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Compare Auto Insurance Agents in Sparta, NJ

Browse auto insurance agents serving Sparta, New Jersey. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Sparta, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 auto insurance agents in Sparta, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jersey Insurance Solutions - Medicare & Health Insurance
46 Main St Suite 402, Sparta, NJ 07871
(973) 500-3708 jerseyinsurancesolutions.com
Unicar Autobody
12 Brookfield Dr, Sparta, NJ 07871
(973) 579-3903
Alex Aguado - State Farm Insurance Agent
160 Woodport Rd Ste 1A, Sparta, NJ 07871
(973) 729-5661 alexaguado.com
Supreme Insurance NJ
71 Co Rd 517, Sparta, NJ 07871
(973) 381-9146 richsum.com
Trusted Insurance Agency
270 S Sparta Ave, Sparta, NJ 07871
(973) 315-7046
Top Point Insurance Agency
7 Boardwalk, Sparta, NJ 07871
(973) 381-9771
Allstate Financial Services - James Sharabba
191 Woodport Rd, Sparta, NJ 07871
(973) 729-8644 agents.allstate.com
Sweeney, Richards & Summers
191 Woodport Rd, Sparta, NJ 07871
(973) 627-0100 richsum.com
Prudential Financial
6 Apple Tree Ln, Sparta, NJ 07871
(862) 213-0811 prudential.com

Auto insurance agents in Sparta, New Jersey help drivers find coverage that meets state legal requirements. New Jersey law mandates all drivers carry liability insurance with minimum limits of 15,000 dollars per person and 30,000 dollars per accident for bodily injury. Agents in Sparta can also explain optional coverages like uninsured motorist protection and personal injury protection, which are common in the state.

What Does a Auto Insurance Agent in Sparta Cost?

Auto insurance rates in New Jersey vary widely based on factors like driving history, age, vehicle type, and location. In Sparta, average annual premiums for full coverage typically range from 1,200 to 2,000 dollars, but individual quotes may be higher or lower. New Jersey uses a tiered rating system, so working with an agent can help you find a policy that fits your budget. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in New Jersey?
New Jersey requires all drivers to have liability insurance with at least 15,000 dollars per person and 30,000 dollars per accident for bodily injury, plus 5,000 dollars for property damage. Personal injury protection (PIP) of 15,000 dollars is also mandatory. An agent in Sparta can help you understand these requirements.
How can an auto insurance agent in Sparta help me save money?
An agent can compare quotes from multiple insurance companies to find competitive rates for your situation. They can also identify discounts such as multi-policy, safe driver, or low mileage discounts that may apply to you. Agents know the local market in Sussex County and can tailor coverage to your needs.
Do I need uninsured motorist coverage in New Jersey?
Uninsured motorist coverage is not mandatory in New Jersey, but it is strongly recommended. It protects you if you are in an accident with a driver who has no insurance or not enough insurance. An agent in Sparta can explain the benefits and help you decide on appropriate limits.