Skip to main content

Find Auto Insurance Agents Near You in Chatham, NY

Browse auto insurance agents serving Chatham, New York. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Chatham, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 auto insurance agents in Chatham, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
MetzWood Insurance
11 Central Square, Chatham, NY 12037
(518) 392-5161 metzwood.com
Kneller Insurance Agency
6 Church St, Chatham, NY 12037
(518) 392-9311 knellerins.com

Auto insurance agents in Chatham New York help drivers find coverage that meets New York state requirements. New York law mandates liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. Local agents can also explain additional options like no-fault personal injury protection and uninsured motorist coverage.

What Does a Auto Insurance Agent in Chatham Cost?

Auto insurance costs in Chatham New York vary based on factors like age, driving record, vehicle type, and coverage limits. Average annual premiums in New York state range from about 1,300 to 2,500 dollars for full coverage. Minimum liability policies may cost less. Rates can differ by zip code and insurer. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in New York?
New York requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. You also need 10,000 dollars for property damage liability, 50,000 dollars for no-fault personal injury protection, and 25,000 dollars for uninsured motorist coverage.
How can an auto insurance agent in Chatham help me?
An agent can review your driving history and vehicle type to find policies from multiple insurers. They can explain New York-specific rules like the no-fault system and help you choose coverage levels that fit your budget.
Does my credit score affect my auto insurance rate in New York?
Yes, New York allows insurers to use credit-based insurance scores when setting rates. A higher credit score can lead to lower premiums. An agent can advise on how your credit may impact your quote.