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Find Auto Insurance Agents Near You in Chester, NJ

Browse auto insurance agents serving Chester, New Jersey. Updated 2026-07-14.

The top-rated auto insurance agent in Chester, New Jersey is Phoenix Insurance Group Inc, rated 4.6 stars across 32 reviews. Other highly rated options include Highstreet Insurance formerly, Paladin Insurance Agency, Life Guard Insurance Agency, Dennis Lamb - State Farm Insurance Agent. This directory lists 10 auto insurance agents serving Chester.

Showing 10 auto insurance agents in Chester, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Phoenix Insurance Group Inc205 Main St(800) 248-0397
2Highstreet Insurance formerly, Paladin Insurance Agency310 Rte 24 Ste A4(973) 434-7420
3Life Guard Insurance Agency290 US-206(862) 200-9358
4Dennis Lamb - State Farm Insurance Agent555 Main St Fl 2 Rear(908) 879-2616
5The Insurance Outfit32 Collis Ln Ste D(908) 955-7561
6Prime Insurance New Jersey128 Main St(908) 395-0689
7C A Shea & Company Inc6 Mill Ridge Ln(908) 879-0990
8Prudential Insurance Co1 Mill Ridge Ln(908) 858-3887
9PillarIA LLC - Pillar Insurance Associates4 Mill Ridge Ln Floor 2(908) 698-0477
10Mazey Reed & Brey Insurance205 Main St #1(908) 359-2222
PI
205 Main St
Phoenix Insurance Group Inc
Auto Insurance Agent · Chester, NJ

Phoenix Insurance Group Inc serves Chester, New Jersey and the surrounding Morris County area as an auto insurance agent. It helps drivers find coverage that meets their individual needs by working with multiple carriers. The agency assists with policy reviews, claim support, and coverage adjustments as driving situations change. This local firm handles comprehensive and collision coverage along with liability insurance for vehicles in this region.

HI
310 Rte 24 Ste A4
Highstreet Insurance formerly, Paladin Insurance Agency
Auto Insurance Agent · Chester, NJ

Highstreet Insurance, formerly Paladin Insurance Agency, provides auto insurance policies tailored to individual driving needs. Coverage options are offered alongside service plans that assist with policy adjustments and ongoing account maintenance. Based in Chester, New Jersey, the company serves local clients seeking personal vehicle protection. Its services extend to drivers of single-family homes, apartments, retail businesses, and restaurants located throughout the surrounding area.

LG
290 US-206
Life Guard Insurance Agency
Auto Insurance Agent · Chester, NJ

Homeowners, commuters, and small-business owners in Chester, New Jersey, rely on Life Guard Insurance Agency for personal auto insurance coverage. The agency assists clients with comparing liability options and building policies that meet daily driving needs. It guides individuals through local regulatory requirements for vehicle protection. Life Guard also helps customers review deductible choices and roadside service add-ons for peace of mind on the road. Its services extend to families and drivers in nearby Mendham as well.

DL
555 Main St Fl 2 Rear
Dennis Lamb - State Farm Insurance Agent
Auto Insurance Agent · Chester, NJ

Dennis Lamb - State Farm Insurance Agent serves Chester, NJ, and the surrounding communities with auto insurance coverage. The agency handles personal auto policies, helping drivers meet New Jersey’s minimum liability requirements while also offering options for collision and comprehensive protection. Each client receives an individual review of their driving record and vehicle details to determine appropriate limits and deductibles. To complete a typical job, the agent runs a comparative quote and explains coverage choices in a straightforward, unhurried manner before setting up the selected policy.

IO
32 Collis Ln Ste D
The Insurance Outfit
Auto Insurance Agent · Chester, NJ

While some auto insurance needs are addressed through one-time policy purchases, customers often require recurring support for ongoing adjustments and renewals. In Chester, NJ, The Insurance Outfit serves as a local auto insurance agent, helping clients navigate standard coverage options such as liability limits and comprehensive protection. Their work typically involves explaining policy differences and assisting with periodic claims. Service runs on an as-needed basis, allowing clients to schedule consultations only when their coverage situation changes.

PI
128 Main St
Prime Insurance New Jersey
Auto Insurance Agent · Chester, NJ

Prime Insurance New Jersey in Chester provides specialized auto insurance policy comparisons and customized coverage options. It serves local drivers by offering liability, collision, and comprehensive protection. The agency assists clients with policy reviews and claims support. As winter weather or high-traffic seasons approach, it can help residents ensure their policies include adequate uninsured motorist and roadside assistance coverage for seasonal hazards.

CS
6 Mill Ridge Ln
C A Shea & Company Inc
Auto Insurance Agent · Chester, NJ

As winter weather disrupts local driving conditions, motorists in and around Chester seek professional guidance for their vehicle insurance. C A Shea & Company Inc serves as a local auto insurance agent, helping residents compare different coverage options suitable for seasonal risks like ice and snow. The agency assists clients in reviewing their liability limits and deductibles to match regional driving patterns. A full assessment of current driving history and vehicle details begins the initial step toward finding an appropriate policy.

PI
1 Mill Ridge Ln
Prudential Insurance Co
Auto Insurance Agent · Chester, NJ

Prudential Insurance Co focuses on helping drivers in Chester, New Jersey, secure necessary liability coverage and comprehensive protection for their vehicles. Typical policies often address basic collision and uninsured motorist needs, while optional add-ons can include roadside assistance and rental reimbursement for added convenience. The agency works with individuals to tailor coverage based on driving habits and local traffic conditions. It also serves commercial clients operating offices, warehouses, and food service establishments, ensuring appropriate fleet and business auto policies are in place.

PP
4 Mill Ridge Ln Floor 2
PillarIA LLC - Pillar Insurance Associates
Auto Insurance Agent · Chester, NJ

PillarIA LLC, operating as Pillar Insurance Associates in Chester, NJ, serves residential clients seeking personal auto coverage tailored to their daily driving needs. The agency also provides commercial auto policies for local businesses requiring vehicle protection. Service extends throughout the surrounding Morris County area, helping drivers comply with state requirements and manage financial risk. Clients can expect thorough consultations to align coverage with individual driving habits and usage. After a policy is written, the team remains available for follow-up questions and can adjust coverage between regular review visits.

MR
205 Main St #1
Mazey Reed & Brey Insurance
Auto Insurance Agent · Chester, NJ

Mazey Reed & Brey Insurance in Chester, NJ, is known for providing auto insurance coverage that meets local drivers’ needs. It offers policies that protect against common risks on area roads, including liability, collision, and comprehensive options. The agency works to help clients understand their coverage choices and find a policy that fits their budget and vehicle type. It can also arrange for additional protection, such as rental car reimbursement or roadside assistance, to be added to a standard auto policy.

What Does an a Auto Insurance Agent in Chester Cost?

Auto insurance costs in New Jersey vary widely based on factors like age, driving history, and vehicle. The average annual premium in New Jersey is around $1,300 to $1,800, but rates in Chester may differ. For example, a 30-year-old with a clean record might pay $1,200 per year for minimum coverage, while a younger driver could pay more. This is general information, not insurance advice.

About auto insurance agents in Chester

Auto insurance agents in Chester, New Jersey help drivers find coverage that meets state legal requirements. New Jersey law mandates all drivers carry liability insurance and personal injury protection (PIP). A local agent can explain how these rules apply to your specific situation and help you choose the right policy limits.

Frequently Asked Questions

What are the minimum auto insurance requirements in New Jersey?

New Jersey requires all drivers to have liability insurance of at least $15,000 per person and $30,000 per accident for bodily injury, plus $5,000 for property damage. Personal injury protection (PIP) with a minimum of $15,000 is also required. An agent in Chester can help you understand these limits.

How can a Chester auto insurance agent help me save money?

A local agent can review your driving record, vehicle type, and coverage needs to find discounts you may qualify for. Common discounts in New Jersey include multi-policy, safe driver, and anti-theft device discounts. They can also compare rates from multiple insurers.

Do I need uninsured motorist coverage in New Jersey?

Yes, New Jersey law requires uninsured motorist coverage (UM) unless you reject it in writing. This coverage protects you if you are hit by a driver without insurance. An agent can explain the options and help you decide on the right amount.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.