The top-rated auto insurance agent in Carlisle, Pennsylvania is Sollenberger's Messenger Service, rated 4.7 stars across 216 reviews. Other highly rated options include Jon Fetterman - State Farm Insurance Agent, Greg Lunde - State Farm Insurance Agent, Sherman Messenger Service LLC. This directory lists 17 auto insurance agents serving Carlisle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sollenberger's Messenger Service | 29 Westminster Dr | (717) 249-8149 |
| 2 | Jon Fetterman - State Farm Insurance Agent | 805 E High St | (717) 249-4251 |
| 3 | Greg Lunde - State Farm Insurance Agent | 11 State Ave | (717) 241-2341 |
| 4 | Sherman Messenger Service LLC | 15 State Ave Suite 103 | (717) 706-3606 |
| 5 | Mike Shope - State Farm Insurance Agent | 812 W High St | (717) 241-3029 |
| 6 | The Kole Group | 43 Eastgate Dr Suite 100 | (717) 258-5599 |
| 7 | AAA Central Penn | 1911 W Trindle Rd #1 | (800) 421-4552 |
| 8 | Miller Carlisle Insurance Services | 19 Brookwood Ave #102 | (717) 243-4400 |
| 9 | Dan Collison - State Farm Agent | 22 S Hanover St | (717) 249-1582 |
| 10 | Lendmark Financial Services LLC | 1075 Harrisburg Pike Suite 102 | (717) 966-1701 |
Sollenberger’s Messenger Service serves Carlisle and Cumberland County, Pennsylvania, as an auto insurance agent helping customers find suitable coverage. The company works to match drivers with policies that meet local requirements and individual needs. Assistance is provided for selecting appropriate levels of liability and comprehensive protection. Clients can also receive guidance on understanding deductibles and exploring optional coverages such as roadside assistance. Rental car reimbursement is another service the agency handles for policyholders in this area.
Jon Fetterman - State Farm Insurance Agent in Carlisle, PA provides auto insurance policies tailored to individual driving needs. It also offers comprehensive coverage options to protect against common roadway risks. Service plans include assistance with policy adjustments, claims filing, and regular policy reviews to ensure appropriate coverage levels. The agent works with clients to maintain their policies over time and address any changes in driving circumstances or vehicle condition. This location services the coverage needs of single-family homes, apartments, retail, and restaurants.
Greg Lunde - State Farm Insurance Agent serves customers in Carlisle, including homeowners, renters, and business owners seeking auto insurance. Their agency provides personalized auto coverage options to protect drivers from financial losses due to accidents or vehicle damage. They also assist commercial drivers with policies tailored to business vehicles and fleet needs. The office helps clients compare deductibles and liability limits to find suitable plans. Beyond Carlisle, this agency extends its auto insurance services to nearby Mechanicsburg and the wider Cumberland County area.
Sherman Messenger Service LLC serves Carlisle, Pennsylvania, and the surrounding Cumberland County communities with auto insurance agent services. It handles the usual coverage types for drivers in the region, including liability, collision, and comprehensive policies. The company focuses on explaining policy options clearly to help clients meet state minimum requirements. For a typical job, it works through each customer's personal driving needs and vehicle details to match them with appropriate coverage levels.
Unlike one-time insurance purchases, ongoing auto coverage requires annual renewal adjustments. Mike Shope - State Farm Insurance Agent in Carlisle, PA provides personal auto policies that protect against liability, collision, and comprehensive risks. Local drivers can discuss coverage limits, deductibles, and optional roadside assistance. The agent guides clients through selecting appropriate protection for their vehicles and driving habits. Services operate on a scheduled basis, with policy reviews and updates occurring at each renewal term rather than as a one-time transaction.
The Kole Group provides specialized auto insurance services, including liability coverage and comprehensive policy options for Carlisle residents. The agency also handles general policy adjustments and claims assistance for local drivers. It regularly reviews individual coverage needs to recommend appropriate protection levels. As winter weather approaches, the office helps clients update policies for increased risk of ice-related accidents and unplowed road conditions.
AAA Central Penn serves the Carlisle, Pennsylvania area as an auto insurance agent. It helps drivers find personal auto coverage that meets local requirements and financial needs. The agency can also assist with adjusting policy options for changing circumstances. Customers can receive guidance on liability limits and comprehensive collision options through this location. It handles full coverage policies and proof of insurance documents for Pennsylvania residents.
With winter weather approaching in Carlisle, PA, drivers often need to review their coverage for potential ice-related accidents or increased deer collision risks. Miller Carlisle Insurance Services provides auto insurance guidance tailored to these seasonal concerns. Their agents help local clients compare protection options and manage policy updates after life changes like a new commute or vehicle purchase. The process typically begins with an initial coverage review to assess current needs and identify any gaps before the next renewal term.
Lendmark Financial Services LLC assists Carlisle area clients with standard auto coverage and offers specialty add-ons such as roadside assistance and rental car reimbursement. Their agents help customers navigate deductibles, liability limits, and comprehensive policies to tailor protection to individual needs. Serving Carlisle, they also provide coverage solutions for commercial sectors, including offices, warehouses, and food service operations.
What Does an a Auto Insurance Agent in Carlisle Cost?
The average cost of auto insurance in Pennsylvania is around $1,500 to $2,000 per year for full coverage, though rates vary widely by driver profile, vehicle, and location. Minimum liability coverage may cost between $400 and $800 annually. Carlisle drivers may see rates influenced by local traffic patterns and claim history. This is general information and not insurance advice.
About auto insurance agents in Carlisle
Auto insurance agents in Carlisle, Pennsylvania help drivers find coverage that meets state requirements and personal needs. Pennsylvania law requires all drivers to carry liability insurance with minimum limits of $15,000 per person and $30,000 per accident for bodily injury, plus $5,000 for property damage. Agents can also explain the state's choice between full tort and limited tort options, which affect your right to sue after an accident.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Pennsylvania?
Pennsylvania requires at least $15,000 per person and $30,000 per accident for bodily injury liability, and $5,000 for property damage liability. Drivers must also have first-party medical benefits of $5,000. An agent can help you understand these requirements and add optional coverages.
How does full tort versus limited tort affect my auto insurance in Carlisle?
Full tort allows you to sue for pain and suffering after an accident without restrictions, but it typically increases your premium. Limited tort lowers your premium but restricts your right to sue for non-economic damages unless you have a serious injury. A local agent can explain how each option works under Pennsylvania law.
Can I get a discount on auto insurance in Pennsylvania for safe driving?
Yes, many insurers offer discounts for safe driving, completing a defensive driving course, or having anti-theft devices. Some companies also provide discounts for bundling auto and home policies. An agent can review available discounts and help you find savings that apply to your situation.
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