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Find Auto Insurance Agents Near You in Lincoln City, OR
Browse auto insurance agents serving Lincoln City, Oregon. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Lincoln City, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Oregon before hiring.
Showing 7 auto insurance agents in Lincoln City, OR
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Isham & Sprague Insurance Inc
2730 NE Hwy 101, Lincoln City, OR 97367
(541) 994-3600
ishamandspragueinsurance.com
Brandon Carpenter - State Farm Insurance Agent
788 SE Hwy 101, Lincoln City, OR 97367
(541) 994-8977
sfbrandon.com
Farmers Insurance - Charlotte Lehto
4270 US-101, Lincoln City, OR 97367
(541) 994-2884
agents.farmers.com
Siskiyou Insurance of Lincoln City
3202 NE Hwy 101, Lincoln City, OR 97367
(541) 994-7771
siskiyouins.com
Farmers Insurance - Miles Vickstrom
1420 NE 12th St, Lincoln City, OR 97367
(541) 994-6000
agents.farmers.com
Total Care Insurance OR
2405 NW U.S. 101, Lincoln City, OR 97367
(541) 262-4594
Moria Belsey Insurance Agent
4157 NW U.S. 101 Suite 227, Lincoln City, OR 97367
(503) 812-9735
belseyinsurance.com
Auto insurance agents in Lincoln City Oregon help drivers meet Oregons mandatory liability insurance requirements. They can assist with policies that cover the unique risks of driving on the Oregon Coast such as wind and flood damage. Local agents also provide guidance on Oregons 20/40/15 minimum liability limits.
What Does a Auto Insurance Agent in Lincoln City Cost?
In Oregon the average annual cost for full coverage auto insurance is around 1500 to 2000. Minimum liability policies may cost 500 to 800 per year. Costs in Lincoln City can be higher due to coastal weather risks and local claim rates. Your age driving record and vehicle type will affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Oregon?
Oregon law requires liability coverage of at least 25000 per person for bodily injury 50000 per accident for bodily injury and 20000 per accident for property damage. Uninsured motorist coverage and personal injury protection are also mandatory.
Do I need special coverage for driving on the Oregon Coast?
While not required by law comprehensive coverage is recommended for coastal drivers. It covers damage from falling trees flooding and wind which are common in Lincoln City. An agent can help you add this to your policy.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Oregon.