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Find Auto Insurance Agents Near You in Lakewood, NJ

Browse auto insurance agents serving Lakewood, New Jersey. Updated 2026-07-14.

The top-rated auto insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 20 auto insurance agents serving Lakewood.

Showing 20 auto insurance agents in Lakewood, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1PRIME Insurance Agency960 E County Line Rd(732) 886-5751
2Cosmo Insurance Agency1600 Ave of the States #408(732) 363-3888
3Sterling Property and Casualty20 4th St Suite 211(732) 730-7130
4Stonebrook Insurance Group500 River Ave Suite 230(732) 905-4100
5Mitchell Hnatt: Allstate Insurance1900 NJ-70(732) 477-6900
6Ben Goldfischer: Allstate Insurance300 Main St(732) 719-4050
7Wilhelm699 Cross St #1(732) 961-1551
8Eternal Cover Insurance Agency200 Airport Rd(229) 231-2544
9Insurance Agency New Jersey1166 River Ave(551) 273-4713
10J&R Insurance Agency & Financial Services LLC1400 Ocean Ave(732) 363-1625
PI
960 E County Line Rd
PRIME Insurance Agency
Auto Insurance Agent · Lakewood, NJ

PRIME Insurance Agency serves the Lakewood, New Jersey area as an auto insurance agent. The company works with clients to secure coverage for personal vehicles. Determining the appropriate policy limits and deductibles for local drivers involves weighing road conditions and state requirements. PRIME Insurance Agency helps with liability coverage to protect against claims from other parties. The agency also assists customers with uninsured motorist protection when other drivers lack sufficient insurance.

CI
1600 Ave of the States #408
Cosmo Insurance Agency
Auto Insurance Agent · Lakewood, NJ

Cosmo Insurance Agency in Lakewood, NJ provides auto insurance policies tailored to individual driving needs and vehicle types. It offers comprehensive coverage options and personal assistance with claims filing and policy adjustments. Regular policy reviews are conducted to help clients maintain appropriate protection levels as circumstances change. The agency services single-family homes, apartments, retail establishments, and restaurants in the local area.

SP
20 4th St Suite 211
Sterling Property and Casualty
Auto Insurance Agent · Lakewood, NJ

Sterling Property and Casualty serves homeowners, renters, and drivers in Lakewood, New Jersey, offering personalized auto insurance coverage tailored to individual needs. The agency helps clients navigate policy options to protect their vehicles and meet state requirements. Like other local agents, it provides guidance on deductibles and liability limits to fit a variety of budgets and driving situations. Its coverage area includes neighboring communities within Ocean County, such as Toms River and Brick.

SI
500 River Ave Suite 230
Stonebrook Insurance Group
Auto Insurance Agent · Lakewood, NJ

Stonebrook Insurance Group serves the Lakewood, New Jersey area and surrounding communities, handling auto insurance policies for local drivers. It addresses standard coverage needs, including liability, collision, and comprehensive options, as well as required state minimums. The company assists clients in comparing plans from multiple carriers to find suitable protection. For each individual situation, it reviews driving history and vehicle details before presenting a tailored selection of available coverage choices.

MH
1900 NJ-70
Mitchell Hnatt: Allstate Insurance
Auto Insurance Agent · Lakewood, NJ

Mitchell Hnatt: Allstate Insurance in Lakewood, NJ, drives the crucial contrast between the simple online quote and a policy tailored through personal consultation. A generic one-time rate check often misses nuances in liability and collision coverage that an agent can clarify for local drivers. By contrast, a recurring relationship with an agent ensures annual policy reviews, adapting coverage as vehicles age or driving patterns shift. Whether clients need a single discussion or ongoing adjustments, every service option is available on either a one-time, scheduled, or as-needed basis.

BG
300 Main St
Ben Goldfischer: Allstate Insurance
Auto Insurance Agent · Lakewood, NJ

At Ben Goldfischer: Allstate Insurance in Lakewood, NJ, auto insurance specialists craft coverage plans tailored to individual driver needs and vehicle types. They also assist clients with policy reviews, liability limits, and comprehensive protection options for everyday commuting and local travel. As a local agency, they help drivers address the higher accident risks that arise during peak winter storm conditions along the Jersey Shore.

WI
699 Cross St #1
Wilhelm
Auto Insurance Agent · Lakewood, NJ

Lakewood drivers navigating the winter ice or summer tourist traffic often review their coverage for gaps or savings. Wilhelm in Lakewood offers personal assistance to match auto insurance policies with local driving demands. The agent handles common policy questions including liability minimums and comprehensive options for New Jersey roads. Clients can discuss individual commuting patterns or vehicle usage to potentially adjust deductibles or add roadside help. The first meeting involves a review of the current insurance declarations and a discussion of specific coverage needs.

EC
200 Airport Rd
Eternal Cover Insurance Agency
Auto Insurance Agent · Lakewood, NJ

Eternal Cover Insurance Agency in Lakewood, NJ is known for helping local drivers find suitable auto insurance policies that meet their individual needs. The agency serves clients throughout the Lakewood area by comparing coverage options from multiple insurance carriers. An experienced team assists customers with selecting liability limits, collision and comprehensive coverage, and medical payment provisions. This agency also offers roadside assistance as an optional add-on service, providing peace of mind for drivers on the road.

IA
1166 River Ave
Insurance Agency New Jersey
Auto Insurance Agent · Lakewood, NJ
JI
1400 Ocean Ave
J&R Insurance Agency & Financial Services LLC
Auto Insurance Agent · Lakewood, NJ
II
326 3rd St
Ideal Insurance Agency
Auto Insurance Agent · Lakewood, NJ
(732) 363-8300
idealinsuranceagencynj.com
5M
300 Boulevard of the Americas Suite 105
5 Minute Insure
Auto Insurance Agent · Lakewood, NJ
(877) 707-8555
5minuteinsure.com
SI
28 Clifton Ave
Starlight Insurance Service NJ
Auto Insurance Agent · Lakewood, NJ
(732) 250-3916
FI
435 NJ-70
Forever Insurance LLC
Auto Insurance Agent · Lakewood, NJ
(551) 239-6852
AI
1200 River Ave
AGA Insurance
Auto Insurance Agent · Lakewood, NJ
(732) 370-3028
againsure.com
EI
1000 Monmouth Ave
East Insurance Group LLC
Auto Insurance Agent · Lakewood, NJ
(732) 364-2796
SI
36 Chambers Brg Rd
SYMS Insurance Agency
Auto Insurance Agent · Lakewood, NJ
(732) 860-7967
symsins.com/contact-us
FI
15 America Ave #202
Fidella Insurance Agency, A Division of World
Auto Insurance Agent · Lakewood, NJ
(732) 222-4500
fidellaplus.com
FA
212 2nd St
Friedman Associates of Nj
Auto Insurance Agent · Lakewood, NJ
(732) 363-6444
MA
1095 Ocean Ave
The Moffett Agency
Auto Insurance Agent · Lakewood, NJ
(732) 301-4204
moffettagency.com

What Does an a Auto Insurance Agent in Lakewood Cost?

The average cost of auto insurance in New Jersey is about 1300 dollars per year for minimum coverage and over 2000 dollars per year for full coverage. Rates in Lakewood can vary based on factors such as your driving record, age, vehicle type, and credit history. Premiums also depend on the specific insurance company and coverage limits you choose. This is general information and not insurance advice.

About auto insurance agents in Lakewood

An auto insurance agent in Lakewood New Jersey helps drivers find coverage that meets state legal requirements. New Jersey law mandates that all drivers carry liability insurance with minimum limits of 15000 dollars per person and 30000 dollars per accident for bodily injury. Agents in Lakewood can also explain optional coverages like personal injury protection and uninsured motorist protection.

Frequently Asked Questions

What are the minimum auto insurance requirements in New Jersey?

New Jersey requires all drivers to have liability insurance with at least 15000 dollars per person and 30000 dollars per accident for bodily injury. You must also have 5000 dollars of property damage liability and personal injury protection coverage. An agent in Lakewood can help you understand these requirements.

How do I choose an auto insurance agent in Lakewood?

Look for a licensed agent who represents multiple insurance companies. Ask about their experience with New Jersey specific laws and local driving conditions. You can verify an agents license through the New Jersey Department of Banking and Insurance website.

Does my credit score affect my auto insurance rate in New Jersey?

Yes, New Jersey allows insurance companies to use credit-based insurance scores when setting rates. A higher credit score can lead to lower premiums. However, insurers must notify you if they take adverse action based on your credit information.

Auto Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.