ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Auto Insurance Agents Near You in Troy, OH

Browse auto insurance agents serving Troy, Ohio. Updated 2026-07-14.

The top-rated auto insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 20 auto insurance agents serving Troy.

Showing 20 auto insurance agents in Troy, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeman Groves Insurance And Financial Services Inc2840 S Co Rd 25A(937) 348-1763
2Littman-Thomas Agency - Troy Office210 S Market St suite b(937) 339-1525
3Heath Murray - State Farm Insurance Agent725 W Market St(937) 335-9600
4Holobaugh Insurance2244 OH-718(937) 552-9956
5Carr Insurance Group115 S Market St(937) 335-8914
6Koverman Staley Dickerson Insurance1106 W Main St(937) 339-4119
7Benefits Analysis Corporation1930 Prime Ct Suite 103 Suite 103(937) 335-5751
8Carson Halsey: Allstate Insurance1275 Experiment Farm Rd D(937) 332-6942
9Lisa Cano - State Farm Insurance Agent41 S Stanfield Rd A(937) 335-3535
10Trojan Insurance Agency1008 Grant St(937) 339-2674
FG
2840 S Co Rd 25A
Freeman Groves Insurance And Financial Services Inc
Auto Insurance Agent · Troy, OH

Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio area as a local auto insurance agent. The company helps drivers find coverage that meets their needs, including options for liability, collision, and comprehensive policies. A professional agent works with clients to compare plans from different carriers, aiming to secure appropriate protection while keeping costs manageable. This agency also assists with policy reviews and claims support, ensuring that customers understand their coverage. Specific services handled include SR-22 filings and discounts for safe driving habits.

LT
210 S Market St suite b
Littman-Thomas Agency - Troy Office
Auto Insurance Agent · Troy, OH

Littman-Thomas Agency - Troy Office provides a range of services for personal auto insurance policies in Troy, OH. It offers standard coverage options, including liability, collision, and comprehensive protection for vehicles. The agency also assists with roadside assistance plans and rental car reimbursement options to support drivers during claims or breakdowns. This local office works with clients to tailor insurance solutions that meet individual driving needs and legal requirements. It services single-family homes, apartments, retail, and restaurants.

HM
725 W Market St
Heath Murray - State Farm Insurance Agent
Auto Insurance Agent · Troy, OH

Heath Murray - State Farm Insurance Agent serves homeowners, businesses, and property managers in Troy, OH, by providing auto insurance policies designed to protect personal vehicles and commercial fleets. The agency helps clients select appropriate liability and comprehensive coverage options that meet their individual driving needs. Working directly with policyholders, the office assists with claims guidance and policy adjustments throughout the year. Its team regularly reviews coverage limits to ensure adequate protection against local risks. The agency also covers drivers in the nearby Piqua area of Miami County.

HI
2244 OH-718
Holobaugh Insurance
Auto Insurance Agent · Troy, OH

Holobaugh Insurance serves the Troy, Ohio area and surrounding communities, assisting local drivers with their auto insurance needs. It handles standard coverage options such as liability, collision, and comprehensive policies to protect vehicles on the road. The company works directly with clients to explain their coverage choices in clear terms, helping them select appropriate protection for their individual driving circumstances. To handle a typical job, it gathers basic information about the client and their vehicle, then reviews available policy options to build a suitable car insurance plan.

CI
115 S Market St
Carr Insurance Group
Auto Insurance Agent · Troy, OH

Carr Insurance Group offers clients a choice between one-time policy transactions and recurring service options for their auto coverage needs. In Troy, OH, drivers can secure liability, collision, and comprehensive protection tailored to their individual circumstances. The agency helps customers compare plans from multiple insurers to find appropriate coverage for personal vehicles. Service here runs on a scheduled basis, with policies reviewed regularly at renewal periods to adjust for changing life events or vehicle needs.

KS
1106 W Main St
Koverman Staley Dickerson Insurance
Auto Insurance Agent · Troy, OH

In Troy, OH, winter weather can make roads hazardous, and Koverman Staley Dickerson Insurance helps local drivers secure coverage that meets these seasonal challenges. As an auto insurance agent, the company works with clients to review policy options that align with individual driving needs and budgets. They focus on explaining coverage details clearly, ensuring customers understand their choices before making decisions. An initial consultation typically begins with a review of the driver’s current policy and vehicle details to identify coverage gaps.

BA
1930 Prime Ct Suite 103 Suite 103
Benefits Analysis Corporation
Auto Insurance Agent · Troy, OH

Benefits Analysis Corporation assists clients in Troy, Ohio, with a full range of auto insurance agent services, including policy comparisons and coverage management. The company can also help drivers explore specialty add-ons such as rental reimbursement and roadside assistance plans to enhance protection. It serves a variety of commercial sectors, including office-based businesses, warehousing and distribution facilities, and food service operations, offering tailored liability and coverage options for their vehicles and fleets.

CH
1275 Experiment Farm Rd D
Carson Halsey: Allstate Insurance
Auto Insurance Agent · Troy, OH

Carson Halsey: Allstate Insurance in Troy, OH, provides services for auto insurance, including policy customization and liability coverage options for standard vehicles. It generally assists clients with roadside assistance plans and rental car reimbursement. The agency also offers guidance through the claims process following accidents or weather-related incidents. This includes advising on comprehensive claims for hail damage common during Ohio spring storms.

LC
41 S Stanfield Rd A
Lisa Cano - State Farm Insurance Agent
Auto Insurance Agent · Troy, OH

Lisa Cano's agency provides auto insurance services for residents in Troy, OH and assists local families with their personal coverage needs. The office also offers commercial insurance options for small business owners and professionals operating throughout the surrounding area. Clients can obtain policy reviews and discuss adjustments to their plans to better fit changing circumstances. The agent maintains contact between regular visits to follow up on policy updates and address any coverage questions that may arise.

TI
1008 Grant St
Trojan Insurance Agency
Auto Insurance Agent · Troy, OH
RJ
23 S Mulberry St
R J Warner Insurance
Auto Insurance Agent · Troy, OH
(937) 335-5166
rjwarner.com
TI
12 N Mulberry St
Troy insurance agency
Auto Insurance Agent · Troy, OH
(937) 764-3470
sharlenereph854691.wixsite.com/troy-insurance-agenc
PP
210 S Market St
Pacific Pioneer Insurance Services
Auto Insurance Agent · Troy, OH
(614) 344-6308
PE
16 N Cherry St
Pacific Edge Insurance Co.
Auto Insurance Agent · Troy, OH
(614) 344-6313
CA
10 N Market St Ste C
Close Agency LLC American Family Insurance
Auto Insurance Agent · Troy, OH
(937) 234-4528
amfam.com/agents/ohio/kettering/michael-close
FI
81 Robin Hood Ln ste b
Farmers Insurance / Gibbs-Warner Agency
Auto Insurance Agent · Troy, OH
(937) 440-0400
agents.farmers.com/oh/troy/vicky-warner
NI
405 Public Square, Suite 252
Nationwide Insurance: Graves-Fearon Agency Ltd.
Auto Insurance Agent · Troy, OH
(937) 335-1922
gravesfearonagency.com
FI
661 N County Rd 25A
Farmers Insurance - Joshua Barnes
Auto Insurance Agent · Troy, OH
(937) 524-2055
agents.farmers.com/oh/troy/joshua-barnes
FI
81 Robin Hood Ln ste b
Farmers Insurance - Ryan Maher
Auto Insurance Agent · Troy, OH
(937) 440-0400
agents.farmers.com/oh/troy/ryan-maher
SI
305 Public Sq Ste 3
Shelter Insurance - Erik Lamka
Auto Insurance Agent · Troy, OH
(937) 980-9013
shelterinsurance.com/CA/agent/ELAMKA

What Does an a Auto Insurance Agent in Troy Cost?

The average cost of auto insurance in Ohio is around 1200 dollars per year for full coverage but rates vary by driver. Factors like your age driving record vehicle type and location in Troy affect your premium. Young drivers and those with accidents often pay more while safe drivers with good credit may see lower rates. This is general information and not insurance advice.

About auto insurance agents in Troy

Auto insurance agents in Troy Ohio help drivers find coverage that meets state requirements and personal needs. Ohio law requires all drivers to carry liability insurance with minimum limits of 25000 dollars for bodily injury per person and 50000 dollars per accident. Local agents can explain these requirements and help you choose additional options like collision or comprehensive coverage.

Frequently Asked Questions

What are the minimum auto insurance requirements in Ohio?

Ohio requires liability coverage of at least 25000 dollars for bodily injury per person, 50000 dollars per accident, and 25000 dollars for property damage. An agent in Troy can help you meet these legal minimums and suggest higher limits for better protection.

How do I find a local auto insurance agent in Troy Ohio?

You can search online directories or ask for referrals from neighbors and coworkers in Troy. Many agents have offices in Miami County and can meet with you in person to review your driving history and vehicle needs.

Can an auto insurance agent help me after a car accident in Troy?

Yes an agent can assist with filing a claim and explaining your policy coverage. They can also help you understand Ohio laws regarding fault and the statute of limitations which is two years from the accident date for filing a lawsuit.

Auto Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.