ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Auto Insurance Agents Near You in Smithfield, RI
Looking for a auto insurance agent in Smithfield? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 auto insurance agents in Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Greenville
445 Putnam Pike, Smithfield, RI 02917
(401) 232-5100
branches.northeast.aaa.com
Neighborhood Health Plan of Rhode Island
910 Douglas Pike, Smithfield, RI 02917
(401) 459-6000
nhpri.org
Kerri A. Lawton: Allstate Insurance
151 Douglas Pike Ste 3, Smithfield, RI 02917
(401) 233-0800
agents.allstate.com
Auto insurance agents in Smithfield, Rhode Island help drivers find coverage that meets state requirements. Rhode Island law mandates minimum liability limits of $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. A local agent can explain these requirements and help you choose a policy that fits your needs.
What Does a Auto Insurance Agent in Smithfield Cost?
Typical auto insurance costs in Rhode Island range from $1,200 to $2,500 per year for full coverage, though rates vary widely based on individual factors. Minimum liability coverage may cost between $500 and $1,000 annually. An agent can provide personalized quotes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Rhode Island?
Rhode Island requires all drivers to carry liability insurance with at least $25,000 per person and $50,000 per accident for bodily injury, and $25,000 for property damage. Uninsured motorist coverage of the same amounts is also required.
How can an auto insurance agent in Smithfield help me?
An agent can review your driving history and vehicle type to find policies from multiple insurers. They can also explain Rhode Island-specific rules, such as the state's no-fault system and the requirement for personal injury protection.
What factors affect auto insurance rates in Smithfield Rhode Island?
Rates are influenced by your driving record, age, vehicle make and model, and location. Smithfield's proximity to Providence and local accident statistics can also impact premiums. Discounts may be available for safe driving or bundling policies.
Free • No Obligation
Compare Auto Insurance Agents
Get matched with agents in Smithfield who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.