Free • No Obligation
Compare Auto Insurance Agents
Get matched with agents in Flat Rock who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.