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Find Auto Insurance Agents in Lake Hiawatha, NJ

Directory of auto insurance agents in Lake Hiawatha, New Jersey. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Lake Hiawatha, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 auto insurance agents in Lake Hiawatha, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Milestone Insurance Agency
110 N Beverwyck Rd, Lake Hiawatha, NJ 07034
(973) 588-5137 milestoneinsure.com
Parsippany Insurance Agency
112 N Beverwyck Rd, Lake Hiawatha, NJ 07034
(908) 502-7550
Choice Benefits Agency LLC
32 N Beverwyck Rd, Lake Hiawatha, NJ 07034
(973) 335-5550 choicebenefitsagency.com

Auto insurance agents in Lake Hiawatha, New Jersey help drivers find coverage that meets state requirements. New Jersey law mandates all drivers carry liability insurance with minimum limits of 15000 dollars per person and 30000 dollars per accident for bodily injury. A local agent can explain options like basic and standard policies to match your needs.

What Does a Auto Insurance Agent in Lake Hiawatha Cost?

Auto insurance costs in New Jersey vary by driver, vehicle, and coverage level. The average annual premium in New Jersey is around 1300 to 1500 dollars for full coverage, but rates can range from 800 to over 2000 dollars. Factors like your driving history, credit score, and location in Lake Hiawatha affect your rate. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in New Jersey?
New Jersey requires liability coverage of 15000 dollars per person and 30000 dollars per accident for bodily injury, plus 5000 dollars for property damage. Personal injury protection (PIP) is also required with a minimum of 15000 dollars. An agent can help you understand these requirements.
How do I choose an auto insurance agent in Lake Hiawatha?
Look for an agent licensed in New Jersey with experience in local coverage options. You can check the New Jersey Department of Banking and Insurance website to verify an agents license. Ask about their knowledge of New Jersey specific laws like the choice of no-fault or tort options.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can review your driving record, vehicle type, and discounts to find lower rates. Many New Jersey insurers offer discounts for safe driving, bundling policies, or completing a defensive driving course. An agent can compare multiple carriers to find competitive pricing.