The top-rated auto insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Grand Slam Insurance, Farmers Insurance - Donald Zerr, Dixon Insurance. This directory lists 18 auto insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 3 | Farmers Insurance - Donald Zerr | 3003 32nd Ave S #6 | (701) 373-0099 |
| 4 | Dixon Insurance | 3101 39th St S suite a | (701) 281-8200 |
| 5 | Superior Insurance | 1002 28th St S | (701) 356-3256 |
| 6 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 7 | FM Insurance | 428 25th St S | (701) 271-8110 |
| 8 | Dawson Insurance Agency | 505 Broadway N Suite 100 | (701) 237-3311 |
| 9 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
| 10 | Yahnke Insurance Agency | 1704 Main Ave | (701) 232-5722 |
Far North Insurance serves the Fargo, North Dakota metro area and surrounding Cass County as an auto insurance agent. The company helps local drivers find coverage that meets North Dakota’s minimum liability requirements. Clients can work with the agent to compare basic policies from multiple insurers. The agent also advises on optional add-ons like roadside assistance and rental car reimbursement. Specific services handled here include filing claims for collision damage and updating policies after a change in vehicle ownership during a private sale.
Grand Slam Insurance in Fargo, ND, provides a complete range of auto insurance services, including policy selection, coverage analysis, and claims assistance. The agency also offers ongoing maintenance plans for its policies, such as periodic coverage reviews to ensure limits keep pace with changing needs and risk factors. Clients receive dedicated support for managing renewals and updating their existing plans. Its services are designed for single-family homes, apartments, retail establishments, and local restaurants throughout the Fargo area.
Farmers Insurance - Donald Zerr serves homeowners, renters, and drivers in Fargo, North Dakota, offering auto insurance policies tailored to local road conditions and commuting needs. Clients here rely on coverage for vehicles navigating Red River Valley weather and city traffic. The agency provides personal auto liability, collision, and comprehensive plans to protect against regional risks. Its service area also extends to neighboring Moorhead, Minnesota, ensuring cross-state coverage for metro-area clients.
At Dixon Insurance in Fargo, ND, customers choose between a one-time policy purchase for immediate coverage or recurring service plans that adjust as needs change. The agency offers standard auto insurance policies, including liability and collision coverage, tailored to local driving conditions. Services operate on an as-needed basis, whether for a single vehicle or ongoing policy management through renewals and claims assistance.
Superior Insurance offers specialized auto insurance policies tailored to individual driver needs in Fargo, ND, including liability, collision, and comprehensive coverage. It assists clients with routine policy management, claims filing, and coverage adjustments to fit changing circumstances. The agency helps local drivers identify discounts for safe driving records and multi-policy bundles. During the harsh North Dakota winter months, its team specifically advises on coverage options for ice-related accidents and vehicle damage from extreme cold conditions.
As winter approaches in Fargo, the risk of icy roads and collisions increases, and OnPoint Insurance Services helps local drivers secure coverage that meets North Dakota’s liability requirements. This auto insurance agent evaluates individual driving histories and vehicle types to match customers with appropriate policies. After reviewing available plans, the agent schedules a straightforward inspection or initial consultation to verify coverage details before finalizing the policy.
Serving Fargo, North Dakota, and its surrounding communities, FM Insurance handles auto insurance coverage for area drivers. This includes helping clients select protection for liability, collision, and comprehensive risks. The agency works to explain policy options clearly, focusing on individual driving needs and budgets. For a typical client, the agent first reviews their current coverage and vehicle information, then compares available plans to identify suitable options fitting the driver's specific situation and legal requirements.
Dawson Insurance Agency works with clients to find auto insurance coverage that meets their needs, including the addition of optional roadside assistance and rental car reimbursement. Representing the Fargo, ND vicinity, the agency helps drivers evaluate liability limits and policy deductibles to balance protection with premiums. Its clientele encompasses a range of commercial sectors, such as local offices, warehouses, and food service establishments.
RJ Bailey Insurance Center in Fargo, North Dakota, is an auto insurance agent known for helping drivers navigate standard liability, collision, and comprehensive coverages. The agency assists clients with policy management and claims support, matching coverage options to individual driving needs. Its work includes evaluating risk factors specific to local road conditions and winter weather events. For added security, the office can arrange roadside assistance plans for towing, flat tires, and lockout services.
Yahnke Insurance Agency provides auto insurance services to residents in and around Fargo, North Dakota. The company also offers commercial coverage options for local businesses with vehicles. Serving the greater Fargo area, the agency assists clients in finding suitable policies to meet their individual driving needs and budgets. After a policy is placed, the team follows up to address any questions and ensures coverage is adjusted as circumstances change between regular visits.
What Does an a Auto Insurance Agent in Fargo Cost?
Typical annual auto insurance costs in North Dakota range from 800 to 1,500 dollars for a standard policy, though rates vary by driver and vehicle. Factors like a clean driving record and bundling with home insurance can lower your premium. Fargo rates may differ from other parts of the state due to local accident statistics and population density. This is general information and not insurance advice.
About auto insurance agents in Fargo
Auto insurance agents in Fargo North Dakota help drivers find coverage that meets state law and personal needs. North Dakota requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. An agent can explain these requirements and help you choose additional options like collision or comprehensive coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in North Dakota?
North Dakota law requires liability coverage of at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. You must also carry uninsured motorist coverage of at least 25,000 dollars per person and 50,000 dollars per accident.
How can a Fargo auto insurance agent help me save money?
An agent can review your driving history, vehicle type, and coverage needs to find discounts you may qualify for. Common discounts in North Dakota include safe driver, multi-policy, and good student discounts. Agents compare rates from multiple insurers to find a competitive price.
What factors affect auto insurance rates in Fargo North Dakota?
Rates are based on your driving record, age, credit history, vehicle make and model, and where you live in Fargo. Winter weather and road conditions in North Dakota can also influence rates. Your annual mileage and claims history are additional factors.
Auto Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · West Fargo · Williston