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Find Auto Insurance Agents in Duluth, MN

Browse auto insurance agents serving Duluth, Minnesota. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Duluth, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 auto insurance agents in Duluth, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dwight Swanstrom Co
31 N 21st Ave W, Duluth, MN 55806
(218) 727-8324 dwightswanstrom.com
Thielke Insurance Agency
1927 W Superior St, Duluth, MN 55806
(218) 724-4200 agents.farmers.com

Auto insurance agents in Duluth, Minnesota help drivers find coverage that meets state requirements and personal needs. Minnesota law mandates liability coverage of at least 30/60/10 for bodily injury and property damage, plus uninsured motorist and personal injury protection. A local agent can explain these requirements and help you choose appropriate deductibles and optional coverages for the Duluth area.

What Does a Auto Insurance Agent in Duluth Cost?

Typical annual auto insurance premiums in Minnesota range from 1200 to 2200 for full coverage, though rates vary by driver age, vehicle type, driving record, and location within Duluth. Factors like winter weather claims and local accident statistics can influence costs. An agent can provide personalized quotes. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Minnesota?
Minnesota requires liability coverage of at least 30/60/10, meaning 30000 per person and 60000 per accident for bodily injury, and 10000 for property damage. You also need uninsured motorist coverage and personal injury protection of 40000 per person per accident.
Do I need a Duluth auto insurance agent or can I buy online?
You can buy auto insurance online, but a local Duluth agent can help you understand Minnesota-specific laws, such as no-fault insurance and PIP requirements. An agent can also review your policy for gaps and help with claims if you have an accident on Lake Superior Drive or other local roads.