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Find Auto Insurance Agents Near You in Kirtland, OH

Looking for a auto insurance agent in Kirtland? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Kirtland, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 3 auto insurance agents in Kirtland, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lori Smul - State Farm Insurance Agent
8281 Euclid Chardon Rd E, Kirtland, OH 44094
(440) 942-8366 lorismulinsurance.com
Yert Insurance Agency
9175 Chillicothe Rd, Kirtland, OH 44094
(440) 256-8920 yertinsurance.com
CM SR22 Insurance Group
38234 Glenn Ave, Kirtland, OH 44094
(855) 698-0461 cmsr22insurancegroup.com

Auto insurance agents in Kirtland, Ohio help drivers find coverage that meets state requirements and personal needs. Ohio law mandates minimum liability coverage of $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. A local agent can explain these requirements and help you compare policies from different insurers.

What Does a Auto Insurance Agent in Kirtland Cost?

The average cost of auto insurance in Ohio is around $1,200 to $1,500 per year for full coverage, and about $500 to $700 per year for minimum liability. Rates in Kirtland may vary based on factors like your age, driving record, credit score, and the type of vehicle you drive. This is general information and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum auto insurance coverage required in Ohio?
Ohio requires drivers to carry at least $25,000 per person and $50,000 per accident in bodily injury liability, and $25,000 in property damage liability. Uninsured and underinsured motorist coverage is also required unless you reject it in writing.
How can an auto insurance agent in Kirtland help me?
An agent can review your driving history, vehicle type, and coverage needs to find suitable policies. They can also explain Ohio-specific rules, such as the statute of limitations for filing a claim, which is two years for property damage and two years for bodily injury.
Do I need full coverage or just liability insurance in Kirtland?
Ohio law only requires liability insurance, but many drivers choose full coverage for added protection. If you have a loan or lease on your vehicle, your lender may require comprehensive and collision coverage. An agent can help you decide based on your situation.