The top-rated auto insurance agent in Amherst, New York is Elmwood Agency, rated 5.0 stars across 395 reviews. Other highly rated options include Jacob Czaja - State Farm Insurance Agent, Michele Proietti - State Farm Insurance Agent, Butterson Agency, Inc. This directory lists 13 auto insurance agents serving Amherst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elmwood Agency | 90 Bryant Woods S #100 | (716) 206-3706 |
| 2 | Jacob Czaja - State Farm Insurance Agent | 3555 Sheridan Dr Ste 3557 | (716) 688-5700 |
| 3 | Michele Proietti - State Farm Insurance Agent | 3140 Sheridan Dr Ste 102 | (716) 838-3500 |
| 4 | Butterson Agency, Inc | 586 N French Rd # 4 | (716) 636-8815 |
| 5 | Scott Krevat - State Farm Insurance Agent | 4504 Main St Suite 140 | (716) 839-5433 |
| 6 | Michelle Liberta: Allstate Insurance | 626 N French Rd STE 1 | (716) 631-0030 |
| 7 | Brian Haseltine: Allstate Insurance | 2066 Eggert Rd Ste 2 | (716) 837-3000 |
| 8 | Donald L. Houck Agency, Inc. | 1940 Eggert Rd | (716) 835-2525 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 90A John Muir Dr | (716) 688-5600 |
| 10 | Arrow Insurance LLC | 3622-3636 Sheridan Dr | (716) 351-4481 |
Elmwood Agency serves the Buffalo-Niagara Falls metro area from its location in Amherst, New York. As an auto insurance agent, the company assists drivers in securing the coverage required by New York State law. The agency works with personal clients to handle standard policies that cover liability and collision on private vehicles. It also offers guidance on bundling options that can include roadside assistance for unexpected breakdowns. For those with local driving needs, Elmwood Agency provides policy reviews to adjust comprehensive coverage for theft or weather damage common to the region.
Jacob Czaja - State Farm Insurance Agent in Amherst, NY provides a range of auto insurance services, including liability coverage for a variety of vehicles. Its service plans involve assisting customers through policy reviews and claims support to meet local driving needs. The maintenance of policies includes regular updates for changes in vehicle usage. This agency services properties such as single-family homes, apartments attached to personal auto policies, and coverage for retail businesses with commercial vehicles and restaurants with delivery fleets.
Serving homeowners, renters, and drivers throughout the Amherst area, Michele Proietti - State Farm Insurance Agent provides auto insurance policies tailored to individual coverage needs. The agency helps clients understand liability, collision, and comprehensive options for vehicles of all types. It also assists with bundling policies to create more efficient personal protection plans. Its service area extends into Williamsville and the surrounding parts of Erie County, ensuring convenient access for local motorists.
Serving Amherst and the surrounding communities of Erie County, Butterson Agency, Inc handles auto insurance policies for local drivers. The agency offers standard coverage options suitable for a variety of vehicles and driving histories. For a typical job, it begins by reviewing a client’s current coverage and driving record, then explains available policy features to match individual needs and budget constraints.
Scott Krevat, as a State Farm Insurance Agent in Amherst, NY, provides auto insurance through both singular policy purchases for specific needs and recurring coverage plans that adjust over time. The agency's primary focus is helping local drivers select liability, collision, and comprehensive protection suited to their vehicles and daily commutes. Service for policyholders in the area operates on a scheduled basis for annual reviews or after major life events, with additional availability for as-needed support when filing claims or updating coverage.
As an auto insurance agent in Amherst, NY, Michelle Liberta: Allstate Insurance offers customized auto insurance policies, including liability, collision, and comprehensive coverage. It also provides general insurance services, such as bundling auto with home or life policies to help clients save. The agency assists drivers in the area with understanding coverage limits and deductibles, ensuring they meet New York state requirements. Before the winter season, it helps customers review their policies for potential needs like roadside assistance and rental car coverage for snow-related accidents.
As winter weather and unpredictable road conditions in the Amherst area increase the need for reliable coverage, Brian Haseltine provides personal auto insurance guidance to local drivers. Clients can discuss liability limits, comprehensive options, and deductibles that fit their commuting or household needs. With a focus on the Erie County region, the agency helps customers review policy details for their vehicles. An initial consultation typically includes a review of the driver’s current coverage and an assessment of personal risk factors before any plan adjustments are offered.
Donald L. Houck Agency, Inc. provides auto insurance services for drivers across the Amherst, NY area, also offering coverage for additional vehicles such as motorcycles. The agency works with clients to find policies that meet individual needs while explaining available protections clearly. It serves commercial sectors as well, including offices, warehouses, and food service operations, ensuring businesses have appropriate coverage for their vehicles and operational risks.
Gallagher Insurance, Risk Management & Consulting serves residential clients in Amherst, NY, with personal auto insurance policies tailored to individual driving needs and vehicle protections. The agency also extends its services to commercial auto coverage, helping local businesses manage their fleet and liability risks throughout the greater Amherst area. Following the initial sale, the company maintains ongoing communication with policyholders to check coverage adequacy and process any claim questions, ensuring consistent follow-up and repeat service between regular visits.
What Does an a Auto Insurance Agent in Amherst Cost?
Auto insurance costs in Amherst, New York vary widely based on factors like your age, driving record, vehicle type, and coverage levels. On average, New York drivers pay around 1,300 to 2,500 per year for full coverage, though minimum liability policies can cost less. Rates in Erie County may differ from other parts of the state due to local accident statistics and population density. This is general information, not insurance advice.
About auto insurance agents in Amherst
Auto insurance agents in Amherst, New York help drivers find policies that meet New York State minimum liability requirements. These professionals can explain local coverage options and assist with comparing rates from multiple carriers. New York law requires all registered vehicles to carry liability insurance with minimum limits of 25,000 per person for bodily injury and 50,000 per accident.
Frequently Asked Questions
What are the minimum auto insurance requirements in Amherst New York?
New York State requires all drivers to carry bodily injury liability of 25,000 per person and 50,000 per accident, property damage liability of 10,000, and personal injury protection of 50,000. An agent in Amherst can help you meet these legal minimums.
How do I choose an auto insurance agent in Amherst?
Look for a licensed agent who represents multiple insurance companies so you can compare quotes. Check their office location in Amherst and ask about discounts for safe driving or bundling policies. An agent can explain how your driving history and vehicle type affect your rate.
Can an auto insurance agent help me after a car accident in Amherst?
Yes, your agent can assist with filing a claim and explaining your coverage limits. New York is a no-fault state, so your own insurance pays for medical bills up to your PIP limit regardless of fault. Your agent can clarify how this affects your claim process.
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