The top-rated auto insurance agent in Gallup, New Mexico is Michael Kozeliski - State Farm Insurance Agent, rated 5.0 stars across 80 reviews. Other highly rated options include C&R Insurance, Gilbert Ramirez - State Farm Insurance Agent, Joshua Turney - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Gallup.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Kozeliski - State Farm Insurance Agent | 194 E Historic Hwy 66 | (505) 488-7116 |
| 2 | C&R Insurance | 401 W Coal Ave b | (505) 726-4600 |
| 3 | Gilbert Ramirez - State Farm Insurance Agent | 1615 S 2nd St | (505) 863-9361 |
| 4 | Joshua Turney - State Farm Insurance Agent | 921 W Aztec Ave | (505) 863-4483 |
| 5 | Chee Montano - State Farm Insurance Agent | 1114 E Hwy 66 | (505) 722-2944 |
| 6 | Clay Fultz Insurance Agency Inc | 201 E Aztec | (505) 722-4476 |
| 7 | Tanner Insurance Services | 1308 Metro Ave | (505) 399-3222 |
| 8 | Bobby with Rocky Mountain West Insurance Agency | 405 E Vega Ave | (505) 226-4442 |
| 9 | Red Rock Insurance | 212 W Coal Ave | (505) 591-3831 |
| 10 | Angela Biava: Allstate Insurance | 196 E Hwy 66 | (505) 722-6900 |
Michael Kozeliski - State Farm Insurance Agent in Gallup, NM, provides auto insurance policies along with related coverage options for local drivers. The agency offers personalized assistance with policy selection and claims support, helping customers maintain their plans effectively through regular reviews and updates. Serving the Gallup area, the office works with clients insuring single-family homes, apartments, retail businesses, and restaurants.
C&R Insurance serves Gallup, New Mexico, and the surrounding communities in McKinley County, handling a full range of personal auto insurance needs. They help clients navigate the required liability coverages as well as optional policies for collision and comprehensive protection. For each driving situation, they work to present the available coverage options clearly. When a client requests a quote, a typical job is handled by reviewing driver history and vehicle details to match the right policy from a standard selection of available plans.
Gilbert Ramirez - State Farm Insurance Agent in Gallup, NM, specializes in auto insurance policies that protect drivers against liability and collision damage. The agent also offers comprehensive coverage options for vehicles and works with clients to tailor policies to individual needs and budgets. As a local resource, Gilbert Ramirez assists customers in selecting the appropriate deductibles and coverage limits for their driving habits. This agency is particularly helpful for residents facing the annual winter weather hazards on area roads and the challenging conditions of the monsoon season.
Joshua Turney - State Farm Insurance Agent in Gallup, NM offers both one-time and recurring service options for auto insurance needs. Coverage is tailored to protect drivers in the region against common risks on local roads, with policies designed to meet state requirements and personal preferences. Service is available on an as-needed basis, allowing clients to consult for annual policy reviews or after a life change such as a vehicle purchase.
As the monsoon season brings sudden hailstorms to Gallup, local drivers need reliable protection for their vehicles. Chee Montano - State Farm Insurance Agent helps residents navigate auto insurance options to safeguard against weather-related damage and road hazards common to the area. The agency evaluates each driver’s coverage needs, from liability to comprehensive policies, ensuring compliance with New Mexico’s requirements. New clients can schedule a brief consultation to review their current policy and receive a personalized risk assessment.
Clay Fultz Insurance Agency Inc in Gallup, NM, helps clients secure personal auto protection covering liability, collision, and comprehensive damage. The agency offers specialty add-ons such as roadside assistance, rental car reimbursement, and coverage for custom equipment. Policies can be tailored to accommodate drivers with varying risk levels. The agency also works with commercial clients, serving local offices, warehouses, and food service operations to meet their business auto insurance needs.
Tanner Insurance Services provides auto insurance coverage for residents in Gallup, New Mexico, helping them select policies that meet individual needs. The company also offers commercial auto insurance options for local businesses operating vehicles in the region. They serve clients throughout Gallup and the surrounding communities. Their process focuses on explaining policy details clearly so customers understand their protections. After each policy is issued or renewed, the agency follows up to ensure coverage remains appropriate and to assist with any adjustments before the client’s next visit.
Bobby with Rocky Mountain West Insurance Agency in Gallup, NM is known for providing auto insurance policies tailored to local drivers. The agency helps customers navigate coverage options such as liability, collision, and comprehensive plans that meet state requirements. Residents can receive assistance comparing quotes from multiple carriers to find a suitable rate. As a specialty service, the agency offers roadside assistance coverage to help clients manage unexpected breakdowns or emergencies while on the road.
Red Rock Insurance provides a full range of auto insurance services in Gallup, New Mexico, including liability, collision, and comprehensive coverage options for standard and high-risk drivers. Its service plans focus on helping clients maintain continuous coverage and offering support after an accident or traffic violation. Routine policy reviews and documentation updates help keep accounts active and in good standing. The agency works with drivers who own single-family homes, rent apartments, or operate retail shops and restaurants in the surrounding area.
Homeowners, renters, and drivers in Gallup, New Mexico, turn to Angela Biava: Allstate Insurance for personal auto coverage and related policy options. This agency helps customers select liability limits, collision, and comprehensive plans that fit their driving needs. It also assists with bundling home and auto protection for greater convenience. Service extends to nearby communities such as Church Rock and the greater McKinley County area for local insurance consultations.
What Does an a Auto Insurance Agent in Gallup Cost?
Auto insurance costs in New Mexico vary widely. A basic liability policy in Gallup might cost between 400 and 800 dollars per year, while full coverage can range from 1,200 to 2,500 dollars annually. Factors like your driving record, vehicle value, and coverage limits will affect your exact premium. This is general information, not insurance advice.
About auto insurance agents in Gallup
An auto insurance agent in Gallup, New Mexico can help you find coverage that meets state requirements. New Mexico law mandates liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. A local agent understands the specific needs of drivers in McKinley County and can explain options like uninsured motorist coverage, which is required by state law.
Frequently Asked Questions
What are the minimum auto insurance requirements in New Mexico?
New Mexico requires liability coverage of at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury. You also need 10,000 dollars for property damage. Uninsured and underinsured motorist coverage is mandatory unless you reject it in writing.
How can an auto insurance agent in Gallup help me?
An agent can compare policies from different companies to find coverage that fits your budget and needs. They can also explain New Mexico-specific rules, such as the state's tort system and how it affects your claim rights after an accident.
What factors affect auto insurance rates in Gallup, New Mexico?
Rates are based on your driving record, age, vehicle type, and location. Gallup drivers may see different rates than those in larger cities due to local traffic patterns and claim history. Your credit history can also be used to set premiums in New Mexico.
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