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HomeAuto Insurance AgentsOhio › Lorain

Find Auto Insurance Agents Near You in Lorain, OH

Browse auto insurance agents serving Lorain, Ohio. Updated 2026-07-14.

The top-rated auto insurance agent in Lorain, Ohio is Nick Perrico, Sr. - State Farm Insurance Agent, rated 5.0 stars across 341 reviews. Other highly rated options include Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office), Chris Arnott Agency Inc.. This directory lists 13 auto insurance agents serving Lorain.

Showing 13 auto insurance agents in Lorain, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Perrico, Sr. - State Farm Insurance Agent6401 S Broadway(440) 233-8501
2Charles Chapman - State Farm Insurance Agent4340 N Leavitt Rd F(440) 985-1405
3Robert Taylor Insurance (Lorain Office)2063 N Ridge Rd(440) 277-5191
4Chris Arnott Agency Inc.4789 N Leavitt Rd Suite D(440) 723-2991
5Cathie Halko - State Farm Insurance Agent1065 N Ridge Rd W(440) 233-6157
6Lighthouse Insurance Agency4789 N Leavitt Rd Suite D(440) 984-3463
7Janasko Insurance562 Broadway(440) 245-6268
8The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)520 Broadway(440) 776-8900
9Somers Agency LLC5311N N Leavitt Rd Ste 100(440) 324-3447
10Masters Insurance Agency210 W 7th St(440) 244-2253
NP
6401 S Broadway
Nick Perrico, Sr. - State Farm Insurance Agent
Auto Insurance Agent · Lorain, OH

Nick Perrico, Sr. - State Farm Insurance Agent serves the Lorain, Ohio, area and provides auto insurance coverage for local drivers. The agency helps clients manage their personal insurance needs by offering policies that protect against common road risks. This includes liability protection, collision property, and medical payment insurance for vehicles operated in the county. Additionally, the company handles uninsured and underinsured motorist coverage to assist residents who may be involved in incidents with drivers lacking sufficient protection.

CC
4340 N Leavitt Rd F
Charles Chapman - State Farm Insurance Agent
Auto Insurance Agent · Lorain, OH

Charles Chapman - State Farm Insurance Agent serves drivers, homeowners, renters, and business owners in Lorain, OH, with auto insurance policies designed to meet local coverage needs. The agency assists clients in comparing liability, collision, and comprehensive options to protect vehicles on roads throughout Lorain County. Additional services include bundling auto coverage with homeowners or renters policies for streamlined protection. Charles Chapman also helps customers manage policy changes, file claims, and review discounts regularly. The agency extends its auto insurance services to clients in nearby communities such as Amherst and Sheffield Lake.

RT
2063 N Ridge Rd
Robert Taylor Insurance (Lorain Office)
Auto Insurance Agent · Lorain, OH

Robert Taylor Insurance, operating from its Lorain office, offers a range of personal insurance coverages, primarily focusing on auto policies for local drivers. The agency provides ongoing service support including policy adjustments, claims assistance, and regular coverage reviews to help clients maintain appropriate protection. Their maintenance plans involve annual check-ins to update policies based on vehicle changes or driving habits. The company services single-family homes, apartments, retail locations, and restaurants within the Lorain area.

CA
4789 N Leavitt Rd Suite D
Chris Arnott Agency Inc.
Auto Insurance Agent · Lorain, OH

Chris Arnott Agency Inc., based in Lorain, OH, helps auto insurance clients distinguish between one-time policy adjustments and recurring coverage updates needed as driving conditions change. Their agents provide options for routine liability, collision, and comprehensive plans that meet local commuting and traffic requirements. Every quote is assessed on specific vehicle and driver details to ensure appropriate protection. Service for existing accounts runs as needed, handled by appointment or request for policy modifications, claims support, or annual renewal review.

CH
1065 N Ridge Rd W
Cathie Halko - State Farm Insurance Agent
Auto Insurance Agent · Lorain, OH

Cathie Halko - State Farm Insurance Agent serves the Lorain, Ohio area and surrounding communities throughout Lorain County. The office handles auto insurance policies for local drivers, helping them meet state requirements and select appropriate coverage levels. Understanding the region's road conditions and driving patterns, the agent works with clients to review their individual needs. This straightforward approach involves working through coverage options and deductibles to present suitable policy choices. By discussing risk and protection details openly, the agent helps clients make informed selections for their personal insurance.

LI
4789 N Leavitt Rd Suite D
Lighthouse Insurance Agency
Auto Insurance Agent · Lorain, OH

Lighthouse Insurance Agency specializes in helping drivers find auto insurance coverage tailored to their specific needs. The agency works closely with clients in Lorain and the surrounding areas to understand their driving habits and vehicle requirements. It assists with policy reviews, new vehicle additions, and coverage adjustments to ensure adequate protection. The agency helps homeowners navigate the increased risks of winter driving on icy local roads and bridges.

JI
562 Broadway
Janasko Insurance
Auto Insurance Agent · Lorain, OH

When winter storms hit Lorain, local drivers often need coverage adjustments for weather-related risks, and Janasko Insurance provides personal auto insurance guidance to meet those seasonal concerns. As an agency focused on this specific category, they help policyholders understand liability limits, collision protections, and comprehensive options that suit their driving patterns on area roads. Their process begins with reviewing a client’s current policy and discussing any recent life changes that may affect coverage needs, scheduling a follow-up assessment of the vehicle’s condition to align the policy with the quoted details.

LC
520 Broadway
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
Auto Insurance Agent · Lorain, OH

The Liberty Company Insurance Brokers, formerly Nationwide Insurance: Sam J Saraniti Clu, provides auto insurance coverage for drivers in the Lorain, OH area. Specialty add-ons can include roadside assistance and rental car reimbursement to enhance a standard policy. The agency works with clients to tailor coverage for personal vehicles. It also serves commercial sectors such as offices, warehouses, and food service businesses.

SA
5311N N Leavitt Rd Ste 100
Somers Agency LLC
Auto Insurance Agent · Lorain, OH

At Somers Agency LLC in Lorain, OH, residents receive guidance for personal auto insurance policies that protect their daily vehicles. Commercial coverage is also available for businesses requiring fleet or liability protection for company vehicles. The agent serves clients throughout the Lorain area, helping them understand policy options suited to their driving needs. Clients are welcomed to return between regular policy reviews for any necessary adjustments to their coverage as their circumstances evolve.

MI
210 W 7th St
Masters Insurance Agency
Auto Insurance Agent · Lorain, OH

Masters Insurance Agency, based in Lorain, Ohio, is known for helping drivers find suitable personal auto coverage. Its service range includes standard liability, collision, and comprehensive policies tailored to local driving needs. The agency works with area residents to meet Ohio state minimum requirements and address common concerns like uninsured motorist protection. For specialty add-on services, it can arrange roadside assistance plans that provide towing and lockout support for policyholders.

PI
112 E 19th St
Pfister Insurance
Auto Insurance Agent · Lorain, OH
(800) 237-7595
pfisterinsurance.com
EB
713 Broadway
EZ Bonds Plus Insurance LLC
Auto Insurance Agent · Lorain, OH
(440) 323-6383
ezplusinsurance.com
NE
1812 Cooper Foster Park Rd
Neil Elkins - State Farm Insurance Agent
Auto Insurance Agent · Lorain, OH
(440) 282-2001
neilelkins.com

What Does an a Auto Insurance Agent in Lorain Cost?

The average cost of auto insurance in Ohio is around $1,100 per year for full coverage, but rates in Lorain can vary based on your age, driving record, and vehicle type. Minimum liability policies may cost as low as $400 to $600 per year. Factors like local accident rates and your credit history also affect your premium. This is general information and not insurance advice.

About auto insurance agents in Lorain

Auto insurance agents in Lorain Ohio help drivers find coverage that meets state requirements. Ohio law mandates minimum liability coverage of $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. A local agent can explain these limits and help you choose additional protection like collision or comprehensive coverage.

Frequently Asked Questions

What does an auto insurance agent in Lorain do?

An auto insurance agent helps you compare policies from different companies. They explain coverage options, help you file claims, and ensure you meet Ohio minimum insurance requirements. Agents can also review your policy each year to adjust for changes in your driving habits or vehicle value.

How do I choose an auto insurance agent in Lorain Ohio?

Look for an agent licensed in Ohio with experience serving Lorain County drivers. Ask about their available insurance carriers and whether they offer discounts for safe driving or bundling policies. Read online reviews and check their office location for convenience.

What documents do I need to get a quote from an auto insurance agent?

You will need your drivers license number, vehicle identification number VIN, current mileage, and details about your driving history. The agent may also ask about your credit score and any previous claims. Having this information ready speeds up the quote process.

Auto Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.