The top-rated auto insurance agent in Charlotte, North Carolina is Curtis Helms Insurance, rated 4.9 stars across 1,592 reviews. Other highly rated options include Pegram Superior Mitchell Insurance Agency, Carolinas Home and Auto Insurance, Pegram Insurance. This directory lists 46 auto insurance agents serving Charlotte.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Curtis Helms Insurance | 6324 N Tryon St #101 | (704) 921-2118 |
| 2 | Pegram Superior Mitchell Insurance Agency | 106 W Arrowood Rd B | (704) 527-8543 |
| 3 | Carolinas Home and Auto Insurance | 14045 Ballantyne Corporate Pl #500 | (704) 302-1000 |
| 4 | Pegram Insurance | 6824 Albemarle Rd E | (704) 536-1919 |
| 5 | CAP Insurance Group | 1524 E Morehead St Suite 300 | (704) 540-4200 |
| 6 | Laurie Insurance Group | 2701 Coltsgate Rd Suite 100 | (704) 342-2886 |
| 7 | International Insurance Associates | 224 Westinghouse Blvd Suite 602 | (704) 529-9660 |
| 8 | Hutch Ham Agency, Inc. | 1230 W Morehead St #306 | (704) 525-6016 |
| 9 | Latorre Insurance | 124 N McDowell St | (704) 566-8181 |
| 10 | Pawa Insurance Group, LLC | 15720 Brixham Hill Ave #300 | (704) 486-5521 |
Curtis Helms Insurance serves the Charlotte, North Carolina, metro area as an auto insurance agent. The company assists drivers in this region with their car insurance needs. It explains coverage options that meet state requirements and help protect vehicles on local roads. The agency works to find suitable policies for various driving histories and vehicle types. It handles services such as liability coverage and uninsured motorist protection.
Pegram Superior Mitchell Insurance Agency in Charlotte, NC, provides auto insurance policies along with related services such as liability coverage and policy adjustments. Specific service or maintenance plans are available to help clients manage routine policy updates and claims filing. The agency assists with selecting appropriate deductibles and coverage limits for individual driving needs. It services single-family homes, apartments, retail, and restaurants.
Clients choose between purchasing auto insurance as a one-time annual policy or selecting a recurring monthly payment plan, with each option offering different coverage levels for liability and property damage. Serving the Charlotte, NC area, Carolinas Home and Auto Insurance provides standard auto insurance agent services, including policy comparisons and filing claims assistance. The agency operates on an as-needed basis, with clients scheduling appointments or stopping by during business hours to discuss their specific coverage requirements.
Pegram Insurance serves Charlotte residents by finding personal auto policies suited to individual driving needs and budgets. The agency also handles commercial auto insurance for local businesses with vehicles on the road. Their service area covers Charlotte and the surrounding neighborhoods within reach for in-person consultations. Customers needing policy changes can schedule a quick meeting at the office. Follow-up contact is handled ahead of renewal dates, and repeat customers often return for adjustments between their regular six-month visits.
CAP Insurance Group in Charlotte, NC offers auto insurance policies along with specialized coverage options such as liability, collision, and uninsured motorist protection. The agency assists drivers in comparing policy limits and assessing deductibles to fit individual needs on local roads. They work with clients to maintain proper coverage through policy renewals and when adding or removing vehicles. During the busy holiday travel season, they help secure temporary coverage for rental cars or additional family drivers visiting the area.
Laurie Insurance Group serves clients in Charlotte, North Carolina, as an auto insurance agent. It helps drivers obtain liability and collision policies required for legal operation of vehicles. For additional protection, the agency offers add-ons such as roadside assistance and rental car reimbursement. These coverages provide support during breakdowns or accidents that leave a car undrivable. Commercial needs are also addressed, allowing the agency to assist businesses operating offices, warehouses, and food service establishments in securing appropriate coverage for their vehicles and related risks.
International Insurance Associates in Charlotte, NC is known for guiding local drivers through the process of securing coverage for their vehicles. Its service range includes advising on policies that match a driver's specific commute habits and vehicle usage, ensuring compliance with North Carolina’s mandatory liability requirements. The agency reviews different deductible options to help clients manage their out-of-pocket costs. Clients can add roadside assistance coverage for towing, flat tires, and lockout situations as a specialty service.
Homeowners, renters, and drivers in Charlotte, North Carolina, rely on Hutch Ham Agency, Inc. for their auto insurance needs. The agency helps clients secure coverage that protects their vehicles and meets legal requirements. Policies are tailored to individual driving habits and budgets, ensuring proper financial protection on the road. The team guides customers through available options without pressure, aiming for straightforward service. They also assist with bundling policies for added convenience. Beyond serving the Charlotte metro, Hutch Ham Agency extends its auto insurance services to surrounding communities in Mecklenburg County.
Latorre Insurance assists clients in Charlotte, North Carolina, with meeting their auto insurance requirements and offers supplemental coverage options such as roadside assistance and rental car reimbursement. Their services are tailored to protect personal vehicles and also accommodate the insurance needs of commercial operations. Industry sectors served include local offices, warehouses, and food service establishments that rely on vehicles for their daily business activities.
What Does an a Auto Insurance Agent in Charlotte Cost?
Auto insurance costs in Charlotte vary based on driving record, vehicle type, age, and coverage limits. Average annual premiums in North Carolina range from approximately 1200 to 1800 dollars for standard coverage. Factors like credit history and location within Charlotte can also affect your rate. This is general information, not insurance advice.
About auto insurance agents in Charlotte
An auto insurance agent in Charlotte can help you navigate North Carolina auto insurance laws and find a policy that fits your needs. North Carolina requires all drivers to carry liability insurance with minimum limits of 30/60/25. A local agent can explain these requirements and help you choose additional coverage options like uninsured motorist protection.
Frequently Asked Questions
What are the minimum auto insurance requirements in North Carolina?
North Carolina law requires minimum liability coverage of 30000 dollars per person for bodily injury and 60000 dollars per accident for bodily injury. Property damage liability minimum is 25000 dollars per accident. Uninsured motorist coverage is also required in the same amounts.
How do I find a licensed auto insurance agent in Charlotte?
You can search the North Carolina Department of Insurance website for licensed agents in Charlotte. Many agents work with multiple insurance companies to compare rates and coverage options for you.
Can an auto insurance agent help me after a Charlotte car accident?
Yes, an agent can help you file a claim and understand your policy coverage. They can explain how North Carolina contributory negligence laws may affect your claim and guide you through the claims process.
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