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Find Auto Insurance Agents in Ocean City, NJ

Directory of auto insurance agents in Ocean City, New Jersey. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 auto insurance agents in Ocean City, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Heist Insurance Agency
700 West Ave, Ocean City, NJ 08226
(609) 399-0655 heistinsurance.com
McMahon Insurance Agency
901 Simpson Ave, Ocean City, NJ 08226
(609) 399-0060 mcmahonagency.com
Real Insurance NJ
251 West Ave, Ocean City, NJ 08226
(609) 875-4131
Alternative Insurance LLC
600 Asbury Ave, Ocean City, NJ 08226
(609) 434-3769
Surety Title Company
111 E 9th St 2nd Floor, Ocean City, NJ 08226
(609) 399-1227 mysurety.com
The Commercial Insurance LLC
1223 Asbury Ave, Ocean City, NJ 08226
(609) 726-5050
Amy Godfrey Personalized Insurance Broker
3 Spruce Rd, Ocean City, NJ 08226
(609) 517-9679 minnitisinsurance.com

What Does a Auto Insurance Agent in Ocean City Cost?

The average cost of auto insurance in New Jersey is around 1300 to 1800 dollars per year, but rates in Ocean City can vary based on your driving record, vehicle type, and coverage limits. Factors such as your age, credit score, and claims history also affect premiums. An agent can provide a personalized quote. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in New Jersey?
New Jersey requires all drivers to have liability insurance with at least 15000 dollars per person and 30000 dollars per accident for bodily injury. You also need 5000 dollars for property damage. Personal injury protection and uninsured motorist coverage are also required.
How can an auto insurance agent in Ocean City help me save money?
An agent can compare quotes from multiple insurers to find competitive rates. They may also identify discounts such as multi-policy, safe driver, or low mileage discounts that apply to your situation.
Do I need full coverage auto insurance in Ocean City New Jersey?
Full coverage is not required by New Jersey law, but it is often required by lenders if you finance or lease your vehicle. An agent can explain the difference between liability only and full coverage to help you decide.